Standard Variable Rate Investment Loan
Discount Variable Home Loan
special
$0 application feeMake the move to UBank's award winning home loan
2.84%
Variable
2.84%
Owner Occupier Discounted Variable Rate
5.03%
Variable
5.03%
$1,347
Pros
- No ongoing fees
- Suitable for low deposits
- Extra repayments + redraw services
- Free redraw facility
Cons
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Maximum LVR 95% | Interest rate structure Variable |
Borrowing range $20k - $100m | Total Repayments $484,920 |
Principal & interest | Interest only |
Loan term range 1 - 30 years | Offset account No |
Extra repayments Unlimited extra repayments | Redraw facility Redraw fee: $0 |
Allows split interest | Suitable For Investors |
Applicable States ACT, NSW, QLD, VIC | |
Estimated upfront fees $450 | Application fee $300 |
Settlement fee $150 | Valuation fee $0 |
Legal fee $0 | Ongoing fee $0 |
Discharge fee $200 | Property Type |
SMSF Trustee | Minimum SMSF Amount |
Aggregator |
Compare and review home loans with similar features
The Mutual, or the Maitland Mutual Building Society, was founded in 1888 and is one of the oldest member-owned building societies in Australia.
It is based in Maitland, NSW, and offers financial products such as home and personal loans, credit cards, savings and investment accounts, as well as insurance and superannuation. They also provide financial planning services and investment advice.
The Mutual Home Loan Calculator
Interested in an The Mutual home loan? RateCity has a suite of calculators that can show you what your repayments would be and how The Mutual compares to its competitors. Simply plug in your borrowing amount below.
Related articles
Popular home loans searches
FAQs
The standard variable rate (SVR) is the interest rate a lender applies to their standard home loan. It is a variable interest rate which is normally used as a benchmark from which they price their other variable rate home loan products.
A standard variable rate home loan typically includes most, if not all the features the lender has on offer, such as an offset account, but it often comes with a higher interest rate attached than their most ‘basic’ product on offer (usually referred to as their basic variable rate mortgage).