Tic Toc Fixed Investment Loan (Principal and Interest) 4 Years | Review & Compare Home Loans

Investment Fixed

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Advertised Rate

2.89

% p.a

Fixed - 4 years

Comparison Rate*

2.87

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

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Summary
Features & fees
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Advertised Rate

2.89

% p.a

Fixed - 4 years

Comparison Rate*

2.87

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

Calculate your repayments for this loan

Your estimated repayment

$1,406

based on $300,000 loan amount for 25 years at 2.89%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,199

based on $300,000 loan amount for 25 years at 2.09%

Advertised Rate

2.09

% p.a

Intro 24 months

Comparison Rate*

2.52

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans. Apply by 30 November 2021 and settle by 28th February 2022. Terms and Conditions apply.*

Real Time Rating™

More Features

Monthly Repayment

$1,104

based on $300,000 loan amount for 25 years at 1.97%

Advertised Rate

1.97

% p.a

Fixed - 2 years

Comparison Rate*

2.88

% p.a

Interest rates ranked in the best 20%
Suitable for low deposits
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,147

based on $300,000 loan amount for 25 years at 1.85%

Advertised Rate

1.85

% p.a

Intro 24 months

Comparison Rate*

2.21

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Quick home loan review

For Fixed Investment Loan (Principal and Interest) 4 Years

These are the benefits of this home loan.

Lower than average interest rate
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

Limited extra repayments
No offset account
Loan reverts to higher rate after fixed period
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Fixed Investment Loan (Principal and Interest) 4 Years

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 90%	Total Repayments $421,800 View repayment schedule »
Next LVR	Interest rate type Fixed - 4 years
Borrowing range $50k - $2m Calculate how much you can borrow	Suitable for Investors
Loan term range 7 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Yes - limited to $20000	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee At Cost	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 325

Application method

Online	Phone
Broker	In branch

Target Market Determination

Visit Tic:Toc Home Loans to view Target Market Determination.

Other Benefits

Add a 100% offset account for $10 a month. Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Backed by Bendigo and Adelaide Bank, Australia’s fifth largest bank.

Other Restrictions

$60 - $200 PEXA fee applicable

Compare and review home loans with similar features

TMD

Advertised Rate

2.89

% p.a

Fixed - 4 years

Comparison Rate*

2.49

% p.a

Lower than average interest rate
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

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3.24

% p.a

Fixed - 4 years

Comparison Rate*

3.28

% p.a

No ongoing fees
Split account option

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3.29

% p.a

Fixed - 4 years

Comparison Rate*

4.64

% p.a

Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility
Split account option

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Advertised Rate

3.19

% p.a

Fixed - 4 years

Comparison Rate*

3.23

% p.a

No ongoing fees
Split account option

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FAQs

The range you can borrow from this loan is $50k to $2,000,000.

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

Tic:Toc Home Loans allows you to have this loan for a range of 7 to 30 years.

Tic:Toc Home Loans allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Tic:Toc Home Loans makes it possible to apply for this product online. Apply here.

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