Important disclosure
Live-in Variable
RateCity Says: Owner-occupiers with 10% deposit may be able to enjoy this low variable rate, unlimited extra repayments and free redraws, plus the option to add an offset account for $10/month.
3.09
% p.a
Variable
3.10
% p.a
$1,437
based on $300,000 loan amount for 25 years at 3.09%
3.09
% p.a
Variable
3.10
% p.a
$1,437
based on $300,000 loan amount for 25 years at 3.09%
Calculate your repayments for this loan
Your estimated repayment
$1,437
based on $300,000 loan amount for 25 years at 3.09%
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Quick home loan review
For Live-in Variable Loan (Principal and Interest) (LVR < 90%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
These are the drawbacks of this home loan.
- No offset account
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Live-in Variable Loan (Principal and Interest) (LVR < 90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $431,100 |
Interest rate type Variable | |
Borrowing range
$50k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 7 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee At Cost | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 325 |
Application method
Online | Phone |
Broker | In branch |
- Other Rate Match Guarantee. Tic:Toc will match the rate on identical variable P&I home loans. T&C's Apply.Rate Match Guarantee's Terms and Conditions: https://tictoc.com.au/lp/rate-match-terms-conditions
Target Market Determination
Visit Tic:Toc Home Loans to view Target Market Determination.
Other Benefits
Add a 100% offset account for $10 a month. Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Backed by Bendigo and Adelaide Bank, Australia’s fifth largest bank.
Other Restrictions
$60 - $200 PEXA fee applicable
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