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- Home Loans
- Transport Mutual Credit Union
- Refi Home Loan Special
Refi Home Loan Special
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
6.94%
Comparison rate* p.a.
7.03%
Refi Home Loan Special
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
6.94%
Comparison rate* p.a.
7.03%
Transport Mutual Credit Union Variable Rate Home Loan overview
For Discounted Variable (Switch and Save) Home Loan
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
95%
Total repayments
Interest rate type
Variable
Borrowing range
$30k - $5m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Transport Mutual Credit Union Limited to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$755
Application fee
$395
Legal fee
$360
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$0
Pros and Cons
For Refi Home Loan Special
Benefits
- No ongoing fees
- 100% full offset account
- Suitable for low deposits
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Higher than average interest rate
- Higher than average upfront fee
