Discount Offer Variable Home Loan (Amounts < $200k) from UBank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$150,000
Advertised rate
3.74%
Variable
Loan term
over 30 years
Repayment Frequency
Monthly
Monthly repayment
$694
Number of Repayments
360
Total Interest Paid
$99,840
Total repayments
$249,840
DatePrincipleInterestPaymentBalance
1Aug 2018$226.32$467.50$693.82$149,773.68
2Sep 2018$227.03$466.79$693.82$149,546.65
3Oct 2018$227.73$466.09$693.82$149,318.92
4Nov 2018$228.44$465.38$693.82$149,090.48
5Dec 2018$229.15$464.67$693.82$148,861.33
2018 Total$1,138.67$2,330.43$3,469.1
6Jan 2019$229.87$463.95$693.82$148,631.46
7Feb 2019$230.59$463.23$693.82$148,400.87
8Mar 2019$231.30$462.52$693.82$148,169.57
9Apr 2019$232.02$461.80$693.82$147,937.55
10May 2019$232.75$461.07$693.82$147,704.80
11Jun 2019$233.47$460.35$693.82$147,471.33
12Jul 2019$234.20$459.62$693.82$147,237.13
13Aug 2019$234.93$458.89$693.82$147,002.20
14Sep 2019$235.66$458.16$693.82$146,766.54
15Oct 2019$236.40$457.42$693.82$146,530.14
16Nov 2019$237.13$456.69$693.82$146,293.01
17Dec 2019$237.87$455.95$693.82$146,055.14
2019 Total$2,806.19$5,519.65$8,325.84
18Jan 2020$238.61$455.21$693.82$145,816.53
19Feb 2020$239.36$454.46$693.82$145,577.17
20Mar 2020$240.10$453.72$693.82$145,337.07
21Apr 2020$240.85$452.97$693.82$145,096.22
22May 2020$241.60$452.22$693.82$144,854.62
23Jun 2020$242.36$451.46$693.82$144,612.26
24Jul 2020$243.11$450.71$693.82$144,369.15
25Aug 2020$243.87$449.95$693.82$144,125.28
26Sep 2020$244.63$449.19$693.82$143,880.65
27Oct 2020$245.39$448.43$693.82$143,635.26
28Nov 2020$246.16$447.66$693.82$143,389.10
29Dec 2020$246.92$446.90$693.82$143,142.18
2020 Total$2,912.96$5,412.88$8,325.84
30Jan 2021$247.69$446.13$693.82$142,894.49
31Feb 2021$248.47$445.35$693.82$142,646.02
32Mar 2021$249.24$444.58$693.82$142,396.78
33Apr 2021$250.02$443.80$693.82$142,146.76
34May 2021$250.80$443.02$693.82$141,895.96
35Jun 2021$251.58$442.24$693.82$141,644.38
36Jul 2021$252.36$441.46$693.82$141,392.02
37Aug 2021$253.15$440.67$693.82$141,138.87
38Sep 2021$253.94$439.88$693.82$140,884.93
39Oct 2021$254.73$439.09$693.82$140,630.20
40Nov 2021$255.52$438.30$693.82$140,374.68
41Dec 2021$256.32$437.50$693.82$140,118.36
2021 Total$3,023.82$5,302.02$8,325.84
42Jan 2022$257.12$436.70$693.82$139,861.24
43Feb 2022$257.92$435.90$693.82$139,603.32
44Mar 2022$258.72$435.10$693.82$139,344.60
45Apr 2022$259.53$434.29$693.82$139,085.07
46May 2022$260.34$433.48$693.82$138,824.73
47Jun 2022$261.15$432.67$693.82$138,563.58
48Jul 2022$261.96$431.86$693.82$138,301.62
49Aug 2022$262.78$431.04$693.82$138,038.84
50Sep 2022$263.60$430.22$693.82$137,775.24
51Oct 2022$264.42$429.40$693.82$137,510.82
52Nov 2022$265.24$428.58$693.82$137,245.58
53Dec 2022$266.07$427.75$693.82$136,979.51
2022 Total$3,138.85$5,186.99$8,325.84
54Jan 2023$266.90$426.92$693.82$136,712.61
55Feb 2023$267.73$426.09$693.82$136,444.88
56Mar 2023$268.57$425.25$693.82$136,176.31
57Apr 2023$269.40$424.42$693.82$135,906.91
58May 2023$270.24$423.58$693.82$135,636.67
59Jun 2023$271.09$422.73$693.82$135,365.58
60Jul 2023$271.93$421.89$693.82$135,093.65
61Aug 2023$272.78$421.04$693.82$134,820.87
62Sep 2023$273.63$420.19$693.82$134,547.24
63Oct 2023$274.48$419.34$693.82$134,272.76
64Nov 2023$275.34$418.48$693.82$133,997.42
65Dec 2023$276.19$417.63$693.82$133,721.23
2023 Total$3,258.28$5,067.56$8,325.84
66Jan 2024$277.06$416.76$693.82$133,444.17
67Feb 2024$277.92$415.90$693.82$133,166.25
68Mar 2024$278.79$415.03$693.82$132,887.46
69Apr 2024$279.65$414.17$693.82$132,607.81
70May 2024$280.53$413.29$693.82$132,327.28
71Jun 2024$281.40$412.42$693.82$132,045.88
72Jul 2024$282.28$411.54$693.82$131,763.60
73Aug 2024$283.16$410.66$693.82$131,480.44
74Sep 2024$284.04$409.78$693.82$131,196.40
75Oct 2024$284.92$408.90$693.82$130,911.48
76Nov 2024$285.81$408.01$693.82$130,625.67
77Dec 2024$286.70$407.12$693.82$130,338.97
2024 Total$3,382.26$4,943.58$8,325.84
78Jan 2025$287.60$406.22$693.82$130,051.37
79Feb 2025$288.49$405.33$693.82$129,762.88
80Mar 2025$289.39$404.43$693.82$129,473.49
81Apr 2025$290.29$403.53$693.82$129,183.20
82May 2025$291.20$402.62$693.82$128,892.00
83Jun 2025$292.11$401.71$693.82$128,599.89
84Jul 2025$293.02$400.80$693.82$128,306.87
85Aug 2025$293.93$399.89$693.82$128,012.94
86Sep 2025$294.85$398.97$693.82$127,718.09
87Oct 2025$295.77$398.05$693.82$127,422.32
88Nov 2025$296.69$397.13$693.82$127,125.63
89Dec 2025$297.61$396.21$693.82$126,828.02
2025 Total$3,510.95$4,814.89$8,325.84
90Jan 2026$298.54$395.28$693.82$126,529.48
91Feb 2026$299.47$394.35$693.82$126,230.01
92Mar 2026$300.40$393.42$693.82$125,929.61
93Apr 2026$301.34$392.48$693.82$125,628.27
94May 2026$302.28$391.54$693.82$125,325.99
95Jun 2026$303.22$390.60$693.82$125,022.77
96Jul 2026$304.17$389.65$693.82$124,718.60
97Aug 2026$305.11$388.71$693.82$124,413.49
98Sep 2026$306.06$387.76$693.82$124,107.43
99Oct 2026$307.02$386.80$693.82$123,800.41
100Nov 2026$307.98$385.84$693.82$123,492.43
101Dec 2026$308.94$384.88$693.82$123,183.49
2026 Total$3,644.53$4,681.31$8,325.84
102Jan 2027$309.90$383.92$693.82$122,873.59
103Feb 2027$310.86$382.96$693.82$122,562.73
104Mar 2027$311.83$381.99$693.82$122,250.90
105Apr 2027$312.80$381.02$693.82$121,938.10
106May 2027$313.78$380.04$693.82$121,624.32
107Jun 2027$314.76$379.06$693.82$121,309.56
108Jul 2027$315.74$378.08$693.82$120,993.82
109Aug 2027$316.72$377.10$693.82$120,677.10
110Sep 2027$317.71$376.11$693.82$120,359.39
111Oct 2027$318.70$375.12$693.82$120,040.69
112Nov 2027$319.69$374.13$693.82$119,721.00
113Dec 2027$320.69$373.13$693.82$119,400.31
2027 Total$3,783.18$4,542.66$8,325.84
114Jan 2028$321.69$372.13$693.82$119,078.62
115Feb 2028$322.69$371.13$693.82$118,755.93
116Mar 2028$323.70$370.12$693.82$118,432.23
117Apr 2028$324.71$369.11$693.82$118,107.52
118May 2028$325.72$368.10$693.82$117,781.80
119Jun 2028$326.73$367.09$693.82$117,455.07
120Jul 2028$327.75$366.07$693.82$117,127.32
121Aug 2028$328.77$365.05$693.82$116,798.55
122Sep 2028$329.80$364.02$693.82$116,468.75
123Oct 2028$330.83$362.99$693.82$116,137.92
124Nov 2028$331.86$361.96$693.82$115,806.06
125Dec 2028$332.89$360.93$693.82$115,473.17
2028 Total$3,927.14$4,398.7$8,325.84
126Jan 2029$333.93$359.89$693.82$115,139.24
127Feb 2029$334.97$358.85$693.82$114,804.27
128Mar 2029$336.01$357.81$693.82$114,468.26
129Apr 2029$337.06$356.76$693.82$114,131.20
130May 2029$338.11$355.71$693.82$113,793.09
131Jun 2029$339.16$354.66$693.82$113,453.93
132Jul 2029$340.22$353.60$693.82$113,113.71
133Aug 2029$341.28$352.54$693.82$112,772.43
134Sep 2029$342.35$351.47$693.82$112,430.08
135Oct 2029$343.41$350.41$693.82$112,086.67
136Nov 2029$344.48$349.34$693.82$111,742.19
137Dec 2029$345.56$348.26$693.82$111,396.63
2029 Total$4,076.54$4,249.3$8,325.84
138Jan 2030$346.63$347.19$693.82$111,050.00
139Feb 2030$347.71$346.11$693.82$110,702.29
140Mar 2030$348.80$345.02$693.82$110,353.49
141Apr 2030$349.88$343.94$693.82$110,003.61
142May 2030$350.98$342.84$693.82$109,652.63
143Jun 2030$352.07$341.75$693.82$109,300.56
144Jul 2030$353.17$340.65$693.82$108,947.39
145Aug 2030$354.27$339.55$693.82$108,593.12
146Sep 2030$355.37$338.45$693.82$108,237.75
147Oct 2030$356.48$337.34$693.82$107,881.27
148Nov 2030$357.59$336.23$693.82$107,523.68
149Dec 2030$358.70$335.12$693.82$107,164.98
2030 Total$4,231.65$4,094.19$8,325.84
150Jan 2031$359.82$334.00$693.82$106,805.16
151Feb 2031$360.94$332.88$693.82$106,444.22
152Mar 2031$362.07$331.75$693.82$106,082.15
153Apr 2031$363.20$330.62$693.82$105,718.95
154May 2031$364.33$329.49$693.82$105,354.62
155Jun 2031$365.46$328.36$693.82$104,989.16
156Jul 2031$366.60$327.22$693.82$104,622.56
157Aug 2031$367.75$326.07$693.82$104,254.81
158Sep 2031$368.89$324.93$693.82$103,885.92
159Oct 2031$370.04$323.78$693.82$103,515.88
160Nov 2031$371.20$322.62$693.82$103,144.68
161Dec 2031$372.35$321.47$693.82$102,772.33
2031 Total$4,392.65$3,933.19$8,325.84
162Jan 2032$373.51$320.31$693.82$102,398.82
163Feb 2032$374.68$319.14$693.82$102,024.14
164Mar 2032$375.84$317.98$693.82$101,648.30
165Apr 2032$377.02$316.80$693.82$101,271.28
166May 2032$378.19$315.63$693.82$100,893.09
167Jun 2032$379.37$314.45$693.82$100,513.72
168Jul 2032$380.55$313.27$693.82$100,133.17
169Aug 2032$381.74$312.08$693.82$99,751.43
170Sep 2032$382.93$310.89$693.82$99,368.50
171Oct 2032$384.12$309.70$693.82$98,984.38
172Nov 2032$385.32$308.50$693.82$98,599.06
173Dec 2032$386.52$307.30$693.82$98,212.54
2032 Total$4,559.79$3,766.05$8,325.84
174Jan 2033$387.72$306.10$693.82$97,824.82
175Feb 2033$388.93$304.89$693.82$97,435.89
176Mar 2033$390.14$303.68$693.82$97,045.75
177Apr 2033$391.36$302.46$693.82$96,654.39
178May 2033$392.58$301.24$693.82$96,261.81
179Jun 2033$393.80$300.02$693.82$95,868.01
180Jul 2033$395.03$298.79$693.82$95,472.98
181Aug 2033$396.26$297.56$693.82$95,076.72
182Sep 2033$397.50$296.32$693.82$94,679.22
183Oct 2033$398.74$295.08$693.82$94,280.48
184Nov 2033$399.98$293.84$693.82$93,880.50
185Dec 2033$401.23$292.59$693.82$93,479.27
2033 Total$4,733.27$3,592.57$8,325.84
186Jan 2034$402.48$291.34$693.82$93,076.79
187Feb 2034$403.73$290.09$693.82$92,673.06
188Mar 2034$404.99$288.83$693.82$92,268.07
189Apr 2034$406.25$287.57$693.82$91,861.82
190May 2034$407.52$286.30$693.82$91,454.30
191Jun 2034$408.79$285.03$693.82$91,045.51
192Jul 2034$410.06$283.76$693.82$90,635.45
193Aug 2034$411.34$282.48$693.82$90,224.11
194Sep 2034$412.62$281.20$693.82$89,811.49
195Oct 2034$413.91$279.91$693.82$89,397.58
196Nov 2034$415.20$278.62$693.82$88,982.38
197Dec 2034$416.49$277.33$693.82$88,565.89
2034 Total$4,913.38$3,412.46$8,325.84
198Jan 2035$417.79$276.03$693.82$88,148.10
199Feb 2035$419.09$274.73$693.82$87,729.01
200Mar 2035$420.40$273.42$693.82$87,308.61
201Apr 2035$421.71$272.11$693.82$86,886.90
202May 2035$423.02$270.80$693.82$86,463.88
203Jun 2035$424.34$269.48$693.82$86,039.54
204Jul 2035$425.66$268.16$693.82$85,613.88
205Aug 2035$426.99$266.83$693.82$85,186.89
206Sep 2035$428.32$265.50$693.82$84,758.57
207Oct 2035$429.66$264.16$693.82$84,328.91
208Nov 2035$430.99$262.83$693.82$83,897.92
209Dec 2035$432.34$261.48$693.82$83,465.58
2035 Total$5,100.31$3,225.53$8,325.84
210Jan 2036$433.69$260.13$693.82$83,031.89
211Feb 2036$435.04$258.78$693.82$82,596.85
212Mar 2036$436.39$257.43$693.82$82,160.46
213Apr 2036$437.75$256.07$693.82$81,722.71
214May 2036$439.12$254.70$693.82$81,283.59
215Jun 2036$440.49$253.33$693.82$80,843.10
216Jul 2036$441.86$251.96$693.82$80,401.24
217Aug 2036$443.24$250.58$693.82$79,958.00
218Sep 2036$444.62$249.20$693.82$79,513.38
219Oct 2036$446.00$247.82$693.82$79,067.38
220Nov 2036$447.39$246.43$693.82$78,619.99
221Dec 2036$448.79$245.03$693.82$78,171.20
2036 Total$5,294.38$3,031.46$8,325.84
222Jan 2037$450.19$243.63$693.82$77,721.01
223Feb 2037$451.59$242.23$693.82$77,269.42
224Mar 2037$453.00$240.82$693.82$76,816.42
225Apr 2037$454.41$239.41$693.82$76,362.01
226May 2037$455.83$237.99$693.82$75,906.18
227Jun 2037$457.25$236.57$693.82$75,448.93
228Jul 2037$458.67$235.15$693.82$74,990.26
229Aug 2037$460.10$233.72$693.82$74,530.16
230Sep 2037$461.53$232.29$693.82$74,068.63
231Oct 2037$462.97$230.85$693.82$73,605.66
232Nov 2037$464.42$229.40$693.82$73,141.24
233Dec 2037$465.86$227.96$693.82$72,675.38
2037 Total$5,495.82$2,830.02$8,325.84
234Jan 2038$467.32$226.50$693.82$72,208.06
235Feb 2038$468.77$225.05$693.82$71,739.29
236Mar 2038$470.23$223.59$693.82$71,269.06
237Apr 2038$471.70$222.12$693.82$70,797.36
238May 2038$473.17$220.65$693.82$70,324.19
239Jun 2038$474.64$219.18$693.82$69,849.55
240Jul 2038$476.12$217.70$693.82$69,373.43
241Aug 2038$477.61$216.21$693.82$68,895.82
242Sep 2038$479.09$214.73$693.82$68,416.73
243Oct 2038$480.59$213.23$693.82$67,936.14
244Nov 2038$482.09$211.73$693.82$67,454.05
245Dec 2038$483.59$210.23$693.82$66,970.46
2038 Total$5,704.92$2,620.92$8,325.84
246Jan 2039$485.10$208.72$693.82$66,485.36
247Feb 2039$486.61$207.21$693.82$65,998.75
248Mar 2039$488.12$205.70$693.82$65,510.63
249Apr 2039$489.65$204.17$693.82$65,020.98
250May 2039$491.17$202.65$693.82$64,529.81
251Jun 2039$492.70$201.12$693.82$64,037.11
252Jul 2039$494.24$199.58$693.82$63,542.87
253Aug 2039$495.78$198.04$693.82$63,047.09
254Sep 2039$497.32$196.50$693.82$62,549.77
255Oct 2039$498.87$194.95$693.82$62,050.90
256Nov 2039$500.43$193.39$693.82$61,550.47
257Dec 2039$501.99$191.83$693.82$61,048.48
2039 Total$5,921.98$2,403.86$8,325.84
258Jan 2040$503.55$190.27$693.82$60,544.93
259Feb 2040$505.12$188.70$693.82$60,039.81
260Mar 2040$506.70$187.12$693.82$59,533.11
261Apr 2040$508.28$185.54$693.82$59,024.83
262May 2040$509.86$183.96$693.82$58,514.97
263Jun 2040$511.45$182.37$693.82$58,003.52
264Jul 2040$513.04$180.78$693.82$57,490.48
265Aug 2040$514.64$179.18$693.82$56,975.84
266Sep 2040$516.25$177.57$693.82$56,459.59
267Oct 2040$517.85$175.97$693.82$55,941.74
268Nov 2040$519.47$174.35$693.82$55,422.27
269Dec 2040$521.09$172.73$693.82$54,901.18
2040 Total$6,147.3$2,178.54$8,325.84
270Jan 2041$522.71$171.11$693.82$54,378.47
271Feb 2041$524.34$169.48$693.82$53,854.13
272Mar 2041$525.97$167.85$693.82$53,328.16
273Apr 2041$527.61$166.21$693.82$52,800.55
274May 2041$529.26$164.56$693.82$52,271.29
275Jun 2041$530.91$162.91$693.82$51,740.38
276Jul 2041$532.56$161.26$693.82$51,207.82
277Aug 2041$534.22$159.60$693.82$50,673.60
278Sep 2041$535.89$157.93$693.82$50,137.71
279Oct 2041$537.56$156.26$693.82$49,600.15
280Nov 2041$539.23$154.59$693.82$49,060.92
281Dec 2041$540.91$152.91$693.82$48,520.01
2041 Total$6,381.17$1,944.67$8,325.84
282Jan 2042$542.60$151.22$693.82$47,977.41
283Feb 2042$544.29$149.53$693.82$47,433.12
284Mar 2042$545.99$147.83$693.82$46,887.13
285Apr 2042$547.69$146.13$693.82$46,339.44
286May 2042$549.40$144.42$693.82$45,790.04
287Jun 2042$551.11$142.71$693.82$45,238.93
288Jul 2042$552.83$140.99$693.82$44,686.10
289Aug 2042$554.55$139.27$693.82$44,131.55
290Sep 2042$556.28$137.54$693.82$43,575.27
291Oct 2042$558.01$135.81$693.82$43,017.26
292Nov 2042$559.75$134.07$693.82$42,457.51
293Dec 2042$561.49$132.33$693.82$41,896.02
2042 Total$6,623.99$1,701.85$8,325.84
294Jan 2043$563.24$130.58$693.82$41,332.78
295Feb 2043$565.00$128.82$693.82$40,767.78
296Mar 2043$566.76$127.06$693.82$40,201.02
297Apr 2043$568.53$125.29$693.82$39,632.49
298May 2043$570.30$123.52$693.82$39,062.19
299Jun 2043$572.08$121.74$693.82$38,490.11
300Jul 2043$573.86$119.96$693.82$37,916.25
301Aug 2043$575.65$118.17$693.82$37,340.60
302Sep 2043$577.44$116.38$693.82$36,763.16
303Oct 2043$579.24$114.58$693.82$36,183.92
304Nov 2043$581.05$112.77$693.82$35,602.87
305Dec 2043$582.86$110.96$693.82$35,020.01
2043 Total$6,876.01$1,449.83$8,325.84
306Jan 2044$584.67$109.15$693.82$34,435.34
307Feb 2044$586.50$107.32$693.82$33,848.84
308Mar 2044$588.32$105.50$693.82$33,260.52
309Apr 2044$590.16$103.66$693.82$32,670.36
310May 2044$592.00$101.82$693.82$32,078.36
311Jun 2044$593.84$99.98$693.82$31,484.52
312Jul 2044$595.69$98.13$693.82$30,888.83
313Aug 2044$597.55$96.27$693.82$30,291.28
314Sep 2044$599.41$94.41$693.82$29,691.87
315Oct 2044$601.28$92.54$693.82$29,090.59
316Nov 2044$603.15$90.67$693.82$28,487.44
317Dec 2044$605.03$88.79$693.82$27,882.41
2044 Total$7,137.6$1,188.24$8,325.84
318Jan 2045$606.92$86.90$693.82$27,275.49
319Feb 2045$608.81$85.01$693.82$26,666.68
320Mar 2045$610.71$83.11$693.82$26,055.97
321Apr 2045$612.61$81.21$693.82$25,443.36
322May 2045$614.52$79.30$693.82$24,828.84
323Jun 2045$616.44$77.38$693.82$24,212.40
324Jul 2045$618.36$75.46$693.82$23,594.04
325Aug 2045$620.29$73.53$693.82$22,973.75
326Sep 2045$622.22$71.60$693.82$22,351.53
327Oct 2045$624.16$69.66$693.82$21,727.37
328Nov 2045$626.10$67.72$693.82$21,101.27
329Dec 2045$628.05$65.77$693.82$20,473.22
2045 Total$7,409.19$916.65$8,325.84
330Jan 2046$630.01$63.81$693.82$19,843.21
331Feb 2046$631.98$61.84$693.82$19,211.23
332Mar 2046$633.94$59.88$693.82$18,577.29
333Apr 2046$635.92$57.90$693.82$17,941.37
334May 2046$637.90$55.92$693.82$17,303.47
335Jun 2046$639.89$53.93$693.82$16,663.58
336Jul 2046$641.89$51.93$693.82$16,021.69
337Aug 2046$643.89$49.93$693.82$15,377.80
338Sep 2046$645.89$47.93$693.82$14,731.91
339Oct 2046$647.91$45.91$693.82$14,084.00
340Nov 2046$649.92$43.90$693.82$13,434.08
341Dec 2046$651.95$41.87$693.82$12,782.13
2046 Total$7,691.09$634.75$8,325.84
342Jan 2047$653.98$39.84$693.82$12,128.15
343Feb 2047$656.02$37.80$693.82$11,472.13
344Mar 2047$658.07$35.75$693.82$10,814.06
345Apr 2047$660.12$33.70$693.82$10,153.94
346May 2047$662.17$31.65$693.82$9,491.77
347Jun 2047$664.24$29.58$693.82$8,827.53
348Jul 2047$666.31$27.51$693.82$8,161.22
349Aug 2047$668.38$25.44$693.82$7,492.84
350Sep 2047$670.47$23.35$693.82$6,822.37
351Oct 2047$672.56$21.26$693.82$6,149.81
352Nov 2047$674.65$19.17$693.82$5,475.16
353Dec 2047$676.76$17.06$693.82$4,798.40
2047 Total$7,983.73$342.11$8,325.84
354Jan 2048$678.86$14.96$693.82$4,119.54
355Feb 2048$680.98$12.84$693.82$3,438.56
356Mar 2048$683.10$10.72$693.82$2,755.46
357Apr 2048$685.23$8.59$693.82$2,070.23
358May 2048$687.37$6.45$693.82$1,382.86
359Jun 2048$689.51$4.31$693.82$693.35
360Jul 2048$691.66$2.16$693.82$1.69
2048 Total$4,796.71$60.03$4,856.74
Compare your product with the big 4 banks, or add more products to compare
As seen on