Borrow amount

$300,000

Advertised Rate

2.05

% p.a

Fixed - 1 year

Loan term
25 Years
UniBank
Repayment frequency
Monthly
Monthly Repayments
$1,279
Number of repayments
300
Total interest paid
$83,663
Total Repayments

$383,663

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$766.38$512.50$1,278.88$299,233.62
2Jun 2021$767.69$511.19$1,278.88$298,465.93
3Jul 2021$769.00$509.88$1,278.88$297,696.93
4Aug 2021$770.31$508.57$1,278.88$296,926.62
5Sep 2021$771.63$507.25$1,278.88$296,154.99
6Oct 2021$772.95$505.93$1,278.88$295,382.04
7Nov 2021$774.27$504.61$1,278.88$294,607.77
8Dec 2021$775.59$503.29$1,278.88$293,832.18
2021 Total$6,167.82$4,063.22$10,231.04
9Jan 2022$776.92$501.96$1,278.88$293,055.26
10Feb 2022$778.24$500.64$1,278.88$292,277.02
11Mar 2022$779.57$499.31$1,278.88$291,497.45
12Apr 2022$780.91$497.97$1,278.88$290,716.54
13May 2022$782.24$496.64$1,278.88$289,934.30
14Jun 2022$783.58$495.30$1,278.88$289,150.72
15Jul 2022$784.91$493.97$1,278.88$288,365.81
16Aug 2022$786.26$492.62$1,278.88$287,579.55
17Sep 2022$787.60$491.28$1,278.88$286,791.95
18Oct 2022$788.94$489.94$1,278.88$286,003.01
19Nov 2022$790.29$488.59$1,278.88$285,212.72
20Dec 2022$791.64$487.24$1,278.88$284,421.08
2022 Total$9,411.1$5,935.46$15,346.56
21Jan 2023$792.99$485.89$1,278.88$283,628.09
22Feb 2023$794.35$484.53$1,278.88$282,833.74
23Mar 2023$795.71$483.17$1,278.88$282,038.03
24Apr 2023$797.07$481.81$1,278.88$281,240.96
25May 2023$798.43$480.45$1,278.88$280,442.53
26Jun 2023$799.79$479.09$1,278.88$279,642.74
27Jul 2023$801.16$477.72$1,278.88$278,841.58
28Aug 2023$802.53$476.35$1,278.88$278,039.05
29Sep 2023$803.90$474.98$1,278.88$277,235.15
30Oct 2023$805.27$473.61$1,278.88$276,429.88
31Nov 2023$806.65$472.23$1,278.88$275,623.23
32Dec 2023$808.02$470.86$1,278.88$274,815.21
2023 Total$9,605.87$5,740.69$15,346.56
33Jan 2024$809.40$469.48$1,278.88$274,005.81
34Feb 2024$810.79$468.09$1,278.88$273,195.02
35Mar 2024$812.17$466.71$1,278.88$272,382.85
36Apr 2024$813.56$465.32$1,278.88$271,569.29
37May 2024$814.95$463.93$1,278.88$270,754.34
38Jun 2024$816.34$462.54$1,278.88$269,938.00
39Jul 2024$817.74$461.14$1,278.88$269,120.26
40Aug 2024$819.13$459.75$1,278.88$268,301.13
41Sep 2024$820.53$458.35$1,278.88$267,480.60
42Oct 2024$821.93$456.95$1,278.88$266,658.67
43Nov 2024$823.34$455.54$1,278.88$265,835.33
44Dec 2024$824.74$454.14$1,278.88$265,010.59
2024 Total$9,804.62$5,541.94$15,346.56
45Jan 2025$826.15$452.73$1,278.88$264,184.44
46Feb 2025$827.56$451.32$1,278.88$263,356.88
47Mar 2025$828.98$449.90$1,278.88$262,527.90
48Apr 2025$830.39$448.49$1,278.88$261,697.51
49May 2025$831.81$447.07$1,278.88$260,865.70
50Jun 2025$833.23$445.65$1,278.88$260,032.47
51Jul 2025$834.66$444.22$1,278.88$259,197.81
52Aug 2025$836.08$442.80$1,278.88$258,361.73
53Sep 2025$837.51$441.37$1,278.88$257,524.22
54Oct 2025$838.94$439.94$1,278.88$256,685.28
55Nov 2025$840.38$438.50$1,278.88$255,844.90
56Dec 2025$841.81$437.07$1,278.88$255,003.09
2025 Total$10,007.5$5,339.06$15,346.56
57Jan 2026$843.25$435.63$1,278.88$254,159.84
58Feb 2026$844.69$434.19$1,278.88$253,315.15
59Mar 2026$846.13$432.75$1,278.88$252,469.02
60Apr 2026$847.58$431.30$1,278.88$251,621.44
61May 2026$849.03$429.85$1,278.88$250,772.41
62Jun 2026$850.48$428.40$1,278.88$249,921.93
63Jul 2026$851.93$426.95$1,278.88$249,070.00
64Aug 2026$853.39$425.49$1,278.88$248,216.61
65Sep 2026$854.84$424.04$1,278.88$247,361.77
66Oct 2026$856.30$422.58$1,278.88$246,505.47
67Nov 2026$857.77$421.11$1,278.88$245,647.70
68Dec 2026$859.23$419.65$1,278.88$244,788.47
2026 Total$10,214.62$5,131.94$15,346.56
69Jan 2027$860.70$418.18$1,278.88$243,927.77
70Feb 2027$862.17$416.71$1,278.88$243,065.60
71Mar 2027$863.64$415.24$1,278.88$242,201.96
72Apr 2027$865.12$413.76$1,278.88$241,336.84
73May 2027$866.60$412.28$1,278.88$240,470.24
74Jun 2027$868.08$410.80$1,278.88$239,602.16
75Jul 2027$869.56$409.32$1,278.88$238,732.60
76Aug 2027$871.05$407.83$1,278.88$237,861.55
77Sep 2027$872.53$406.35$1,278.88$236,989.02
78Oct 2027$874.02$404.86$1,278.88$236,115.00
79Nov 2027$875.52$403.36$1,278.88$235,239.48
80Dec 2027$877.01$401.87$1,278.88$234,362.47
2027 Total$10,426$4,920.56$15,346.56
81Jan 2028$878.51$400.37$1,278.88$233,483.96
82Feb 2028$880.01$398.87$1,278.88$232,603.95
83Mar 2028$881.51$397.37$1,278.88$231,722.44
84Apr 2028$883.02$395.86$1,278.88$230,839.42
85May 2028$884.53$394.35$1,278.88$229,954.89
86Jun 2028$886.04$392.84$1,278.88$229,068.85
87Jul 2028$887.55$391.33$1,278.88$228,181.30
88Aug 2028$889.07$389.81$1,278.88$227,292.23
89Sep 2028$890.59$388.29$1,278.88$226,401.64
90Oct 2028$892.11$386.77$1,278.88$225,509.53
91Nov 2028$893.63$385.25$1,278.88$224,615.90
92Dec 2028$895.16$383.72$1,278.88$223,720.74
2028 Total$10,641.73$4,704.83$15,346.56
93Jan 2029$896.69$382.19$1,278.88$222,824.05
94Feb 2029$898.22$380.66$1,278.88$221,925.83
95Mar 2029$899.76$379.12$1,278.88$221,026.07
96Apr 2029$901.29$377.59$1,278.88$220,124.78
97May 2029$902.83$376.05$1,278.88$219,221.95
98Jun 2029$904.38$374.50$1,278.88$218,317.57
99Jul 2029$905.92$372.96$1,278.88$217,411.65
100Aug 2029$907.47$371.41$1,278.88$216,504.18
101Sep 2029$909.02$369.86$1,278.88$215,595.16
102Oct 2029$910.57$368.31$1,278.88$214,684.59
103Nov 2029$912.13$366.75$1,278.88$213,772.46
104Dec 2029$913.69$365.19$1,278.88$212,858.77
2029 Total$10,861.97$4,484.59$15,346.56
105Jan 2030$915.25$363.63$1,278.88$211,943.52
106Feb 2030$916.81$362.07$1,278.88$211,026.71
107Mar 2030$918.38$360.50$1,278.88$210,108.33
108Apr 2030$919.94$358.94$1,278.88$209,188.39
109May 2030$921.52$357.36$1,278.88$208,266.87
110Jun 2030$923.09$355.79$1,278.88$207,343.78
111Jul 2030$924.67$354.21$1,278.88$206,419.11
112Aug 2030$926.25$352.63$1,278.88$205,492.86
113Sep 2030$927.83$351.05$1,278.88$204,565.03
114Oct 2030$929.41$349.47$1,278.88$203,635.62
115Nov 2030$931.00$347.88$1,278.88$202,704.62
116Dec 2030$932.59$346.29$1,278.88$201,772.03
2030 Total$11,086.74$4,259.82$15,346.56
117Jan 2031$934.19$344.69$1,278.88$200,837.84
118Feb 2031$935.78$343.10$1,278.88$199,902.06
119Mar 2031$937.38$341.50$1,278.88$198,964.68
120Apr 2031$938.98$339.90$1,278.88$198,025.70
121May 2031$940.59$338.29$1,278.88$197,085.11
122Jun 2031$942.19$336.69$1,278.88$196,142.92
123Jul 2031$943.80$335.08$1,278.88$195,199.12
124Aug 2031$945.41$333.47$1,278.88$194,253.71
125Sep 2031$947.03$331.85$1,278.88$193,306.68
126Oct 2031$948.65$330.23$1,278.88$192,358.03
127Nov 2031$950.27$328.61$1,278.88$191,407.76
128Dec 2031$951.89$326.99$1,278.88$190,455.87
2031 Total$11,316.16$4,030.4$15,346.56
129Jan 2032$953.52$325.36$1,278.88$189,502.35
130Feb 2032$955.15$323.73$1,278.88$188,547.20
131Mar 2032$956.78$322.10$1,278.88$187,590.42
132Apr 2032$958.41$320.47$1,278.88$186,632.01
133May 2032$960.05$318.83$1,278.88$185,671.96
134Jun 2032$961.69$317.19$1,278.88$184,710.27
135Jul 2032$963.33$315.55$1,278.88$183,746.94
136Aug 2032$964.98$313.90$1,278.88$182,781.96
137Sep 2032$966.63$312.25$1,278.88$181,815.33
138Oct 2032$968.28$310.60$1,278.88$180,847.05
139Nov 2032$969.93$308.95$1,278.88$179,877.12
140Dec 2032$971.59$307.29$1,278.88$178,905.53
2032 Total$11,550.34$3,796.22$15,346.56
141Jan 2033$973.25$305.63$1,278.88$177,932.28
142Feb 2033$974.91$303.97$1,278.88$176,957.37
143Mar 2033$976.58$302.30$1,278.88$175,980.79
144Apr 2033$978.25$300.63$1,278.88$175,002.54
145May 2033$979.92$298.96$1,278.88$174,022.62
146Jun 2033$981.59$297.29$1,278.88$173,041.03
147Jul 2033$983.27$295.61$1,278.88$172,057.76
148Aug 2033$984.95$293.93$1,278.88$171,072.81
149Sep 2033$986.63$292.25$1,278.88$170,086.18
150Oct 2033$988.32$290.56$1,278.88$169,097.86
151Nov 2033$990.00$288.88$1,278.88$168,107.86
152Dec 2033$991.70$287.18$1,278.88$167,116.16
2033 Total$11,789.37$3,557.19$15,346.56
153Jan 2034$993.39$285.49$1,278.88$166,122.77
154Feb 2034$995.09$283.79$1,278.88$165,127.68
155Mar 2034$996.79$282.09$1,278.88$164,130.89
156Apr 2034$998.49$280.39$1,278.88$163,132.40
157May 2034$1,000.20$278.68$1,278.88$162,132.20
158Jun 2034$1,001.90$276.98$1,278.88$161,130.30
159Jul 2034$1,003.62$275.26$1,278.88$160,126.68
160Aug 2034$1,005.33$273.55$1,278.88$159,121.35
161Sep 2034$1,007.05$271.83$1,278.88$158,114.30
162Oct 2034$1,008.77$270.11$1,278.88$157,105.53
163Nov 2034$1,010.49$268.39$1,278.88$156,095.04
164Dec 2034$1,012.22$266.66$1,278.88$155,082.82
2034 Total$12,033.34$3,313.22$15,346.56
165Jan 2035$1,013.95$264.93$1,278.88$154,068.87
166Feb 2035$1,015.68$263.20$1,278.88$153,053.19
167Mar 2035$1,017.41$261.47$1,278.88$152,035.78
168Apr 2035$1,019.15$259.73$1,278.88$151,016.63
169May 2035$1,020.89$257.99$1,278.88$149,995.74
170Jun 2035$1,022.64$256.24$1,278.88$148,973.10
171Jul 2035$1,024.38$254.50$1,278.88$147,948.72
172Aug 2035$1,026.13$252.75$1,278.88$146,922.59
173Sep 2035$1,027.89$250.99$1,278.88$145,894.70
174Oct 2035$1,029.64$249.24$1,278.88$144,865.06
175Nov 2035$1,031.40$247.48$1,278.88$143,833.66
176Dec 2035$1,033.16$245.72$1,278.88$142,800.50
2035 Total$12,282.32$3,064.24$15,346.56
177Jan 2036$1,034.93$243.95$1,278.88$141,765.57
178Feb 2036$1,036.70$242.18$1,278.88$140,728.87
179Mar 2036$1,038.47$240.41$1,278.88$139,690.40
180Apr 2036$1,040.24$238.64$1,278.88$138,650.16
181May 2036$1,042.02$236.86$1,278.88$137,608.14
182Jun 2036$1,043.80$235.08$1,278.88$136,564.34
183Jul 2036$1,045.58$233.30$1,278.88$135,518.76
184Aug 2036$1,047.37$231.51$1,278.88$134,471.39
185Sep 2036$1,049.16$229.72$1,278.88$133,422.23
186Oct 2036$1,050.95$227.93$1,278.88$132,371.28
187Nov 2036$1,052.75$226.13$1,278.88$131,318.53
188Dec 2036$1,054.54$224.34$1,278.88$130,263.99
2036 Total$12,536.51$2,810.05$15,346.56
189Jan 2037$1,056.35$222.53$1,278.88$129,207.64
190Feb 2037$1,058.15$220.73$1,278.88$128,149.49
191Mar 2037$1,059.96$218.92$1,278.88$127,089.53
192Apr 2037$1,061.77$217.11$1,278.88$126,027.76
193May 2037$1,063.58$215.30$1,278.88$124,964.18
194Jun 2037$1,065.40$213.48$1,278.88$123,898.78
195Jul 2037$1,067.22$211.66$1,278.88$122,831.56
196Aug 2037$1,069.04$209.84$1,278.88$121,762.52
197Sep 2037$1,070.87$208.01$1,278.88$120,691.65
198Oct 2037$1,072.70$206.18$1,278.88$119,618.95
199Nov 2037$1,074.53$204.35$1,278.88$118,544.42
200Dec 2037$1,076.37$202.51$1,278.88$117,468.05
2037 Total$12,795.94$2,550.62$15,346.56
201Jan 2038$1,078.21$200.67$1,278.88$116,389.84
202Feb 2038$1,080.05$198.83$1,278.88$115,309.79
203Mar 2038$1,081.89$196.99$1,278.88$114,227.90
204Apr 2038$1,083.74$195.14$1,278.88$113,144.16
205May 2038$1,085.59$193.29$1,278.88$112,058.57
206Jun 2038$1,087.45$191.43$1,278.88$110,971.12
207Jul 2038$1,089.30$189.58$1,278.88$109,881.82
208Aug 2038$1,091.17$187.71$1,278.88$108,790.65
209Sep 2038$1,093.03$185.85$1,278.88$107,697.62
210Oct 2038$1,094.90$183.98$1,278.88$106,602.72
211Nov 2038$1,096.77$182.11$1,278.88$105,505.95
212Dec 2038$1,098.64$180.24$1,278.88$104,407.31
2038 Total$13,060.74$2,285.82$15,346.56
213Jan 2039$1,100.52$178.36$1,278.88$103,306.79
214Feb 2039$1,102.40$176.48$1,278.88$102,204.39
215Mar 2039$1,104.28$174.60$1,278.88$101,100.11
216Apr 2039$1,106.17$172.71$1,278.88$99,993.94
217May 2039$1,108.06$170.82$1,278.88$98,885.88
218Jun 2039$1,109.95$168.93$1,278.88$97,775.93
219Jul 2039$1,111.85$167.03$1,278.88$96,664.08
220Aug 2039$1,113.75$165.13$1,278.88$95,550.33
221Sep 2039$1,115.65$163.23$1,278.88$94,434.68
222Oct 2039$1,117.55$161.33$1,278.88$93,317.13
223Nov 2039$1,119.46$159.42$1,278.88$92,197.67
224Dec 2039$1,121.38$157.50$1,278.88$91,076.29
2039 Total$13,331.02$2,015.54$15,346.56
225Jan 2040$1,123.29$155.59$1,278.88$89,953.00
226Feb 2040$1,125.21$153.67$1,278.88$88,827.79
227Mar 2040$1,127.13$151.75$1,278.88$87,700.66
228Apr 2040$1,129.06$149.82$1,278.88$86,571.60
229May 2040$1,130.99$147.89$1,278.88$85,440.61
230Jun 2040$1,132.92$145.96$1,278.88$84,307.69
231Jul 2040$1,134.85$144.03$1,278.88$83,172.84
232Aug 2040$1,136.79$142.09$1,278.88$82,036.05
233Sep 2040$1,138.74$140.14$1,278.88$80,897.31
234Oct 2040$1,140.68$138.20$1,278.88$79,756.63
235Nov 2040$1,142.63$136.25$1,278.88$78,614.00
236Dec 2040$1,144.58$134.30$1,278.88$77,469.42
2040 Total$13,606.87$1,739.69$15,346.56
237Jan 2041$1,146.54$132.34$1,278.88$76,322.88
238Feb 2041$1,148.50$130.38$1,278.88$75,174.38
239Mar 2041$1,150.46$128.42$1,278.88$74,023.92
240Apr 2041$1,152.42$126.46$1,278.88$72,871.50
241May 2041$1,154.39$124.49$1,278.88$71,717.11
242Jun 2041$1,156.36$122.52$1,278.88$70,560.75
243Jul 2041$1,158.34$120.54$1,278.88$69,402.41
244Aug 2041$1,160.32$118.56$1,278.88$68,242.09
245Sep 2041$1,162.30$116.58$1,278.88$67,079.79
246Oct 2041$1,164.29$114.59$1,278.88$65,915.50
247Nov 2041$1,166.27$112.61$1,278.88$64,749.23
248Dec 2041$1,168.27$110.61$1,278.88$63,580.96
2041 Total$13,888.46$1,458.1$15,346.56
249Jan 2042$1,170.26$108.62$1,278.88$62,410.70
250Feb 2042$1,172.26$106.62$1,278.88$61,238.44
251Mar 2042$1,174.26$104.62$1,278.88$60,064.18
252Apr 2042$1,176.27$102.61$1,278.88$58,887.91
253May 2042$1,178.28$100.60$1,278.88$57,709.63
254Jun 2042$1,180.29$98.59$1,278.88$56,529.34
255Jul 2042$1,182.31$96.57$1,278.88$55,347.03
256Aug 2042$1,184.33$94.55$1,278.88$54,162.70
257Sep 2042$1,186.35$92.53$1,278.88$52,976.35
258Oct 2042$1,188.38$90.50$1,278.88$51,787.97
259Nov 2042$1,190.41$88.47$1,278.88$50,597.56
260Dec 2042$1,192.44$86.44$1,278.88$49,405.12
2042 Total$14,175.84$1,170.72$15,346.56
261Jan 2043$1,194.48$84.40$1,278.88$48,210.64
262Feb 2043$1,196.52$82.36$1,278.88$47,014.12
263Mar 2043$1,198.56$80.32$1,278.88$45,815.56
264Apr 2043$1,200.61$78.27$1,278.88$44,614.95
265May 2043$1,202.66$76.22$1,278.88$43,412.29
266Jun 2043$1,204.72$74.16$1,278.88$42,207.57
267Jul 2043$1,206.78$72.10$1,278.88$41,000.79
268Aug 2043$1,208.84$70.04$1,278.88$39,791.95
269Sep 2043$1,210.90$67.98$1,278.88$38,581.05
270Oct 2043$1,212.97$65.91$1,278.88$37,368.08
271Nov 2043$1,215.04$63.84$1,278.88$36,153.04
272Dec 2043$1,217.12$61.76$1,278.88$34,935.92
2043 Total$14,469.2$877.36$15,346.56
273Jan 2044$1,219.20$59.68$1,278.88$33,716.72
274Feb 2044$1,221.28$57.60$1,278.88$32,495.44
275Mar 2044$1,223.37$55.51$1,278.88$31,272.07
276Apr 2044$1,225.46$53.42$1,278.88$30,046.61
277May 2044$1,227.55$51.33$1,278.88$28,819.06
278Jun 2044$1,229.65$49.23$1,278.88$27,589.41
279Jul 2044$1,231.75$47.13$1,278.88$26,357.66
280Aug 2044$1,233.85$45.03$1,278.88$25,123.81
281Sep 2044$1,235.96$42.92$1,278.88$23,887.85
282Oct 2044$1,238.07$40.81$1,278.88$22,649.78
283Nov 2044$1,240.19$38.69$1,278.88$21,409.59
284Dec 2044$1,242.31$36.57$1,278.88$20,167.28
2044 Total$14,768.64$577.92$15,346.56
285Jan 2045$1,244.43$34.45$1,278.88$18,922.85
286Feb 2045$1,246.55$32.33$1,278.88$17,676.30
287Mar 2045$1,248.68$30.20$1,278.88$16,427.62
288Apr 2045$1,250.82$28.06$1,278.88$15,176.80
289May 2045$1,252.95$25.93$1,278.88$13,923.85
290Jun 2045$1,255.09$23.79$1,278.88$12,668.76
291Jul 2045$1,257.24$21.64$1,278.88$11,411.52
292Aug 2045$1,259.39$19.49$1,278.88$10,152.13
293Sep 2045$1,261.54$17.34$1,278.88$8,890.59
294Oct 2045$1,263.69$15.19$1,278.88$7,626.90
295Nov 2045$1,265.85$13.03$1,278.88$6,361.05
296Dec 2045$1,268.01$10.87$1,278.88$5,093.04
2045 Total$15,074.24$272.32$15,346.56
297Jan 2046$1,270.18$8.70$1,278.88$3,822.86
298Feb 2046$1,272.35$6.53$1,278.88$2,550.51
299Mar 2046$1,274.52$4.36$1,278.88$1,275.99
300Apr 2046$1,275.99$2.18$1,278.17$0.00
2046 Total$5,093.04$21.77$5,114.81