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5.29
% p.a
Fixed - 5 years
4.08
% p.a
$1,805
based on $300,000 loan amount for 25 years at 5.29%
Calculate your repayments for this loan
Your estimated repayment
$1,805
based on $300,000 loan amount for 25 years at 5.29%
UniBank home loans are available through brokers who can help find the right loan and manage your application at no charge.
Kristina Louise
Get expert advice from a home loans specialist.
Kristina offers 12 years of experience and works for #1 Independent Brokerage for 6 years. . She has the ability to effectively communicate convoluted lending processes so that consumers can more easily understand the home loan process. Kristina is fascinated by complex lending scenarios in particular; Guarantor Lending, Investment Strategies, and Self-employed applications. “My passion is to help every single person. I treat all of my clients with the same level of respect and service. Whether you are a First home buyer, Investor or Property Mogul, I will tailor my service to your specific needs.” Having worked with a Big 4 Bank and a non-Independent Broker Firm, Kristina has been exposed to both sides of the lending industry meaning you will have a broker on your side that can navigate and manage lending hurdles with ease. “Clients always tell me that they have been loyal customers to their bank but in return they are treated as a number. My goal outside achieving great outcomes for all of my clients is to make sure they feel heard and valued, quite simply because they are”.
CRN: 528640
Jingxia (Suzanne) Wang
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With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237). Mobile: 0424 761 688 Email: [email protected]
CRN: 484532
Lee HAO
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Lee is a graduate of Monash University with a Bachelor of Commerce and Arts. Lee is strongly passionate about the real estate market and banks since he was a student. Driven by this passion, together with experience in consulting companies and banks, Lee hopes to educate and guide her clients throughout their real estate ownership journey. Lee believes in placing the clients at the centre of every relationship and building trust through honesty and reliability. 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat.
CRN: 484532
Melissa Huynh
Get expert advice from a home loans specialist.
Melissa has many years experience within the Finance Industry. Having started her career as a Financial Planner and over 7 years as an award winning Mortgage Broker with a strong focus on customer service. Melissa is highly efficient and will get the job done! Whether you have a complex situation or Commercial loan Melissa will strive to find you the most competitive and suitable loan options and ensure you are educated and kept up to date throughout the process.
ACL: 481374
Duncan Tonkin
Get expert advice from a home loans specialist.
Duncan is the Director of Villa Finance Group and has 24 years of experience in the banking and finance industry. Having had a fulfilling and successful 12 year career at ANZ, he moved into Mortgage Broking and founded Villa Finance Group in 2013. Villa Finance Group prides itself on developing long-term relationships not just the initial home loan, including yearly interest rate reviews and regular updates in relation to your home and investment loans. Duncan has a passion for assisting clients build wealth through property. Whether it be assisting first home buyers to navigate the entire purchase process, advising families how to pay off their loans sooner, implementing investment strategies for clients seeking to enter the investment property market or experienced investors with a growing investment property portfolio. Duncan holds an MBA (Management) from Macquarie Graduate School of Management, a Bachelor of Business (HR) and a Certificate IV in Finance and Mortgage Broking Management.
CRN: 454057
THOMAS TANG
Get expert advice from a home loans specialist.
MFAA Broker Associate, Top 5 Most Excellent Broker in Victoria (Nominated, 2019). 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' Thomas and his team are very passionate about mortgage brokering. Thomas used to be a Top banking staff at Bank of Melbourne in 2015 then quit to pursue his dream in mortgage broking business and achieved Australia top 100 mortgage broker in 2018 and 2020. He has 10 years banking and finance experience and he owns a positive cashflow property portfolio himself. So you are in good hands! 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat. Here is a YouTube channel link for Thomas -- https://youtu.be/cLKGmisfNVw
CRN: 484532
Jade Wright
Get expert advice from a home loans specialist.
I am a Finance & Mortgage Broker and I believe that everyone deserves professional guidance. I have always been passionate about helping others reach their financial goals. Seeing the customer's positive experience and results first hand is something I strive to achieve. I know from personal experience, not all companies will genuinely care about how they treat their clients, and may look at them as a 'number'. I have experienced this not just working in the industry but as a customer. I will work in the best interest of my customer's. You are not a number to me. You are a person, and my goal is to support you and work with you to achieve your financial dreams. Although I am building my own individual business I am lucky to have the backing and support of Elders Home and Commercial Finance, a national network of brokers who have collectively assisted clients with over one billion in loans every year. I can assist with home loans, investment loans, car finance and commercial lending.
CRN: 538124

Smart Booster Home Loan Discounted Variable - 2yr
2.10
% p.a
Intro 24 months
2.46
% p.a
Buyers and refinancers can benefit from this special discounted rate, plus no ongoing fees and optional access to an offset account.
Quick home loan review
For Your Way Plus Fixed Investment Loan (Principal and Interest) 5 Years (LVR 60%-80%)
These are the benefits of this home loan.
- No upfront fees
- 100% full offset account
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- No redraw facility
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Your Way Plus Fixed Investment Loan (Principal and Interest) 5 Years (LVR 60%-80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $541,500 |
Interest rate type Fixed - 5 years | |
Borrowing range
$150k
-
$5m
| Suitable for Investors |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $300 annually | Discharge fee 75 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit UniBank to view Target Market Determination.
Other Benefits
Refer to the Package Terms and Conditions for Eligibility Criteria and other product benefits. 5bps discount on variable interest rates are available for essential workers subject to eligibility. Up to 10% discount on home and contents insurance (Allianz Insurance) Personal Loan application fee waived. All products are originated on relevant LVR tiers based on the LVR of the home loan at the time of origination. Fixed Rate loans will roll to the equivalent Variable rate LVR tier of the LVR at origination. Movement between the LVR tiers are subject to switching rules.
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