Fixed Home Loan 4 Years (Interest Only) from UniBank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$300,000
Advertised rate
3.75%
Fixed - 4 years
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$938
Number of Repayments
300
Total Interest Paid
$-18,600
Total repayments
$281,400
DatePrincipleInterestPaymentBalance
2019 Total$0$0$0
1Jan 2020$604.89$937.50$1,542.39$299,395.11
2Feb 2020$606.78$935.61$1,542.39$298,788.33
3Mar 2020$608.68$933.71$1,542.39$298,179.65
4Apr 2020$610.58$931.81$1,542.39$297,569.07
5May 2020$612.49$929.90$1,542.39$296,956.58
6Jun 2020$614.40$927.99$1,542.39$296,342.18
7Jul 2020$616.32$926.07$1,542.39$295,725.86
8Aug 2020$618.25$924.14$1,542.39$295,107.61
9Sep 2020$620.18$922.21$1,542.39$294,487.43
10Oct 2020$622.12$920.27$1,542.39$293,865.31
11Nov 2020$624.06$918.33$1,542.39$293,241.25
12Dec 2020$626.01$916.38$1,542.39$292,615.24
2020 Total$7,384.76$11,123.92$18,508.68
13Jan 2021$627.97$914.42$1,542.39$291,987.27
14Feb 2021$629.93$912.46$1,542.39$291,357.34
15Mar 2021$631.90$910.49$1,542.39$290,725.44
16Apr 2021$633.87$908.52$1,542.39$290,091.57
17May 2021$635.85$906.54$1,542.39$289,455.72
18Jun 2021$637.84$904.55$1,542.39$288,817.88
19Jul 2021$639.83$902.56$1,542.39$288,178.05
20Aug 2021$641.83$900.56$1,542.39$287,536.22
21Sep 2021$643.84$898.55$1,542.39$286,892.38
22Oct 2021$645.85$896.54$1,542.39$286,246.53
23Nov 2021$647.87$894.52$1,542.39$285,598.66
24Dec 2021$649.89$892.50$1,542.39$284,948.77
2021 Total$7,666.47$10,842.21$18,508.68
25Jan 2022$651.93$890.46$1,542.39$284,296.84
26Feb 2022$653.96$888.43$1,542.39$283,642.88
27Mar 2022$656.01$886.38$1,542.39$282,986.87
28Apr 2022$658.06$884.33$1,542.39$282,328.81
29May 2022$660.11$882.28$1,542.39$281,668.70
30Jun 2022$662.18$880.21$1,542.39$281,006.52
31Jul 2022$664.24$878.15$1,542.39$280,342.28
32Aug 2022$666.32$876.07$1,542.39$279,675.96
33Sep 2022$668.40$873.99$1,542.39$279,007.56
34Oct 2022$670.49$871.90$1,542.39$278,337.07
35Nov 2022$672.59$869.80$1,542.39$277,664.48
36Dec 2022$674.69$867.70$1,542.39$276,989.79
2022 Total$7,958.98$10,549.7$18,508.68
37Jan 2023$676.80$865.59$1,542.39$276,312.99
38Feb 2023$678.91$863.48$1,542.39$275,634.08
39Mar 2023$681.03$861.36$1,542.39$274,953.05
40Apr 2023$683.16$859.23$1,542.39$274,269.89
41May 2023$685.30$857.09$1,542.39$273,584.59
42Jun 2023$687.44$854.95$1,542.39$272,897.15
43Jul 2023$689.59$852.80$1,542.39$272,207.56
44Aug 2023$691.74$850.65$1,542.39$271,515.82
45Sep 2023$693.90$848.49$1,542.39$270,821.92
46Oct 2023$696.07$846.32$1,542.39$270,125.85
47Nov 2023$698.25$844.14$1,542.39$269,427.60
48Dec 2023$700.43$841.96$1,542.39$268,727.17
2023 Total$8,262.62$10,246.06$18,508.68
49Jan 2024$702.62$839.77$1,542.39$268,024.55
50Feb 2024$704.81$837.58$1,542.39$267,319.74
51Mar 2024$707.02$835.37$1,542.39$266,612.72
52Apr 2024$709.23$833.16$1,542.39$265,903.49
53May 2024$711.44$830.95$1,542.39$265,192.05
54Jun 2024$713.66$828.73$1,542.39$264,478.39
55Jul 2024$715.90$826.49$1,542.39$263,762.49
56Aug 2024$718.13$824.26$1,542.39$263,044.36
57Sep 2024$720.38$822.01$1,542.39$262,323.98
58Oct 2024$722.63$819.76$1,542.39$261,601.35
59Nov 2024$724.89$817.50$1,542.39$260,876.46
60Dec 2024$727.15$815.24$1,542.39$260,149.31
2024 Total$8,577.86$9,930.82$18,508.68
61Jan 2025$729.42$812.97$1,542.39$259,419.89
62Feb 2025$731.70$810.69$1,542.39$258,688.19
63Mar 2025$733.99$808.40$1,542.39$257,954.20
64Apr 2025$736.28$806.11$1,542.39$257,217.92
65May 2025$738.58$803.81$1,542.39$256,479.34
66Jun 2025$740.89$801.50$1,542.39$255,738.45
67Jul 2025$743.21$799.18$1,542.39$254,995.24
68Aug 2025$745.53$796.86$1,542.39$254,249.71
69Sep 2025$747.86$794.53$1,542.39$253,501.85
70Oct 2025$750.20$792.19$1,542.39$252,751.65
71Nov 2025$752.54$789.85$1,542.39$251,999.11
72Dec 2025$754.89$787.50$1,542.39$251,244.22
2025 Total$8,905.09$9,603.59$18,508.68
73Jan 2026$757.25$785.14$1,542.39$250,486.97
74Feb 2026$759.62$782.77$1,542.39$249,727.35
75Mar 2026$761.99$780.40$1,542.39$248,965.36
76Apr 2026$764.37$778.02$1,542.39$248,200.99
77May 2026$766.76$775.63$1,542.39$247,434.23
78Jun 2026$769.16$773.23$1,542.39$246,665.07
79Jul 2026$771.56$770.83$1,542.39$245,893.51
80Aug 2026$773.97$768.42$1,542.39$245,119.54
81Sep 2026$776.39$766.00$1,542.39$244,343.15
82Oct 2026$778.82$763.57$1,542.39$243,564.33
83Nov 2026$781.25$761.14$1,542.39$242,783.08
84Dec 2026$783.69$758.70$1,542.39$241,999.39
2026 Total$9,244.83$9,263.85$18,508.68
85Jan 2027$786.14$756.25$1,542.39$241,213.25
86Feb 2027$788.60$753.79$1,542.39$240,424.65
87Mar 2027$791.06$751.33$1,542.39$239,633.59
88Apr 2027$793.54$748.85$1,542.39$238,840.05
89May 2027$796.01$746.38$1,542.39$238,044.04
90Jun 2027$798.50$743.89$1,542.39$237,245.54
91Jul 2027$801.00$741.39$1,542.39$236,444.54
92Aug 2027$803.50$738.89$1,542.39$235,641.04
93Sep 2027$806.01$736.38$1,542.39$234,835.03
94Oct 2027$808.53$733.86$1,542.39$234,026.50
95Nov 2027$811.06$731.33$1,542.39$233,215.44
96Dec 2027$813.59$728.80$1,542.39$232,401.85
2027 Total$9,597.54$8,911.14$18,508.68
97Jan 2028$816.13$726.26$1,542.39$231,585.72
98Feb 2028$818.68$723.71$1,542.39$230,767.04
99Mar 2028$821.24$721.15$1,542.39$229,945.80
100Apr 2028$823.81$718.58$1,542.39$229,121.99
101May 2028$826.38$716.01$1,542.39$228,295.61
102Jun 2028$828.97$713.42$1,542.39$227,466.64
103Jul 2028$831.56$710.83$1,542.39$226,635.08
104Aug 2028$834.16$708.23$1,542.39$225,800.92
105Sep 2028$836.76$705.63$1,542.39$224,964.16
106Oct 2028$839.38$703.01$1,542.39$224,124.78
107Nov 2028$842.00$700.39$1,542.39$223,282.78
108Dec 2028$844.63$697.76$1,542.39$222,438.15
2028 Total$9,963.7$8,544.98$18,508.68
109Jan 2029$847.27$695.12$1,542.39$221,590.88
110Feb 2029$849.92$692.47$1,542.39$220,740.96
111Mar 2029$852.57$689.82$1,542.39$219,888.39
112Apr 2029$855.24$687.15$1,542.39$219,033.15
113May 2029$857.91$684.48$1,542.39$218,175.24
114Jun 2029$860.59$681.80$1,542.39$217,314.65
115Jul 2029$863.28$679.11$1,542.39$216,451.37
116Aug 2029$865.98$676.41$1,542.39$215,585.39
117Sep 2029$868.69$673.70$1,542.39$214,716.70
118Oct 2029$871.40$670.99$1,542.39$213,845.30
119Nov 2029$874.12$668.27$1,542.39$212,971.18
120Dec 2029$876.86$665.53$1,542.39$212,094.32
2029 Total$10,343.83$8,164.85$18,508.68
121Jan 2030$879.60$662.79$1,542.39$211,214.72
122Feb 2030$882.34$660.05$1,542.39$210,332.38
123Mar 2030$885.10$657.29$1,542.39$209,447.28
124Apr 2030$887.87$654.52$1,542.39$208,559.41
125May 2030$890.64$651.75$1,542.39$207,668.77
126Jun 2030$893.43$648.96$1,542.39$206,775.34
127Jul 2030$896.22$646.17$1,542.39$205,879.12
128Aug 2030$899.02$643.37$1,542.39$204,980.10
129Sep 2030$901.83$640.56$1,542.39$204,078.27
130Oct 2030$904.65$637.74$1,542.39$203,173.62
131Nov 2030$907.47$634.92$1,542.39$202,266.15
132Dec 2030$910.31$632.08$1,542.39$201,355.84
2030 Total$10,738.48$7,770.2$18,508.68
133Jan 2031$913.15$629.24$1,542.39$200,442.69
134Feb 2031$916.01$626.38$1,542.39$199,526.68
135Mar 2031$918.87$623.52$1,542.39$198,607.81
136Apr 2031$921.74$620.65$1,542.39$197,686.07
137May 2031$924.62$617.77$1,542.39$196,761.45
138Jun 2031$927.51$614.88$1,542.39$195,833.94
139Jul 2031$930.41$611.98$1,542.39$194,903.53
140Aug 2031$933.32$609.07$1,542.39$193,970.21
141Sep 2031$936.23$606.16$1,542.39$193,033.98
142Oct 2031$939.16$603.23$1,542.39$192,094.82
143Nov 2031$942.09$600.30$1,542.39$191,152.73
144Dec 2031$945.04$597.35$1,542.39$190,207.69
2031 Total$11,148.15$7,360.53$18,508.68
145Jan 2032$947.99$594.40$1,542.39$189,259.70
146Feb 2032$950.95$591.44$1,542.39$188,308.75
147Mar 2032$953.93$588.46$1,542.39$187,354.82
148Apr 2032$956.91$585.48$1,542.39$186,397.91
149May 2032$959.90$582.49$1,542.39$185,438.01
150Jun 2032$962.90$579.49$1,542.39$184,475.11
151Jul 2032$965.91$576.48$1,542.39$183,509.20
152Aug 2032$968.92$573.47$1,542.39$182,540.28
153Sep 2032$971.95$570.44$1,542.39$181,568.33
154Oct 2032$974.99$567.40$1,542.39$180,593.34
155Nov 2032$978.04$564.35$1,542.39$179,615.30
156Dec 2032$981.09$561.30$1,542.39$178,634.21
2032 Total$11,573.48$6,935.2$18,508.68
157Jan 2033$984.16$558.23$1,542.39$177,650.05
158Feb 2033$987.23$555.16$1,542.39$176,662.82
159Mar 2033$990.32$552.07$1,542.39$175,672.50
160Apr 2033$993.41$548.98$1,542.39$174,679.09
161May 2033$996.52$545.87$1,542.39$173,682.57
162Jun 2033$999.63$542.76$1,542.39$172,682.94
163Jul 2033$1,002.76$539.63$1,542.39$171,680.18
164Aug 2033$1,005.89$536.50$1,542.39$170,674.29
165Sep 2033$1,009.03$533.36$1,542.39$169,665.26
166Oct 2033$1,012.19$530.20$1,542.39$168,653.07
167Nov 2033$1,015.35$527.04$1,542.39$167,637.72
168Dec 2033$1,018.52$523.87$1,542.39$166,619.20
2033 Total$12,015.01$6,493.67$18,508.68
169Jan 2034$1,021.71$520.69$1,542.40$165,597.49
170Feb 2034$1,024.90$517.49$1,542.39$164,572.59
171Mar 2034$1,028.10$514.29$1,542.39$163,544.49
172Apr 2034$1,031.31$511.08$1,542.39$162,513.18
173May 2034$1,034.54$507.85$1,542.39$161,478.64
174Jun 2034$1,037.77$504.62$1,542.39$160,440.87
175Jul 2034$1,041.01$501.38$1,542.39$159,399.86
176Aug 2034$1,044.27$498.12$1,542.39$158,355.59
177Sep 2034$1,047.53$494.86$1,542.39$157,308.06
178Oct 2034$1,050.80$491.59$1,542.39$156,257.26
179Nov 2034$1,054.09$488.30$1,542.39$155,203.17
180Dec 2034$1,057.38$485.01$1,542.39$154,145.79
2034 Total$12,473.41$6,035.28$18,508.69
181Jan 2035$1,060.68$481.71$1,542.39$153,085.11
182Feb 2035$1,064.00$478.39$1,542.39$152,021.11
183Mar 2035$1,067.32$475.07$1,542.39$150,953.79
184Apr 2035$1,070.66$471.73$1,542.39$149,883.13
185May 2035$1,074.01$468.38$1,542.39$148,809.12
186Jun 2035$1,077.36$465.03$1,542.39$147,731.76
187Jul 2035$1,080.73$461.66$1,542.39$146,651.03
188Aug 2035$1,084.11$458.28$1,542.39$145,566.92
189Sep 2035$1,087.49$454.90$1,542.39$144,479.43
190Oct 2035$1,090.89$451.50$1,542.39$143,388.54
191Nov 2035$1,094.30$448.09$1,542.39$142,294.24
192Dec 2035$1,097.72$444.67$1,542.39$141,196.52
2035 Total$12,949.27$5,559.41$18,508.68
193Jan 2036$1,101.15$441.24$1,542.39$140,095.37
194Feb 2036$1,104.59$437.80$1,542.39$138,990.78
195Mar 2036$1,108.04$434.35$1,542.39$137,882.74
196Apr 2036$1,111.51$430.88$1,542.39$136,771.23
197May 2036$1,114.98$427.41$1,542.39$135,656.25
198Jun 2036$1,118.46$423.93$1,542.39$134,537.79
199Jul 2036$1,121.96$420.43$1,542.39$133,415.83
200Aug 2036$1,125.47$416.92$1,542.39$132,290.36
201Sep 2036$1,128.98$413.41$1,542.39$131,161.38
202Oct 2036$1,132.51$409.88$1,542.39$130,028.87
203Nov 2036$1,136.05$406.34$1,542.39$128,892.82
204Dec 2036$1,139.60$402.79$1,542.39$127,753.22
2036 Total$13,443.3$5,065.38$18,508.68
205Jan 2037$1,143.16$399.23$1,542.39$126,610.06
206Feb 2037$1,146.73$395.66$1,542.39$125,463.33
207Mar 2037$1,150.32$392.07$1,542.39$124,313.01
208Apr 2037$1,153.91$388.48$1,542.39$123,159.10
209May 2037$1,157.52$384.87$1,542.39$122,001.58
210Jun 2037$1,161.14$381.25$1,542.39$120,840.44
211Jul 2037$1,164.76$377.63$1,542.39$119,675.68
212Aug 2037$1,168.40$373.99$1,542.39$118,507.28
213Sep 2037$1,172.05$370.34$1,542.39$117,335.23
214Oct 2037$1,175.72$366.67$1,542.39$116,159.51
215Nov 2037$1,179.39$363.00$1,542.39$114,980.12
216Dec 2037$1,183.08$359.31$1,542.39$113,797.04
2037 Total$13,956.18$4,552.5$18,508.68
217Jan 2038$1,186.77$355.62$1,542.39$112,610.27
218Feb 2038$1,190.48$351.91$1,542.39$111,419.79
219Mar 2038$1,194.20$348.19$1,542.39$110,225.59
220Apr 2038$1,197.94$344.45$1,542.39$109,027.65
221May 2038$1,201.68$340.71$1,542.39$107,825.97
222Jun 2038$1,205.43$336.96$1,542.39$106,620.54
223Jul 2038$1,209.20$333.19$1,542.39$105,411.34
224Aug 2038$1,212.98$329.41$1,542.39$104,198.36
225Sep 2038$1,216.77$325.62$1,542.39$102,981.59
226Oct 2038$1,220.57$321.82$1,542.39$101,761.02
227Nov 2038$1,224.39$318.00$1,542.39$100,536.63
228Dec 2038$1,228.21$314.18$1,542.39$99,308.42
2038 Total$14,488.62$4,020.06$18,508.68
229Jan 2039$1,232.05$310.34$1,542.39$98,076.37
230Feb 2039$1,235.90$306.49$1,542.39$96,840.47
231Mar 2039$1,239.76$302.63$1,542.39$95,600.71
232Apr 2039$1,243.64$298.75$1,542.39$94,357.07
233May 2039$1,247.52$294.87$1,542.39$93,109.55
234Jun 2039$1,251.42$290.97$1,542.39$91,858.13
235Jul 2039$1,255.33$287.06$1,542.39$90,602.80
236Aug 2039$1,259.26$283.13$1,542.39$89,343.54
237Sep 2039$1,263.19$279.20$1,542.39$88,080.35
238Oct 2039$1,267.14$275.25$1,542.39$86,813.21
239Nov 2039$1,271.10$271.29$1,542.39$85,542.11
240Dec 2039$1,275.07$267.32$1,542.39$84,267.04
2039 Total$15,041.38$3,467.3$18,508.68
241Jan 2040$1,279.06$263.33$1,542.39$82,987.98
242Feb 2040$1,283.05$259.34$1,542.39$81,704.93
243Mar 2040$1,287.06$255.33$1,542.39$80,417.87
244Apr 2040$1,291.08$251.31$1,542.39$79,126.79
245May 2040$1,295.12$247.27$1,542.39$77,831.67
246Jun 2040$1,299.17$243.22$1,542.39$76,532.50
247Jul 2040$1,303.23$239.16$1,542.39$75,229.27
248Aug 2040$1,307.30$235.09$1,542.39$73,921.97
249Sep 2040$1,311.38$231.01$1,542.39$72,610.59
250Oct 2040$1,315.48$226.91$1,542.39$71,295.11
251Nov 2040$1,319.59$222.80$1,542.39$69,975.52
252Dec 2040$1,323.72$218.67$1,542.39$68,651.80
2040 Total$15,615.24$2,893.44$18,508.68
253Jan 2041$1,327.85$214.54$1,542.39$67,323.95
254Feb 2041$1,332.00$210.39$1,542.39$65,991.95
255Mar 2041$1,336.17$206.22$1,542.39$64,655.78
256Apr 2041$1,340.34$202.05$1,542.39$63,315.44
257May 2041$1,344.53$197.86$1,542.39$61,970.91
258Jun 2041$1,348.73$193.66$1,542.39$60,622.18
259Jul 2041$1,352.95$189.44$1,542.39$59,269.23
260Aug 2041$1,357.17$185.22$1,542.39$57,912.06
261Sep 2041$1,361.41$180.98$1,542.39$56,550.65
262Oct 2041$1,365.67$176.72$1,542.39$55,184.98
263Nov 2041$1,369.94$172.45$1,542.39$53,815.04
264Dec 2041$1,374.22$168.17$1,542.39$52,440.82
2041 Total$16,210.98$2,297.7$18,508.68
265Jan 2042$1,378.51$163.88$1,542.39$51,062.31
266Feb 2042$1,382.82$159.57$1,542.39$49,679.49
267Mar 2042$1,387.14$155.25$1,542.39$48,292.35
268Apr 2042$1,391.48$150.91$1,542.39$46,900.87
269May 2042$1,395.82$146.57$1,542.39$45,505.05
270Jun 2042$1,400.19$142.20$1,542.39$44,104.86
271Jul 2042$1,404.56$137.83$1,542.39$42,700.30
272Aug 2042$1,408.95$133.44$1,542.39$41,291.35
273Sep 2042$1,413.35$129.04$1,542.39$39,878.00
274Oct 2042$1,417.77$124.62$1,542.39$38,460.23
275Nov 2042$1,422.20$120.19$1,542.39$37,038.03
276Dec 2042$1,426.65$115.74$1,542.39$35,611.38
2042 Total$16,829.44$1,679.24$18,508.68
277Jan 2043$1,431.10$111.29$1,542.39$34,180.28
278Feb 2043$1,435.58$106.81$1,542.39$32,744.70
279Mar 2043$1,440.06$102.33$1,542.39$31,304.64
280Apr 2043$1,444.56$97.83$1,542.39$29,860.08
281May 2043$1,449.08$93.31$1,542.39$28,411.00
282Jun 2043$1,453.61$88.78$1,542.39$26,957.39
283Jul 2043$1,458.15$84.24$1,542.39$25,499.24
284Aug 2043$1,462.70$79.69$1,542.39$24,036.54
285Sep 2043$1,467.28$75.11$1,542.39$22,569.26
286Oct 2043$1,471.86$70.53$1,542.39$21,097.40
287Nov 2043$1,476.46$65.93$1,542.39$19,620.94
288Dec 2043$1,481.07$61.32$1,542.39$18,139.87
2043 Total$17,471.51$1,037.17$18,508.68
289Jan 2044$1,485.70$56.69$1,542.39$16,654.17
290Feb 2044$1,490.35$52.04$1,542.39$15,163.82
291Mar 2044$1,495.00$47.39$1,542.39$13,668.82
292Apr 2044$1,499.67$42.72$1,542.39$12,169.15
293May 2044$1,504.36$38.03$1,542.39$10,664.79
294Jun 2044$1,509.06$33.33$1,542.39$9,155.73
295Jul 2044$1,513.78$28.61$1,542.39$7,641.95
296Aug 2044$1,518.51$23.88$1,542.39$6,123.44
297Sep 2044$1,523.25$19.14$1,542.39$4,600.19
298Oct 2044$1,528.01$14.38$1,542.39$3,072.18
299Nov 2044$1,532.79$9.60$1,542.39$1,539.39
300Dec 2044$1,537.58$4.81$1,542.39$1.81
2044 Total$18,138.06$370.62$18,508.68
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