Interest Only Investment Loan from UniBank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.45%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,135
Number of Repayments
300
Total Interest Paid
$90,500
Total repayments
$340,500
DatePrincipleInterestPaymentBalance
1Oct 2019$392.34$1,135.42$1,527.76$249,607.66
2Nov 2019$394.13$1,133.63$1,527.76$249,213.53
3Dec 2019$395.92$1,131.84$1,527.76$248,817.61
2019 Total$1,182.39$3,400.89$4,583.28
4Jan 2020$397.71$1,130.05$1,527.76$248,419.90
5Feb 2020$399.52$1,128.24$1,527.76$248,020.38
6Mar 2020$401.33$1,126.43$1,527.76$247,619.05
7Apr 2020$403.16$1,124.60$1,527.76$247,215.89
8May 2020$404.99$1,122.77$1,527.76$246,810.90
9Jun 2020$406.83$1,120.93$1,527.76$246,404.07
10Jul 2020$408.67$1,119.09$1,527.76$245,995.40
11Aug 2020$410.53$1,117.23$1,527.76$245,584.87
12Sep 2020$412.40$1,115.36$1,527.76$245,172.47
13Oct 2020$414.27$1,113.49$1,527.76$244,758.20
14Nov 2020$416.15$1,111.61$1,527.76$244,342.05
15Dec 2020$418.04$1,109.72$1,527.76$243,924.01
2020 Total$4,893.6$13,439.52$18,333.12
16Jan 2021$419.94$1,107.82$1,527.76$243,504.07
17Feb 2021$421.85$1,105.91$1,527.76$243,082.22
18Mar 2021$423.76$1,104.00$1,527.76$242,658.46
19Apr 2021$425.69$1,102.07$1,527.76$242,232.77
20May 2021$427.62$1,100.14$1,527.76$241,805.15
21Jun 2021$429.56$1,098.20$1,527.76$241,375.59
22Jul 2021$431.51$1,096.25$1,527.76$240,944.08
23Aug 2021$433.47$1,094.29$1,527.76$240,510.61
24Sep 2021$435.44$1,092.32$1,527.76$240,075.17
25Oct 2021$437.42$1,090.34$1,527.76$239,637.75
26Nov 2021$439.41$1,088.35$1,527.76$239,198.34
27Dec 2021$441.40$1,086.36$1,527.76$238,756.94
2021 Total$5,167.07$13,166.05$18,333.12
28Jan 2022$443.41$1,084.35$1,527.76$238,313.53
29Feb 2022$445.42$1,082.34$1,527.76$237,868.11
30Mar 2022$447.44$1,080.32$1,527.76$237,420.67
31Apr 2022$449.47$1,078.29$1,527.76$236,971.20
32May 2022$451.52$1,076.24$1,527.76$236,519.68
33Jun 2022$453.57$1,074.19$1,527.76$236,066.11
34Jul 2022$455.63$1,072.13$1,527.76$235,610.48
35Aug 2022$457.70$1,070.06$1,527.76$235,152.78
36Sep 2022$459.77$1,067.99$1,527.76$234,693.01
37Oct 2022$461.86$1,065.90$1,527.76$234,231.15
38Nov 2022$463.96$1,063.80$1,527.76$233,767.19
39Dec 2022$466.07$1,061.69$1,527.76$233,301.12
2022 Total$5,455.82$12,877.3$18,333.12
40Jan 2023$468.18$1,059.58$1,527.76$232,832.94
41Feb 2023$470.31$1,057.45$1,527.76$232,362.63
42Mar 2023$472.45$1,055.31$1,527.76$231,890.18
43Apr 2023$474.59$1,053.17$1,527.76$231,415.59
44May 2023$476.75$1,051.01$1,527.76$230,938.84
45Jun 2023$478.91$1,048.85$1,527.76$230,459.93
46Jul 2023$481.09$1,046.67$1,527.76$229,978.84
47Aug 2023$483.27$1,044.49$1,527.76$229,495.57
48Sep 2023$485.47$1,042.29$1,527.76$229,010.10
49Oct 2023$487.67$1,040.09$1,527.76$228,522.43
50Nov 2023$489.89$1,037.87$1,527.76$228,032.54
51Dec 2023$492.11$1,035.65$1,527.76$227,540.43
2023 Total$5,760.69$12,572.43$18,333.12
52Jan 2024$494.35$1,033.41$1,527.76$227,046.08
53Feb 2024$496.59$1,031.17$1,527.76$226,549.49
54Mar 2024$498.85$1,028.91$1,527.76$226,050.64
55Apr 2024$501.11$1,026.65$1,527.76$225,549.53
56May 2024$503.39$1,024.37$1,527.76$225,046.14
57Jun 2024$505.68$1,022.08$1,527.76$224,540.46
58Jul 2024$507.97$1,019.79$1,527.76$224,032.49
59Aug 2024$510.28$1,017.48$1,527.76$223,522.21
60Sep 2024$512.60$1,015.16$1,527.76$223,009.61
61Oct 2024$514.92$1,012.84$1,527.76$222,494.69
62Nov 2024$517.26$1,010.50$1,527.76$221,977.43
63Dec 2024$519.61$1,008.15$1,527.76$221,457.82
2024 Total$6,082.61$12,250.51$18,333.12
64Jan 2025$521.97$1,005.79$1,527.76$220,935.85
65Feb 2025$524.34$1,003.42$1,527.76$220,411.51
66Mar 2025$526.72$1,001.04$1,527.76$219,884.79
67Apr 2025$529.12$998.64$1,527.76$219,355.67
68May 2025$531.52$996.24$1,527.76$218,824.15
69Jun 2025$533.93$993.83$1,527.76$218,290.22
70Jul 2025$536.36$991.40$1,527.76$217,753.86
71Aug 2025$538.79$988.97$1,527.76$217,215.07
72Sep 2025$541.24$986.52$1,527.76$216,673.83
73Oct 2025$543.70$984.06$1,527.76$216,130.13
74Nov 2025$546.17$981.59$1,527.76$215,583.96
75Dec 2025$548.65$979.11$1,527.76$215,035.31
2025 Total$6,422.51$11,910.61$18,333.12
76Jan 2026$551.14$976.62$1,527.76$214,484.17
77Feb 2026$553.64$974.12$1,527.76$213,930.53
78Mar 2026$556.16$971.60$1,527.76$213,374.37
79Apr 2026$558.68$969.08$1,527.76$212,815.69
80May 2026$561.22$966.54$1,527.76$212,254.47
81Jun 2026$563.77$963.99$1,527.76$211,690.70
82Jul 2026$566.33$961.43$1,527.76$211,124.37
83Aug 2026$568.90$958.86$1,527.76$210,555.47
84Sep 2026$571.49$956.27$1,527.76$209,983.98
85Oct 2026$574.08$953.68$1,527.76$209,409.90
86Nov 2026$576.69$951.07$1,527.76$208,833.21
87Dec 2026$579.31$948.45$1,527.76$208,253.90
2026 Total$6,781.41$11,551.71$18,333.12
88Jan 2027$581.94$945.82$1,527.76$207,671.96
89Feb 2027$584.58$943.18$1,527.76$207,087.38
90Mar 2027$587.24$940.52$1,527.76$206,500.14
91Apr 2027$589.91$937.85$1,527.76$205,910.23
92May 2027$592.58$935.18$1,527.76$205,317.65
93Jun 2027$595.28$932.48$1,527.76$204,722.37
94Jul 2027$597.98$929.78$1,527.76$204,124.39
95Aug 2027$600.70$927.06$1,527.76$203,523.69
96Sep 2027$603.42$924.34$1,527.76$202,920.27
97Oct 2027$606.16$921.60$1,527.76$202,314.11
98Nov 2027$608.92$918.84$1,527.76$201,705.19
99Dec 2027$611.68$916.08$1,527.76$201,093.51
2027 Total$7,160.39$11,172.73$18,333.12
100Jan 2028$614.46$913.30$1,527.76$200,479.05
101Feb 2028$617.25$910.51$1,527.76$199,861.80
102Mar 2028$620.05$907.71$1,527.76$199,241.75
103Apr 2028$622.87$904.89$1,527.76$198,618.88
104May 2028$625.70$902.06$1,527.76$197,993.18
105Jun 2028$628.54$899.22$1,527.76$197,364.64
106Jul 2028$631.40$896.36$1,527.76$196,733.24
107Aug 2028$634.26$893.50$1,527.76$196,098.98
108Sep 2028$637.14$890.62$1,527.76$195,461.84
109Oct 2028$640.04$887.72$1,527.76$194,821.80
110Nov 2028$642.94$884.82$1,527.76$194,178.86
111Dec 2028$645.86$881.90$1,527.76$193,533.00
2028 Total$7,560.51$10,772.61$18,333.12
112Jan 2029$648.80$878.96$1,527.76$192,884.20
113Feb 2029$651.74$876.02$1,527.76$192,232.46
114Mar 2029$654.70$873.06$1,527.76$191,577.76
115Apr 2029$657.68$870.08$1,527.76$190,920.08
116May 2029$660.66$867.10$1,527.76$190,259.42
117Jun 2029$663.67$864.09$1,527.76$189,595.75
118Jul 2029$666.68$861.08$1,527.76$188,929.07
119Aug 2029$669.71$858.05$1,527.76$188,259.36
120Sep 2029$672.75$855.01$1,527.76$187,586.61
121Oct 2029$675.80$851.96$1,527.76$186,910.81
122Nov 2029$678.87$848.89$1,527.76$186,231.94
123Dec 2029$681.96$845.80$1,527.76$185,549.98
2029 Total$7,983.02$10,350.1$18,333.12
124Jan 2030$685.05$842.71$1,527.76$184,864.93
125Feb 2030$688.17$839.59$1,527.76$184,176.76
126Mar 2030$691.29$836.47$1,527.76$183,485.47
127Apr 2030$694.43$833.33$1,527.76$182,791.04
128May 2030$697.58$830.18$1,527.76$182,093.46
129Jun 2030$700.75$827.01$1,527.76$181,392.71
130Jul 2030$703.93$823.83$1,527.76$180,688.78
131Aug 2030$707.13$820.63$1,527.76$179,981.65
132Sep 2030$710.34$817.42$1,527.76$179,271.31
133Oct 2030$713.57$814.19$1,527.76$178,557.74
134Nov 2030$716.81$810.95$1,527.76$177,840.93
135Dec 2030$720.07$807.69$1,527.76$177,120.86
2030 Total$8,429.12$9,904$18,333.12
136Jan 2031$723.34$804.42$1,527.76$176,397.52
137Feb 2031$726.62$801.14$1,527.76$175,670.90
138Mar 2031$729.92$797.84$1,527.76$174,940.98
139Apr 2031$733.24$794.52$1,527.76$174,207.74
140May 2031$736.57$791.19$1,527.76$173,471.17
141Jun 2031$739.91$787.85$1,527.76$172,731.26
142Jul 2031$743.27$784.49$1,527.76$171,987.99
143Aug 2031$746.65$781.11$1,527.76$171,241.34
144Sep 2031$750.04$777.72$1,527.76$170,491.30
145Oct 2031$753.45$774.31$1,527.76$169,737.85
146Nov 2031$756.87$770.89$1,527.76$168,980.98
147Dec 2031$760.30$767.46$1,527.76$168,220.68
2031 Total$8,900.18$9,432.94$18,333.12
148Jan 2032$763.76$764.00$1,527.76$167,456.92
149Feb 2032$767.23$760.53$1,527.76$166,689.69
150Mar 2032$770.71$757.05$1,527.76$165,918.98
151Apr 2032$774.21$753.55$1,527.76$165,144.77
152May 2032$777.73$750.03$1,527.76$164,367.04
153Jun 2032$781.26$746.50$1,527.76$163,585.78
154Jul 2032$784.81$742.95$1,527.76$162,800.97
155Aug 2032$788.37$739.39$1,527.76$162,012.60
156Sep 2032$791.95$735.81$1,527.76$161,220.65
157Oct 2032$795.55$732.21$1,527.76$160,425.10
158Nov 2032$799.16$728.60$1,527.76$159,625.94
159Dec 2032$802.79$724.97$1,527.76$158,823.15
2032 Total$9,397.53$8,935.59$18,333.12
160Jan 2033$806.44$721.32$1,527.76$158,016.71
161Feb 2033$810.10$717.66$1,527.76$157,206.61
162Mar 2033$813.78$713.98$1,527.76$156,392.83
163Apr 2033$817.48$710.28$1,527.76$155,575.35
164May 2033$821.19$706.57$1,527.76$154,754.16
165Jun 2033$824.92$702.84$1,527.76$153,929.24
166Jul 2033$828.66$699.10$1,527.76$153,100.58
167Aug 2033$832.43$695.33$1,527.76$152,268.15
168Sep 2033$836.21$691.55$1,527.76$151,431.94
169Oct 2033$840.01$687.75$1,527.76$150,591.93
170Nov 2033$843.82$683.94$1,527.76$149,748.11
171Dec 2033$847.65$680.11$1,527.76$148,900.46
2033 Total$9,922.69$8,410.43$18,333.12
172Jan 2034$851.50$676.26$1,527.76$148,048.96
173Feb 2034$855.37$672.39$1,527.76$147,193.59
174Mar 2034$859.26$668.50$1,527.76$146,334.33
175Apr 2034$863.16$664.60$1,527.76$145,471.17
176May 2034$867.08$660.68$1,527.76$144,604.09
177Jun 2034$871.02$656.74$1,527.76$143,733.07
178Jul 2034$874.97$652.79$1,527.76$142,858.10
179Aug 2034$878.95$648.81$1,527.76$141,979.15
180Sep 2034$882.94$644.82$1,527.76$141,096.21
181Oct 2034$886.95$640.81$1,527.76$140,209.26
182Nov 2034$890.98$636.78$1,527.76$139,318.28
183Dec 2034$895.02$632.74$1,527.76$138,423.26
2034 Total$10,477.2$7,855.92$18,333.12
184Jan 2035$899.09$628.67$1,527.76$137,524.17
185Feb 2035$903.17$624.59$1,527.76$136,621.00
186Mar 2035$907.27$620.49$1,527.76$135,713.73
187Apr 2035$911.39$616.37$1,527.76$134,802.34
188May 2035$915.53$612.23$1,527.76$133,886.81
189Jun 2035$919.69$608.07$1,527.76$132,967.12
190Jul 2035$923.87$603.89$1,527.76$132,043.25
191Aug 2035$928.06$599.70$1,527.76$131,115.19
192Sep 2035$932.28$595.48$1,527.76$130,182.91
193Oct 2035$936.51$591.25$1,527.76$129,246.40
194Nov 2035$940.77$586.99$1,527.76$128,305.63
195Dec 2035$945.04$582.72$1,527.76$127,360.59
2035 Total$11,062.67$7,270.45$18,333.12
196Jan 2036$949.33$578.43$1,527.76$126,411.26
197Feb 2036$953.64$574.12$1,527.76$125,457.62
198Mar 2036$957.97$569.79$1,527.76$124,499.65
199Apr 2036$962.32$565.44$1,527.76$123,537.33
200May 2036$966.69$561.07$1,527.76$122,570.64
201Jun 2036$971.09$556.67$1,527.76$121,599.55
202Jul 2036$975.50$552.26$1,527.76$120,624.05
203Aug 2036$979.93$547.83$1,527.76$119,644.12
204Sep 2036$984.38$543.38$1,527.76$118,659.74
205Oct 2036$988.85$538.91$1,527.76$117,670.89
206Nov 2036$993.34$534.42$1,527.76$116,677.55
207Dec 2036$997.85$529.91$1,527.76$115,679.70
2036 Total$11,680.89$6,652.23$18,333.12
208Jan 2037$1,002.38$525.38$1,527.76$114,677.32
209Feb 2037$1,006.93$520.83$1,527.76$113,670.39
210Mar 2037$1,011.51$516.25$1,527.76$112,658.88
211Apr 2037$1,016.10$511.66$1,527.76$111,642.78
212May 2037$1,020.72$507.04$1,527.76$110,622.06
213Jun 2037$1,025.35$502.41$1,527.76$109,596.71
214Jul 2037$1,030.01$497.75$1,527.76$108,566.70
215Aug 2037$1,034.69$493.07$1,527.76$107,532.01
216Sep 2037$1,039.39$488.37$1,527.76$106,492.62
217Oct 2037$1,044.11$483.65$1,527.76$105,448.51
218Nov 2037$1,048.85$478.91$1,527.76$104,399.66
219Dec 2037$1,053.61$474.15$1,527.76$103,346.05
2037 Total$12,333.65$5,999.47$18,333.12
220Jan 2038$1,058.40$469.36$1,527.76$102,287.65
221Feb 2038$1,063.20$464.56$1,527.76$101,224.45
222Mar 2038$1,068.03$459.73$1,527.76$100,156.42
223Apr 2038$1,072.88$454.88$1,527.76$99,083.54
224May 2038$1,077.76$450.00$1,527.76$98,005.78
225Jun 2038$1,082.65$445.11$1,527.76$96,923.13
226Jul 2038$1,087.57$440.19$1,527.76$95,835.56
227Aug 2038$1,092.51$435.25$1,527.76$94,743.05
228Sep 2038$1,097.47$430.29$1,527.76$93,645.58
229Oct 2038$1,102.45$425.31$1,527.76$92,543.13
230Nov 2038$1,107.46$420.30$1,527.76$91,435.67
231Dec 2038$1,112.49$415.27$1,527.76$90,323.18
2038 Total$13,022.87$5,310.25$18,333.12
232Jan 2039$1,117.54$410.22$1,527.76$89,205.64
233Feb 2039$1,122.62$405.14$1,527.76$88,083.02
234Mar 2039$1,127.72$400.04$1,527.76$86,955.30
235Apr 2039$1,132.84$394.92$1,527.76$85,822.46
236May 2039$1,137.98$389.78$1,527.76$84,684.48
237Jun 2039$1,143.15$384.61$1,527.76$83,541.33
238Jul 2039$1,148.34$379.42$1,527.76$82,392.99
239Aug 2039$1,153.56$374.20$1,527.76$81,239.43
240Sep 2039$1,158.80$368.96$1,527.76$80,080.63
241Oct 2039$1,164.06$363.70$1,527.76$78,916.57
242Nov 2039$1,169.35$358.41$1,527.76$77,747.22
243Dec 2039$1,174.66$353.10$1,527.76$76,572.56
2039 Total$13,750.62$4,582.5$18,333.12
244Jan 2040$1,179.99$347.77$1,527.76$75,392.57
245Feb 2040$1,185.35$342.41$1,527.76$74,207.22
246Mar 2040$1,190.74$337.02$1,527.76$73,016.48
247Apr 2040$1,196.14$331.62$1,527.76$71,820.34
248May 2040$1,201.58$326.18$1,527.76$70,618.76
249Jun 2040$1,207.03$320.73$1,527.76$69,411.73
250Jul 2040$1,212.52$315.24$1,527.76$68,199.21
251Aug 2040$1,218.02$309.74$1,527.76$66,981.19
252Sep 2040$1,223.55$304.21$1,527.76$65,757.64
253Oct 2040$1,229.11$298.65$1,527.76$64,528.53
254Nov 2040$1,234.69$293.07$1,527.76$63,293.84
255Dec 2040$1,240.30$287.46$1,527.76$62,053.54
2040 Total$14,519.02$3,814.1$18,333.12
256Jan 2041$1,245.93$281.83$1,527.76$60,807.61
257Feb 2041$1,251.59$276.17$1,527.76$59,556.02
258Mar 2041$1,257.28$270.48$1,527.76$58,298.74
259Apr 2041$1,262.99$264.77$1,527.76$57,035.75
260May 2041$1,268.72$259.04$1,527.76$55,767.03
261Jun 2041$1,274.48$253.28$1,527.76$54,492.55
262Jul 2041$1,280.27$247.49$1,527.76$53,212.28
263Aug 2041$1,286.09$241.67$1,527.76$51,926.19
264Sep 2041$1,291.93$235.83$1,527.76$50,634.26
265Oct 2041$1,297.80$229.96$1,527.76$49,336.46
266Nov 2041$1,303.69$224.07$1,527.76$48,032.77
267Dec 2041$1,309.61$218.15$1,527.76$46,723.16
2041 Total$15,330.38$3,002.74$18,333.12
268Jan 2042$1,315.56$212.20$1,527.76$45,407.60
269Feb 2042$1,321.53$206.23$1,527.76$44,086.07
270Mar 2042$1,327.54$200.22$1,527.76$42,758.53
271Apr 2042$1,333.57$194.19$1,527.76$41,424.96
272May 2042$1,339.62$188.14$1,527.76$40,085.34
273Jun 2042$1,345.71$182.05$1,527.76$38,739.63
274Jul 2042$1,351.82$175.94$1,527.76$37,387.81
275Aug 2042$1,357.96$169.80$1,527.76$36,029.85
276Sep 2042$1,364.12$163.64$1,527.76$34,665.73
277Oct 2042$1,370.32$157.44$1,527.76$33,295.41
278Nov 2042$1,376.54$151.22$1,527.76$31,918.87
279Dec 2042$1,382.80$144.96$1,527.76$30,536.07
2042 Total$16,187.09$2,146.03$18,333.12
280Jan 2043$1,389.08$138.68$1,527.76$29,146.99
281Feb 2043$1,395.38$132.38$1,527.76$27,751.61
282Mar 2043$1,401.72$126.04$1,527.76$26,349.89
283Apr 2043$1,408.09$119.67$1,527.76$24,941.80
284May 2043$1,414.48$113.28$1,527.76$23,527.32
285Jun 2043$1,420.91$106.85$1,527.76$22,106.41
286Jul 2043$1,427.36$100.40$1,527.76$20,679.05
287Aug 2043$1,433.84$93.92$1,527.76$19,245.21
288Sep 2043$1,440.35$87.41$1,527.76$17,804.86
289Oct 2043$1,446.90$80.86$1,527.76$16,357.96
290Nov 2043$1,453.47$74.29$1,527.76$14,904.49
291Dec 2043$1,460.07$67.69$1,527.76$13,444.42
2043 Total$17,091.65$1,241.47$18,333.12
292Jan 2044$1,466.70$61.06$1,527.76$11,977.72
293Feb 2044$1,473.36$54.40$1,527.76$10,504.36
294Mar 2044$1,480.05$47.71$1,527.76$9,024.31
295Apr 2044$1,486.77$40.99$1,527.76$7,537.54
296May 2044$1,493.53$34.23$1,527.76$6,044.01
297Jun 2044$1,500.31$27.45$1,527.76$4,543.70
298Jul 2044$1,507.12$20.64$1,527.76$3,036.58
299Aug 2044$1,513.97$13.79$1,527.76$1,522.61
300Sep 2044$1,520.84$6.92$1,527.76$1.77
2044 Total$13,442.65$307.19$13,749.84
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