Interest Only Home Loan from UniBank

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
5.41%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,127
Number of Repayments
300
Total Interest Paid
$88,100
Total repayments
$338,100
DatePrincipleInterestPaymentBalance
1Oct 2019$394.73$1,127.08$1,521.81$249,605.27
2Nov 2019$396.51$1,125.30$1,521.81$249,208.76
3Dec 2019$398.29$1,123.52$1,521.81$248,810.47
2019 Total$1,189.53$3,375.9$4,565.43
4Jan 2020$400.09$1,121.72$1,521.81$248,410.38
5Feb 2020$401.89$1,119.92$1,521.81$248,008.49
6Mar 2020$403.71$1,118.10$1,521.81$247,604.78
7Apr 2020$405.53$1,116.28$1,521.81$247,199.25
8May 2020$407.35$1,114.46$1,521.81$246,791.90
9Jun 2020$409.19$1,112.62$1,521.81$246,382.71
10Jul 2020$411.03$1,110.78$1,521.81$245,971.68
11Aug 2020$412.89$1,108.92$1,521.81$245,558.79
12Sep 2020$414.75$1,107.06$1,521.81$245,144.04
13Oct 2020$416.62$1,105.19$1,521.81$244,727.42
14Nov 2020$418.50$1,103.31$1,521.81$244,308.92
15Dec 2020$420.38$1,101.43$1,521.81$243,888.54
2020 Total$4,921.93$13,339.79$18,261.72
16Jan 2021$422.28$1,099.53$1,521.81$243,466.26
17Feb 2021$424.18$1,097.63$1,521.81$243,042.08
18Mar 2021$426.10$1,095.71$1,521.81$242,615.98
19Apr 2021$428.02$1,093.79$1,521.81$242,187.96
20May 2021$429.95$1,091.86$1,521.81$241,758.01
21Jun 2021$431.88$1,089.93$1,521.81$241,326.13
22Jul 2021$433.83$1,087.98$1,521.81$240,892.30
23Aug 2021$435.79$1,086.02$1,521.81$240,456.51
24Sep 2021$437.75$1,084.06$1,521.81$240,018.76
25Oct 2021$439.73$1,082.08$1,521.81$239,579.03
26Nov 2021$441.71$1,080.10$1,521.81$239,137.32
27Dec 2021$443.70$1,078.11$1,521.81$238,693.62
2021 Total$5,194.92$13,066.8$18,261.72
28Jan 2022$445.70$1,076.11$1,521.81$238,247.92
29Feb 2022$447.71$1,074.10$1,521.81$237,800.21
30Mar 2022$449.73$1,072.08$1,521.81$237,350.48
31Apr 2022$451.75$1,070.06$1,521.81$236,898.73
32May 2022$453.79$1,068.02$1,521.81$236,444.94
33Jun 2022$455.84$1,065.97$1,521.81$235,989.10
34Jul 2022$457.89$1,063.92$1,521.81$235,531.21
35Aug 2022$459.96$1,061.85$1,521.81$235,071.25
36Sep 2022$462.03$1,059.78$1,521.81$234,609.22
37Oct 2022$464.11$1,057.70$1,521.81$234,145.11
38Nov 2022$466.21$1,055.60$1,521.81$233,678.90
39Dec 2022$468.31$1,053.50$1,521.81$233,210.59
2022 Total$5,483.03$12,778.69$18,261.72
40Jan 2023$470.42$1,051.39$1,521.81$232,740.17
41Feb 2023$472.54$1,049.27$1,521.81$232,267.63
42Mar 2023$474.67$1,047.14$1,521.81$231,792.96
43Apr 2023$476.81$1,045.00$1,521.81$231,316.15
44May 2023$478.96$1,042.85$1,521.81$230,837.19
45Jun 2023$481.12$1,040.69$1,521.81$230,356.07
46Jul 2023$483.29$1,038.52$1,521.81$229,872.78
47Aug 2023$485.47$1,036.34$1,521.81$229,387.31
48Sep 2023$487.66$1,034.15$1,521.81$228,899.65
49Oct 2023$489.85$1,031.96$1,521.81$228,409.80
50Nov 2023$492.06$1,029.75$1,521.81$227,917.74
51Dec 2023$494.28$1,027.53$1,521.81$227,423.46
2023 Total$5,787.13$12,474.59$18,261.72
52Jan 2024$496.51$1,025.30$1,521.81$226,926.95
53Feb 2024$498.75$1,023.06$1,521.81$226,428.20
54Mar 2024$501.00$1,020.81$1,521.81$225,927.20
55Apr 2024$503.25$1,018.56$1,521.81$225,423.95
56May 2024$505.52$1,016.29$1,521.81$224,918.43
57Jun 2024$507.80$1,014.01$1,521.81$224,410.63
58Jul 2024$510.09$1,011.72$1,521.81$223,900.54
59Aug 2024$512.39$1,009.42$1,521.81$223,388.15
60Sep 2024$514.70$1,007.11$1,521.81$222,873.45
61Oct 2024$517.02$1,004.79$1,521.81$222,356.43
62Nov 2024$519.35$1,002.46$1,521.81$221,837.08
63Dec 2024$521.69$1,000.12$1,521.81$221,315.39
2024 Total$6,108.07$12,153.65$18,261.72
64Jan 2025$524.05$997.76$1,521.81$220,791.34
65Feb 2025$526.41$995.40$1,521.81$220,264.93
66Mar 2025$528.78$993.03$1,521.81$219,736.15
67Apr 2025$531.17$990.64$1,521.81$219,204.98
68May 2025$533.56$988.25$1,521.81$218,671.42
69Jun 2025$535.97$985.84$1,521.81$218,135.45
70Jul 2025$538.38$983.43$1,521.81$217,597.07
71Aug 2025$540.81$981.00$1,521.81$217,056.26
72Sep 2025$543.25$978.56$1,521.81$216,513.01
73Oct 2025$545.70$976.11$1,521.81$215,967.31
74Nov 2025$548.16$973.65$1,521.81$215,419.15
75Dec 2025$550.63$971.18$1,521.81$214,868.52
2025 Total$6,446.87$11,814.85$18,261.72
76Jan 2026$553.11$968.70$1,521.81$214,315.41
77Feb 2026$555.60$966.21$1,521.81$213,759.81
78Mar 2026$558.11$963.70$1,521.81$213,201.70
79Apr 2026$560.63$961.18$1,521.81$212,641.07
80May 2026$563.15$958.66$1,521.81$212,077.92
81Jun 2026$565.69$956.12$1,521.81$211,512.23
82Jul 2026$568.24$953.57$1,521.81$210,943.99
83Aug 2026$570.80$951.01$1,521.81$210,373.19
84Sep 2026$573.38$948.43$1,521.81$209,799.81
85Oct 2026$575.96$945.85$1,521.81$209,223.85
86Nov 2026$578.56$943.25$1,521.81$208,645.29
87Dec 2026$581.17$940.64$1,521.81$208,064.12
2026 Total$6,804.4$11,457.32$18,261.72
88Jan 2027$583.79$938.02$1,521.81$207,480.33
89Feb 2027$586.42$935.39$1,521.81$206,893.91
90Mar 2027$589.06$932.75$1,521.81$206,304.85
91Apr 2027$591.72$930.09$1,521.81$205,713.13
92May 2027$594.39$927.42$1,521.81$205,118.74
93Jun 2027$597.07$924.74$1,521.81$204,521.67
94Jul 2027$599.76$922.05$1,521.81$203,921.91
95Aug 2027$602.46$919.35$1,521.81$203,319.45
96Sep 2027$605.18$916.63$1,521.81$202,714.27
97Oct 2027$607.91$913.90$1,521.81$202,106.36
98Nov 2027$610.65$911.16$1,521.81$201,495.71
99Dec 2027$613.40$908.41$1,521.81$200,882.31
2027 Total$7,181.81$11,079.91$18,261.72
100Jan 2028$616.17$905.64$1,521.81$200,266.14
101Feb 2028$618.94$902.87$1,521.81$199,647.20
102Mar 2028$621.73$900.08$1,521.81$199,025.47
103Apr 2028$624.54$897.27$1,521.81$198,400.93
104May 2028$627.35$894.46$1,521.81$197,773.58
105Jun 2028$630.18$891.63$1,521.81$197,143.40
106Jul 2028$633.02$888.79$1,521.81$196,510.38
107Aug 2028$635.88$885.93$1,521.81$195,874.50
108Sep 2028$638.74$883.07$1,521.81$195,235.76
109Oct 2028$641.62$880.19$1,521.81$194,594.14
110Nov 2028$644.51$877.30$1,521.81$193,949.63
111Dec 2028$647.42$874.39$1,521.81$193,302.21
2028 Total$7,580.1$10,681.62$18,261.72
112Jan 2029$650.34$871.47$1,521.81$192,651.87
113Feb 2029$653.27$868.54$1,521.81$191,998.60
114Mar 2029$656.22$865.59$1,521.81$191,342.38
115Apr 2029$659.17$862.64$1,521.81$190,683.21
116May 2029$662.15$859.66$1,521.81$190,021.06
117Jun 2029$665.13$856.68$1,521.81$189,355.93
118Jul 2029$668.13$853.68$1,521.81$188,687.80
119Aug 2029$671.14$850.67$1,521.81$188,016.66
120Sep 2029$674.17$847.64$1,521.81$187,342.49
121Oct 2029$677.21$844.60$1,521.81$186,665.28
122Nov 2029$680.26$841.55$1,521.81$185,985.02
123Dec 2029$683.33$838.48$1,521.81$185,301.69
2029 Total$8,000.52$10,261.2$18,261.72
124Jan 2030$686.41$835.40$1,521.81$184,615.28
125Feb 2030$689.50$832.31$1,521.81$183,925.78
126Mar 2030$692.61$829.20$1,521.81$183,233.17
127Apr 2030$695.73$826.08$1,521.81$182,537.44
128May 2030$698.87$822.94$1,521.81$181,838.57
129Jun 2030$702.02$819.79$1,521.81$181,136.55
130Jul 2030$705.19$816.62$1,521.81$180,431.36
131Aug 2030$708.37$813.44$1,521.81$179,722.99
132Sep 2030$711.56$810.25$1,521.81$179,011.43
133Oct 2030$714.77$807.04$1,521.81$178,296.66
134Nov 2030$717.99$803.82$1,521.81$177,578.67
135Dec 2030$721.23$800.58$1,521.81$176,857.44
2030 Total$8,444.25$9,817.47$18,261.72
136Jan 2031$724.48$797.33$1,521.81$176,132.96
137Feb 2031$727.74$794.07$1,521.81$175,405.22
138Mar 2031$731.02$790.79$1,521.81$174,674.20
139Apr 2031$734.32$787.49$1,521.81$173,939.88
140May 2031$737.63$784.18$1,521.81$173,202.25
141Jun 2031$740.96$780.85$1,521.81$172,461.29
142Jul 2031$744.30$777.51$1,521.81$171,716.99
143Aug 2031$747.65$774.16$1,521.81$170,969.34
144Sep 2031$751.02$770.79$1,521.81$170,218.32
145Oct 2031$754.41$767.40$1,521.81$169,463.91
146Nov 2031$757.81$764.00$1,521.81$168,706.10
147Dec 2031$761.23$760.58$1,521.81$167,944.87
2031 Total$8,912.57$9,349.15$18,261.72
148Jan 2032$764.66$757.15$1,521.81$167,180.21
149Feb 2032$768.11$753.70$1,521.81$166,412.10
150Mar 2032$771.57$750.24$1,521.81$165,640.53
151Apr 2032$775.05$746.76$1,521.81$164,865.48
152May 2032$778.54$743.27$1,521.81$164,086.94
153Jun 2032$782.05$739.76$1,521.81$163,304.89
154Jul 2032$785.58$736.23$1,521.81$162,519.31
155Aug 2032$789.12$732.69$1,521.81$161,730.19
156Sep 2032$792.68$729.13$1,521.81$160,937.51
157Oct 2032$796.25$725.56$1,521.81$160,141.26
158Nov 2032$799.84$721.97$1,521.81$159,341.42
159Dec 2032$803.45$718.36$1,521.81$158,537.97
2032 Total$9,406.9$8,854.82$18,261.72
160Jan 2033$807.07$714.74$1,521.81$157,730.90
161Feb 2033$810.71$711.10$1,521.81$156,920.19
162Mar 2033$814.36$707.45$1,521.81$156,105.83
163Apr 2033$818.03$703.78$1,521.81$155,287.80
164May 2033$821.72$700.09$1,521.81$154,466.08
165Jun 2033$825.43$696.38$1,521.81$153,640.65
166Jul 2033$829.15$692.66$1,521.81$152,811.50
167Aug 2033$832.88$688.93$1,521.81$151,978.62
168Sep 2033$836.64$685.17$1,521.81$151,141.98
169Oct 2033$840.41$681.40$1,521.81$150,301.57
170Nov 2033$844.20$677.61$1,521.81$149,457.37
171Dec 2033$848.01$673.80$1,521.81$148,609.36
2033 Total$9,928.61$8,333.11$18,261.72
172Jan 2034$851.83$669.98$1,521.81$147,757.53
173Feb 2034$855.67$666.14$1,521.81$146,901.86
174Mar 2034$859.53$662.28$1,521.81$146,042.33
175Apr 2034$863.40$658.41$1,521.81$145,178.93
176May 2034$867.29$654.52$1,521.81$144,311.64
177Jun 2034$871.21$650.60$1,521.81$143,440.43
178Jul 2034$875.13$646.68$1,521.81$142,565.30
179Aug 2034$879.08$642.73$1,521.81$141,686.22
180Sep 2034$883.04$638.77$1,521.81$140,803.18
181Oct 2034$887.02$634.79$1,521.81$139,916.16
182Nov 2034$891.02$630.79$1,521.81$139,025.14
183Dec 2034$895.04$626.77$1,521.81$138,130.10
2034 Total$10,479.26$7,782.46$18,261.72
184Jan 2035$899.07$622.74$1,521.81$137,231.03
185Feb 2035$903.13$618.68$1,521.81$136,327.90
186Mar 2035$907.20$614.61$1,521.81$135,420.70
187Apr 2035$911.29$610.52$1,521.81$134,509.41
188May 2035$915.40$606.41$1,521.81$133,594.01
189Jun 2035$919.52$602.29$1,521.81$132,674.49
190Jul 2035$923.67$598.14$1,521.81$131,750.82
191Aug 2035$927.83$593.98$1,521.81$130,822.99
192Sep 2035$932.02$589.79$1,521.81$129,890.97
193Oct 2035$936.22$585.59$1,521.81$128,954.75
194Nov 2035$940.44$581.37$1,521.81$128,014.31
195Dec 2035$944.68$577.13$1,521.81$127,069.63
2035 Total$11,060.47$7,201.25$18,261.72
196Jan 2036$948.94$572.87$1,521.81$126,120.69
197Feb 2036$953.22$568.59$1,521.81$125,167.47
198Mar 2036$957.51$564.30$1,521.81$124,209.96
199Apr 2036$961.83$559.98$1,521.81$123,248.13
200May 2036$966.17$555.64$1,521.81$122,281.96
201Jun 2036$970.52$551.29$1,521.81$121,311.44
202Jul 2036$974.90$546.91$1,521.81$120,336.54
203Aug 2036$979.29$542.52$1,521.81$119,357.25
204Sep 2036$983.71$538.10$1,521.81$118,373.54
205Oct 2036$988.14$533.67$1,521.81$117,385.40
206Nov 2036$992.60$529.21$1,521.81$116,392.80
207Dec 2036$997.07$524.74$1,521.81$115,395.73
2036 Total$11,673.9$6,587.82$18,261.72
208Jan 2037$1,001.57$520.24$1,521.81$114,394.16
209Feb 2037$1,006.08$515.73$1,521.81$113,388.08
210Mar 2037$1,010.62$511.19$1,521.81$112,377.46
211Apr 2037$1,015.17$506.64$1,521.81$111,362.29
212May 2037$1,019.75$502.06$1,521.81$110,342.54
213Jun 2037$1,024.35$497.46$1,521.81$109,318.19
214Jul 2037$1,028.97$492.84$1,521.81$108,289.22
215Aug 2037$1,033.61$488.20$1,521.81$107,255.61
216Sep 2037$1,038.27$483.54$1,521.81$106,217.34
217Oct 2037$1,042.95$478.86$1,521.81$105,174.39
218Nov 2037$1,047.65$474.16$1,521.81$104,126.74
219Dec 2037$1,052.37$469.44$1,521.81$103,074.37
2037 Total$12,321.36$5,940.36$18,261.72
220Jan 2038$1,057.12$464.69$1,521.81$102,017.25
221Feb 2038$1,061.88$459.93$1,521.81$100,955.37
222Mar 2038$1,066.67$455.14$1,521.81$99,888.70
223Apr 2038$1,071.48$450.33$1,521.81$98,817.22
224May 2038$1,076.31$445.50$1,521.81$97,740.91
225Jun 2038$1,081.16$440.65$1,521.81$96,659.75
226Jul 2038$1,086.04$435.77$1,521.81$95,573.71
227Aug 2038$1,090.93$430.88$1,521.81$94,482.78
228Sep 2038$1,095.85$425.96$1,521.81$93,386.93
229Oct 2038$1,100.79$421.02$1,521.81$92,286.14
230Nov 2038$1,105.75$416.06$1,521.81$91,180.39
231Dec 2038$1,110.74$411.07$1,521.81$90,069.65
2038 Total$13,004.72$5,257$18,261.72
232Jan 2039$1,115.75$406.06$1,521.81$88,953.90
233Feb 2039$1,120.78$401.03$1,521.81$87,833.12
234Mar 2039$1,125.83$395.98$1,521.81$86,707.29
235Apr 2039$1,130.90$390.91$1,521.81$85,576.39
236May 2039$1,136.00$385.81$1,521.81$84,440.39
237Jun 2039$1,141.12$380.69$1,521.81$83,299.27
238Jul 2039$1,146.27$375.54$1,521.81$82,153.00
239Aug 2039$1,151.44$370.37$1,521.81$81,001.56
240Sep 2039$1,156.63$365.18$1,521.81$79,844.93
241Oct 2039$1,161.84$359.97$1,521.81$78,683.09
242Nov 2039$1,167.08$354.73$1,521.81$77,516.01
243Dec 2039$1,172.34$349.47$1,521.81$76,343.67
2039 Total$13,725.98$4,535.74$18,261.72
244Jan 2040$1,177.63$344.18$1,521.81$75,166.04
245Feb 2040$1,182.94$338.87$1,521.81$73,983.10
246Mar 2040$1,188.27$333.54$1,521.81$72,794.83
247Apr 2040$1,193.63$328.18$1,521.81$71,601.20
248May 2040$1,199.01$322.80$1,521.81$70,402.19
249Jun 2040$1,204.41$317.40$1,521.81$69,197.78
250Jul 2040$1,209.84$311.97$1,521.81$67,987.94
251Aug 2040$1,215.30$306.51$1,521.81$66,772.64
252Sep 2040$1,220.78$301.03$1,521.81$65,551.86
253Oct 2040$1,226.28$295.53$1,521.81$64,325.58
254Nov 2040$1,231.81$290.00$1,521.81$63,093.77
255Dec 2040$1,237.36$284.45$1,521.81$61,856.41
2040 Total$14,487.26$3,774.46$18,261.72
256Jan 2041$1,242.94$278.87$1,521.81$60,613.47
257Feb 2041$1,248.54$273.27$1,521.81$59,364.93
258Mar 2041$1,254.17$267.64$1,521.81$58,110.76
259Apr 2041$1,259.83$261.98$1,521.81$56,850.93
260May 2041$1,265.51$256.30$1,521.81$55,585.42
261Jun 2041$1,271.21$250.60$1,521.81$54,314.21
262Jul 2041$1,276.94$244.87$1,521.81$53,037.27
263Aug 2041$1,282.70$239.11$1,521.81$51,754.57
264Sep 2041$1,288.48$233.33$1,521.81$50,466.09
265Oct 2041$1,294.29$227.52$1,521.81$49,171.80
266Nov 2041$1,300.13$221.68$1,521.81$47,871.67
267Dec 2041$1,305.99$215.82$1,521.81$46,565.68
2041 Total$15,290.73$2,970.99$18,261.72
268Jan 2042$1,311.88$209.93$1,521.81$45,253.80
269Feb 2042$1,317.79$204.02$1,521.81$43,936.01
270Mar 2042$1,323.73$198.08$1,521.81$42,612.28
271Apr 2042$1,329.70$192.11$1,521.81$41,282.58
272May 2042$1,335.69$186.12$1,521.81$39,946.89
273Jun 2042$1,341.72$180.09$1,521.81$38,605.17
274Jul 2042$1,347.77$174.04$1,521.81$37,257.40
275Aug 2042$1,353.84$167.97$1,521.81$35,903.56
276Sep 2042$1,359.94$161.87$1,521.81$34,543.62
277Oct 2042$1,366.08$155.73$1,521.81$33,177.54
278Nov 2042$1,372.23$149.58$1,521.81$31,805.31
279Dec 2042$1,378.42$143.39$1,521.81$30,426.89
2042 Total$16,138.79$2,122.93$18,261.72
280Jan 2043$1,384.64$137.17$1,521.81$29,042.25
281Feb 2043$1,390.88$130.93$1,521.81$27,651.37
282Mar 2043$1,397.15$124.66$1,521.81$26,254.22
283Apr 2043$1,403.45$118.36$1,521.81$24,850.77
284May 2043$1,409.77$112.04$1,521.81$23,441.00
285Jun 2043$1,416.13$105.68$1,521.81$22,024.87
286Jul 2043$1,422.51$99.30$1,521.81$20,602.36
287Aug 2043$1,428.93$92.88$1,521.81$19,173.43
288Sep 2043$1,435.37$86.44$1,521.81$17,738.06
289Oct 2043$1,441.84$79.97$1,521.81$16,296.22
290Nov 2043$1,448.34$73.47$1,521.81$14,847.88
291Dec 2043$1,454.87$66.94$1,521.81$13,393.01
2043 Total$17,033.88$1,227.84$18,261.72
292Jan 2044$1,461.43$60.38$1,521.81$11,931.58
293Feb 2044$1,468.02$53.79$1,521.81$10,463.56
294Mar 2044$1,474.64$47.17$1,521.81$8,988.92
295Apr 2044$1,481.28$40.53$1,521.81$7,507.64
296May 2044$1,487.96$33.85$1,521.81$6,019.68
297Jun 2044$1,494.67$27.14$1,521.81$4,525.01
298Jul 2044$1,501.41$20.40$1,521.81$3,023.60
299Aug 2044$1,508.18$13.63$1,521.81$1,515.42
300Sep 2044$1,514.98$6.83$1,521.81$0.44
2044 Total$13,392.57$303.72$13,696.29
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