Unity Bank
Borrow amount

$300,000

Advertised Rate

4.41%

Variable

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,652
Number of repayments
300
Total interest paid
$195,663
Total Repayments

$495,663

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2020$549.71$1,102.50$1,652.21$299,450.29
2Nov 2020$551.73$1,100.48$1,652.21$298,898.56
3Dec 2020$553.76$1,098.45$1,652.21$298,344.80
2020 Total$1,655.2$3,301.43$4,956.63
4Jan 2021$555.79$1,096.42$1,652.21$297,789.01
5Feb 2021$557.84$1,094.37$1,652.21$297,231.17
6Mar 2021$559.89$1,092.32$1,652.21$296,671.28
7Apr 2021$561.94$1,090.27$1,652.21$296,109.34
8May 2021$564.01$1,088.20$1,652.21$295,545.33
9Jun 2021$566.08$1,086.13$1,652.21$294,979.25
10Jul 2021$568.16$1,084.05$1,652.21$294,411.09
11Aug 2021$570.25$1,081.96$1,652.21$293,840.84
12Sep 2021$572.34$1,079.87$1,652.21$293,268.50
13Oct 2021$574.45$1,077.76$1,652.21$292,694.05
14Nov 2021$576.56$1,075.65$1,652.21$292,117.49
15Dec 2021$578.68$1,073.53$1,652.21$291,538.81
2021 Total$6,805.99$13,020.53$19,826.52
16Jan 2022$580.80$1,071.41$1,652.21$290,958.01
17Feb 2022$582.94$1,069.27$1,652.21$290,375.07
18Mar 2022$585.08$1,067.13$1,652.21$289,789.99
19Apr 2022$587.23$1,064.98$1,652.21$289,202.76
20May 2022$589.39$1,062.82$1,652.21$288,613.37
21Jun 2022$591.56$1,060.65$1,652.21$288,021.81
22Jul 2022$593.73$1,058.48$1,652.21$287,428.08
23Aug 2022$595.91$1,056.30$1,652.21$286,832.17
24Sep 2022$598.10$1,054.11$1,652.21$286,234.07
25Oct 2022$600.30$1,051.91$1,652.21$285,633.77
26Nov 2022$602.51$1,049.70$1,652.21$285,031.26
27Dec 2022$604.72$1,047.49$1,652.21$284,426.54
2022 Total$7,112.27$12,714.25$19,826.52
28Jan 2023$606.94$1,045.27$1,652.21$283,819.60
29Feb 2023$609.17$1,043.04$1,652.21$283,210.43
30Mar 2023$611.41$1,040.80$1,652.21$282,599.02
31Apr 2023$613.66$1,038.55$1,652.21$281,985.36
32May 2023$615.91$1,036.30$1,652.21$281,369.45
33Jun 2023$618.18$1,034.03$1,652.21$280,751.27
34Jul 2023$620.45$1,031.76$1,652.21$280,130.82
35Aug 2023$622.73$1,029.48$1,652.21$279,508.09
36Sep 2023$625.02$1,027.19$1,652.21$278,883.07
37Oct 2023$627.31$1,024.90$1,652.21$278,255.76
38Nov 2023$629.62$1,022.59$1,652.21$277,626.14
39Dec 2023$631.93$1,020.28$1,652.21$276,994.21
2023 Total$7,432.33$12,394.19$19,826.52
40Jan 2024$634.26$1,017.95$1,652.21$276,359.95
41Feb 2024$636.59$1,015.62$1,652.21$275,723.36
42Mar 2024$638.93$1,013.28$1,652.21$275,084.43
43Apr 2024$641.27$1,010.94$1,652.21$274,443.16
44May 2024$643.63$1,008.58$1,652.21$273,799.53
45Jun 2024$646.00$1,006.21$1,652.21$273,153.53
46Jul 2024$648.37$1,003.84$1,652.21$272,505.16
47Aug 2024$650.75$1,001.46$1,652.21$271,854.41
48Sep 2024$653.15$999.06$1,652.21$271,201.26
49Oct 2024$655.55$996.66$1,652.21$270,545.71
50Nov 2024$657.95$994.26$1,652.21$269,887.76
51Dec 2024$660.37$991.84$1,652.21$269,227.39
2024 Total$7,766.82$12,059.7$19,826.52
52Jan 2025$662.80$989.41$1,652.21$268,564.59
53Feb 2025$665.24$986.97$1,652.21$267,899.35
54Mar 2025$667.68$984.53$1,652.21$267,231.67
55Apr 2025$670.13$982.08$1,652.21$266,561.54
56May 2025$672.60$979.61$1,652.21$265,888.94
57Jun 2025$675.07$977.14$1,652.21$265,213.87
58Jul 2025$677.55$974.66$1,652.21$264,536.32
59Aug 2025$680.04$972.17$1,652.21$263,856.28
60Sep 2025$682.54$969.67$1,652.21$263,173.74
61Oct 2025$685.05$967.16$1,652.21$262,488.69
62Nov 2025$687.56$964.65$1,652.21$261,801.13
63Dec 2025$690.09$962.12$1,652.21$261,111.04
2025 Total$8,116.35$11,710.17$19,826.52
64Jan 2026$692.63$959.58$1,652.21$260,418.41
65Feb 2026$695.17$957.04$1,652.21$259,723.24
66Mar 2026$697.73$954.48$1,652.21$259,025.51
67Apr 2026$700.29$951.92$1,652.21$258,325.22
68May 2026$702.86$949.35$1,652.21$257,622.36
69Jun 2026$705.45$946.76$1,652.21$256,916.91
70Jul 2026$708.04$944.17$1,652.21$256,208.87
71Aug 2026$710.64$941.57$1,652.21$255,498.23
72Sep 2026$713.25$938.96$1,652.21$254,784.98
73Oct 2026$715.88$936.33$1,652.21$254,069.10
74Nov 2026$718.51$933.70$1,652.21$253,350.59
75Dec 2026$721.15$931.06$1,652.21$252,629.44
2026 Total$8,481.6$11,344.92$19,826.52
76Jan 2027$723.80$928.41$1,652.21$251,905.64
77Feb 2027$726.46$925.75$1,652.21$251,179.18
78Mar 2027$729.13$923.08$1,652.21$250,450.05
79Apr 2027$731.81$920.40$1,652.21$249,718.24
80May 2027$734.50$917.71$1,652.21$248,983.74
81Jun 2027$737.19$915.02$1,652.21$248,246.55
82Jul 2027$739.90$912.31$1,652.21$247,506.65
83Aug 2027$742.62$909.59$1,652.21$246,764.03
84Sep 2027$745.35$906.86$1,652.21$246,018.68
85Oct 2027$748.09$904.12$1,652.21$245,270.59
86Nov 2027$750.84$901.37$1,652.21$244,519.75
87Dec 2027$753.60$898.61$1,652.21$243,766.15
2027 Total$8,863.29$10,963.23$19,826.52
88Jan 2028$756.37$895.84$1,652.21$243,009.78
89Feb 2028$759.15$893.06$1,652.21$242,250.63
90Mar 2028$761.94$890.27$1,652.21$241,488.69
91Apr 2028$764.74$887.47$1,652.21$240,723.95
92May 2028$767.55$884.66$1,652.21$239,956.40
93Jun 2028$770.37$881.84$1,652.21$239,186.03
94Jul 2028$773.20$879.01$1,652.21$238,412.83
95Aug 2028$776.04$876.17$1,652.21$237,636.79
96Sep 2028$778.89$873.32$1,652.21$236,857.90
97Oct 2028$781.76$870.45$1,652.21$236,076.14
98Nov 2028$784.63$867.58$1,652.21$235,291.51
99Dec 2028$787.51$864.70$1,652.21$234,504.00
2028 Total$9,262.15$10,564.37$19,826.52
100Jan 2029$790.41$861.80$1,652.21$233,713.59
101Feb 2029$793.31$858.90$1,652.21$232,920.28
102Mar 2029$796.23$855.98$1,652.21$232,124.05
103Apr 2029$799.15$853.06$1,652.21$231,324.90
104May 2029$802.09$850.12$1,652.21$230,522.81
105Jun 2029$805.04$847.17$1,652.21$229,717.77
106Jul 2029$808.00$844.21$1,652.21$228,909.77
107Aug 2029$810.97$841.24$1,652.21$228,098.80
108Sep 2029$813.95$838.26$1,652.21$227,284.85
109Oct 2029$816.94$835.27$1,652.21$226,467.91
110Nov 2029$819.94$832.27$1,652.21$225,647.97
111Dec 2029$822.95$829.26$1,652.21$224,825.02
2029 Total$9,678.98$10,147.54$19,826.52
112Jan 2030$825.98$826.23$1,652.21$223,999.04
113Feb 2030$829.01$823.20$1,652.21$223,170.03
114Mar 2030$832.06$820.15$1,652.21$222,337.97
115Apr 2030$835.12$817.09$1,652.21$221,502.85
116May 2030$838.19$814.02$1,652.21$220,664.66
117Jun 2030$841.27$810.94$1,652.21$219,823.39
118Jul 2030$844.36$807.85$1,652.21$218,979.03
119Aug 2030$847.46$804.75$1,652.21$218,131.57
120Sep 2030$850.58$801.63$1,652.21$217,280.99
121Oct 2030$853.70$798.51$1,652.21$216,427.29
122Nov 2030$856.84$795.37$1,652.21$215,570.45
123Dec 2030$859.99$792.22$1,652.21$214,710.46
2030 Total$10,114.56$9,711.96$19,826.52
124Jan 2031$863.15$789.06$1,652.21$213,847.31
125Feb 2031$866.32$785.89$1,652.21$212,980.99
126Mar 2031$869.50$782.71$1,652.21$212,111.49
127Apr 2031$872.70$779.51$1,652.21$211,238.79
128May 2031$875.91$776.30$1,652.21$210,362.88
129Jun 2031$879.13$773.08$1,652.21$209,483.75
130Jul 2031$882.36$769.85$1,652.21$208,601.39
131Aug 2031$885.60$766.61$1,652.21$207,715.79
132Sep 2031$888.85$763.36$1,652.21$206,826.94
133Oct 2031$892.12$760.09$1,652.21$205,934.82
134Nov 2031$895.40$756.81$1,652.21$205,039.42
135Dec 2031$898.69$753.52$1,652.21$204,140.73
2031 Total$10,569.73$9,256.79$19,826.52
136Jan 2032$901.99$750.22$1,652.21$203,238.74
137Feb 2032$905.31$746.90$1,652.21$202,333.43
138Mar 2032$908.63$743.58$1,652.21$201,424.80
139Apr 2032$911.97$740.24$1,652.21$200,512.83
140May 2032$915.33$736.88$1,652.21$199,597.50
141Jun 2032$918.69$733.52$1,652.21$198,678.81
142Jul 2032$922.07$730.14$1,652.21$197,756.74
143Aug 2032$925.45$726.76$1,652.21$196,831.29
144Sep 2032$928.86$723.35$1,652.21$195,902.43
145Oct 2032$932.27$719.94$1,652.21$194,970.16
146Nov 2032$935.69$716.52$1,652.21$194,034.47
147Dec 2032$939.13$713.08$1,652.21$193,095.34
2032 Total$11,045.39$8,781.13$19,826.52
148Jan 2033$942.58$709.63$1,652.21$192,152.76
149Feb 2033$946.05$706.16$1,652.21$191,206.71
150Mar 2033$949.53$702.68$1,652.21$190,257.18
151Apr 2033$953.01$699.20$1,652.21$189,304.17
152May 2033$956.52$695.69$1,652.21$188,347.65
153Jun 2033$960.03$692.18$1,652.21$187,387.62
154Jul 2033$963.56$688.65$1,652.21$186,424.06
155Aug 2033$967.10$685.11$1,652.21$185,456.96
156Sep 2033$970.66$681.55$1,652.21$184,486.30
157Oct 2033$974.22$677.99$1,652.21$183,512.08
158Nov 2033$977.80$674.41$1,652.21$182,534.28
159Dec 2033$981.40$670.81$1,652.21$181,552.88
2033 Total$11,542.46$8,284.06$19,826.52
160Jan 2034$985.00$667.21$1,652.21$180,567.88
161Feb 2034$988.62$663.59$1,652.21$179,579.26
162Mar 2034$992.26$659.95$1,652.21$178,587.00
163Apr 2034$995.90$656.31$1,652.21$177,591.10
164May 2034$999.56$652.65$1,652.21$176,591.54
165Jun 2034$1,003.24$648.97$1,652.21$175,588.30
166Jul 2034$1,006.92$645.29$1,652.21$174,581.38
167Aug 2034$1,010.62$641.59$1,652.21$173,570.76
168Sep 2034$1,014.34$637.87$1,652.21$172,556.42
169Oct 2034$1,018.07$634.14$1,652.21$171,538.35
170Nov 2034$1,021.81$630.40$1,652.21$170,516.54
171Dec 2034$1,025.56$626.65$1,652.21$169,490.98
2034 Total$12,061.9$7,764.62$19,826.52
172Jan 2035$1,029.33$622.88$1,652.21$168,461.65
173Feb 2035$1,033.11$619.10$1,652.21$167,428.54
174Mar 2035$1,036.91$615.30$1,652.21$166,391.63
175Apr 2035$1,040.72$611.49$1,652.21$165,350.91
176May 2035$1,044.55$607.66$1,652.21$164,306.36
177Jun 2035$1,048.38$603.83$1,652.21$163,257.98
178Jul 2035$1,052.24$599.97$1,652.21$162,205.74
179Aug 2035$1,056.10$596.11$1,652.21$161,149.64
180Sep 2035$1,059.99$592.22$1,652.21$160,089.65
181Oct 2035$1,063.88$588.33$1,652.21$159,025.77
182Nov 2035$1,067.79$584.42$1,652.21$157,957.98
183Dec 2035$1,071.71$580.50$1,652.21$156,886.27
2035 Total$12,604.71$7,221.81$19,826.52
184Jan 2036$1,075.65$576.56$1,652.21$155,810.62
185Feb 2036$1,079.61$572.60$1,652.21$154,731.01
186Mar 2036$1,083.57$568.64$1,652.21$153,647.44
187Apr 2036$1,087.56$564.65$1,652.21$152,559.88
188May 2036$1,091.55$560.66$1,652.21$151,468.33
189Jun 2036$1,095.56$556.65$1,652.21$150,372.77
190Jul 2036$1,099.59$552.62$1,652.21$149,273.18
191Aug 2036$1,103.63$548.58$1,652.21$148,169.55
192Sep 2036$1,107.69$544.52$1,652.21$147,061.86
193Oct 2036$1,111.76$540.45$1,652.21$145,950.10
194Nov 2036$1,115.84$536.37$1,652.21$144,834.26
195Dec 2036$1,119.94$532.27$1,652.21$143,714.32
2036 Total$13,171.95$6,654.57$19,826.52
196Jan 2037$1,124.06$528.15$1,652.21$142,590.26
197Feb 2037$1,128.19$524.02$1,652.21$141,462.07
198Mar 2037$1,132.34$519.87$1,652.21$140,329.73
199Apr 2037$1,136.50$515.71$1,652.21$139,193.23
200May 2037$1,140.67$511.54$1,652.21$138,052.56
201Jun 2037$1,144.87$507.34$1,652.21$136,907.69
202Jul 2037$1,149.07$503.14$1,652.21$135,758.62
203Aug 2037$1,153.30$498.91$1,652.21$134,605.32
204Sep 2037$1,157.54$494.67$1,652.21$133,447.78
205Oct 2037$1,161.79$490.42$1,652.21$132,285.99
206Nov 2037$1,166.06$486.15$1,652.21$131,119.93
207Dec 2037$1,170.34$481.87$1,652.21$129,949.59
2037 Total$13,764.73$6,061.79$19,826.52
208Jan 2038$1,174.65$477.56$1,652.21$128,774.94
209Feb 2038$1,178.96$473.25$1,652.21$127,595.98
210Mar 2038$1,183.29$468.92$1,652.21$126,412.69
211Apr 2038$1,187.64$464.57$1,652.21$125,225.05
212May 2038$1,192.01$460.20$1,652.21$124,033.04
213Jun 2038$1,196.39$455.82$1,652.21$122,836.65
214Jul 2038$1,200.79$451.42$1,652.21$121,635.86
215Aug 2038$1,205.20$447.01$1,652.21$120,430.66
216Sep 2038$1,209.63$442.58$1,652.21$119,221.03
217Oct 2038$1,214.07$438.14$1,652.21$118,006.96
218Nov 2038$1,218.53$433.68$1,652.21$116,788.43
219Dec 2038$1,223.01$429.20$1,652.21$115,565.42
2038 Total$14,384.17$5,442.35$19,826.52
220Jan 2039$1,227.51$424.70$1,652.21$114,337.91
221Feb 2039$1,232.02$420.19$1,652.21$113,105.89
222Mar 2039$1,236.55$415.66$1,652.21$111,869.34
223Apr 2039$1,241.09$411.12$1,652.21$110,628.25
224May 2039$1,245.65$406.56$1,652.21$109,382.60
225Jun 2039$1,250.23$401.98$1,652.21$108,132.37
226Jul 2039$1,254.82$397.39$1,652.21$106,877.55
227Aug 2039$1,259.44$392.77$1,652.21$105,618.11
228Sep 2039$1,264.06$388.15$1,652.21$104,354.05
229Oct 2039$1,268.71$383.50$1,652.21$103,085.34
230Nov 2039$1,273.37$378.84$1,652.21$101,811.97
231Dec 2039$1,278.05$374.16$1,652.21$100,533.92
2039 Total$15,031.5$4,795.02$19,826.52
232Jan 2040$1,282.75$369.46$1,652.21$99,251.17
233Feb 2040$1,287.46$364.75$1,652.21$97,963.71
234Mar 2040$1,292.19$360.02$1,652.21$96,671.52
235Apr 2040$1,296.94$355.27$1,652.21$95,374.58
236May 2040$1,301.71$350.50$1,652.21$94,072.87
237Jun 2040$1,306.49$345.72$1,652.21$92,766.38
238Jul 2040$1,311.29$340.92$1,652.21$91,455.09
239Aug 2040$1,316.11$336.10$1,652.21$90,138.98
240Sep 2040$1,320.95$331.26$1,652.21$88,818.03
241Oct 2040$1,325.80$326.41$1,652.21$87,492.23
242Nov 2040$1,330.68$321.53$1,652.21$86,161.55
243Dec 2040$1,335.57$316.64$1,652.21$84,825.98
2040 Total$15,707.94$4,118.58$19,826.52
244Jan 2041$1,340.47$311.74$1,652.21$83,485.51
245Feb 2041$1,345.40$306.81$1,652.21$82,140.11
246Mar 2041$1,350.35$301.86$1,652.21$80,789.76
247Apr 2041$1,355.31$296.90$1,652.21$79,434.45
248May 2041$1,360.29$291.92$1,652.21$78,074.16
249Jun 2041$1,365.29$286.92$1,652.21$76,708.87
250Jul 2041$1,370.30$281.91$1,652.21$75,338.57
251Aug 2041$1,375.34$276.87$1,652.21$73,963.23
252Sep 2041$1,380.40$271.81$1,652.21$72,582.83
253Oct 2041$1,385.47$266.74$1,652.21$71,197.36
254Nov 2041$1,390.56$261.65$1,652.21$69,806.80
255Dec 2041$1,395.67$256.54$1,652.21$68,411.13
2041 Total$16,414.85$3,411.67$19,826.52
256Jan 2042$1,400.80$251.41$1,652.21$67,010.33
257Feb 2042$1,405.95$246.26$1,652.21$65,604.38
258Mar 2042$1,411.11$241.10$1,652.21$64,193.27
259Apr 2042$1,416.30$235.91$1,652.21$62,776.97
260May 2042$1,421.50$230.71$1,652.21$61,355.47
261Jun 2042$1,426.73$225.48$1,652.21$59,928.74
262Jul 2042$1,431.97$220.24$1,652.21$58,496.77
263Aug 2042$1,437.23$214.98$1,652.21$57,059.54
264Sep 2042$1,442.52$209.69$1,652.21$55,617.02
265Oct 2042$1,447.82$204.39$1,652.21$54,169.20
266Nov 2042$1,453.14$199.07$1,652.21$52,716.06
267Dec 2042$1,458.48$193.73$1,652.21$51,257.58
2042 Total$17,153.55$2,672.97$19,826.52
268Jan 2043$1,463.84$188.37$1,652.21$49,793.74
269Feb 2043$1,469.22$182.99$1,652.21$48,324.52
270Mar 2043$1,474.62$177.59$1,652.21$46,849.90
271Apr 2043$1,480.04$172.17$1,652.21$45,369.86
272May 2043$1,485.48$166.73$1,652.21$43,884.38
273Jun 2043$1,490.93$161.28$1,652.21$42,393.45
274Jul 2043$1,496.41$155.80$1,652.21$40,897.04
275Aug 2043$1,501.91$150.30$1,652.21$39,395.13
276Sep 2043$1,507.43$144.78$1,652.21$37,887.70
277Oct 2043$1,512.97$139.24$1,652.21$36,374.73
278Nov 2043$1,518.53$133.68$1,652.21$34,856.20
279Dec 2043$1,524.11$128.10$1,652.21$33,332.09
2043 Total$17,925.49$1,901.03$19,826.52
280Jan 2044$1,529.71$122.50$1,652.21$31,802.38
281Feb 2044$1,535.34$116.87$1,652.21$30,267.04
282Mar 2044$1,540.98$111.23$1,652.21$28,726.06
283Apr 2044$1,546.64$105.57$1,652.21$27,179.42
284May 2044$1,552.33$99.88$1,652.21$25,627.09
285Jun 2044$1,558.03$94.18$1,652.21$24,069.06
286Jul 2044$1,563.76$88.45$1,652.21$22,505.30
287Aug 2044$1,569.50$82.71$1,652.21$20,935.80
288Sep 2044$1,575.27$76.94$1,652.21$19,360.53
289Oct 2044$1,581.06$71.15$1,652.21$17,779.47
290Nov 2044$1,586.87$65.34$1,652.21$16,192.60
291Dec 2044$1,592.70$59.51$1,652.21$14,599.90
2044 Total$18,732.19$1,094.33$19,826.52
292Jan 2045$1,598.56$53.65$1,652.21$13,001.34
293Feb 2045$1,604.43$47.78$1,652.21$11,396.91
294Mar 2045$1,610.33$41.88$1,652.21$9,786.58
295Apr 2045$1,616.24$35.97$1,652.21$8,170.34
296May 2045$1,622.18$30.03$1,652.21$6,548.16
297Jun 2045$1,628.15$24.06$1,652.21$4,920.01
298Jul 2045$1,634.13$18.08$1,652.21$3,285.88
299Aug 2045$1,640.13$12.08$1,652.21$1,645.75
300Sep 2045$1,645.75$6.05$1,651.80$0.00
2045 Total$14,599.9$269.58$14,869.48