Borrow amount

$300,000

Advertised Rate

4.20

% p.a

Variable

Loan term
25 Years
Unity Bank
Repayment frequency
Monthly
Monthly Repayments
$1,617
Number of repayments
300
Total interest paid
$185,047
Total Repayments

$485,047

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$566.83$1,050.00$1,616.83$299,433.17
2Jun 2021$568.81$1,048.02$1,616.83$298,864.36
3Jul 2021$570.80$1,046.03$1,616.83$298,293.56
4Aug 2021$572.80$1,044.03$1,616.83$297,720.76
5Sep 2021$574.81$1,042.02$1,616.83$297,145.95
6Oct 2021$576.82$1,040.01$1,616.83$296,569.13
7Nov 2021$578.84$1,037.99$1,616.83$295,990.29
8Dec 2021$580.86$1,035.97$1,616.83$295,409.43
2021 Total$4,590.57$8,344.07$12,934.64
9Jan 2022$582.90$1,033.93$1,616.83$294,826.53
10Feb 2022$584.94$1,031.89$1,616.83$294,241.59
11Mar 2022$586.98$1,029.85$1,616.83$293,654.61
12Apr 2022$589.04$1,027.79$1,616.83$293,065.57
13May 2022$591.10$1,025.73$1,616.83$292,474.47
14Jun 2022$593.17$1,023.66$1,616.83$291,881.30
15Jul 2022$595.25$1,021.58$1,616.83$291,286.05
16Aug 2022$597.33$1,019.50$1,616.83$290,688.72
17Sep 2022$599.42$1,017.41$1,616.83$290,089.30
18Oct 2022$601.52$1,015.31$1,616.83$289,487.78
19Nov 2022$603.62$1,013.21$1,616.83$288,884.16
20Dec 2022$605.74$1,011.09$1,616.83$288,278.42
2022 Total$7,131.01$12,270.95$19,401.96
21Jan 2023$607.86$1,008.97$1,616.83$287,670.56
22Feb 2023$609.98$1,006.85$1,616.83$287,060.58
23Mar 2023$612.12$1,004.71$1,616.83$286,448.46
24Apr 2023$614.26$1,002.57$1,616.83$285,834.20
25May 2023$616.41$1,000.42$1,616.83$285,217.79
26Jun 2023$618.57$998.26$1,616.83$284,599.22
27Jul 2023$620.73$996.10$1,616.83$283,978.49
28Aug 2023$622.91$993.92$1,616.83$283,355.58
29Sep 2023$625.09$991.74$1,616.83$282,730.49
30Oct 2023$627.27$989.56$1,616.83$282,103.22
31Nov 2023$629.47$987.36$1,616.83$281,473.75
32Dec 2023$631.67$985.16$1,616.83$280,842.08
2023 Total$7,436.34$11,965.62$19,401.96
33Jan 2024$633.88$982.95$1,616.83$280,208.20
34Feb 2024$636.10$980.73$1,616.83$279,572.10
35Mar 2024$638.33$978.50$1,616.83$278,933.77
36Apr 2024$640.56$976.27$1,616.83$278,293.21
37May 2024$642.80$974.03$1,616.83$277,650.41
38Jun 2024$645.05$971.78$1,616.83$277,005.36
39Jul 2024$647.31$969.52$1,616.83$276,358.05
40Aug 2024$649.58$967.25$1,616.83$275,708.47
41Sep 2024$651.85$964.98$1,616.83$275,056.62
42Oct 2024$654.13$962.70$1,616.83$274,402.49
43Nov 2024$656.42$960.41$1,616.83$273,746.07
44Dec 2024$658.72$958.11$1,616.83$273,087.35
2024 Total$7,754.73$11,647.23$19,401.96
45Jan 2025$661.02$955.81$1,616.83$272,426.33
46Feb 2025$663.34$953.49$1,616.83$271,762.99
47Mar 2025$665.66$951.17$1,616.83$271,097.33
48Apr 2025$667.99$948.84$1,616.83$270,429.34
49May 2025$670.33$946.50$1,616.83$269,759.01
50Jun 2025$672.67$944.16$1,616.83$269,086.34
51Jul 2025$675.03$941.80$1,616.83$268,411.31
52Aug 2025$677.39$939.44$1,616.83$267,733.92
53Sep 2025$679.76$937.07$1,616.83$267,054.16
54Oct 2025$682.14$934.69$1,616.83$266,372.02
55Nov 2025$684.53$932.30$1,616.83$265,687.49
56Dec 2025$686.92$929.91$1,616.83$265,000.57
2025 Total$8,086.78$11,315.18$19,401.96
57Jan 2026$689.33$927.50$1,616.83$264,311.24
58Feb 2026$691.74$925.09$1,616.83$263,619.50
59Mar 2026$694.16$922.67$1,616.83$262,925.34
60Apr 2026$696.59$920.24$1,616.83$262,228.75
61May 2026$699.03$917.80$1,616.83$261,529.72
62Jun 2026$701.48$915.35$1,616.83$260,828.24
63Jul 2026$703.93$912.90$1,616.83$260,124.31
64Aug 2026$706.39$910.44$1,616.83$259,417.92
65Sep 2026$708.87$907.96$1,616.83$258,709.05
66Oct 2026$711.35$905.48$1,616.83$257,997.70
67Nov 2026$713.84$902.99$1,616.83$257,283.86
68Dec 2026$716.34$900.49$1,616.83$256,567.52
2026 Total$8,433.05$10,968.91$19,401.96
69Jan 2027$718.84$897.99$1,616.83$255,848.68
70Feb 2027$721.36$895.47$1,616.83$255,127.32
71Mar 2027$723.88$892.95$1,616.83$254,403.44
72Apr 2027$726.42$890.41$1,616.83$253,677.02
73May 2027$728.96$887.87$1,616.83$252,948.06
74Jun 2027$731.51$885.32$1,616.83$252,216.55
75Jul 2027$734.07$882.76$1,616.83$251,482.48
76Aug 2027$736.64$880.19$1,616.83$250,745.84
77Sep 2027$739.22$877.61$1,616.83$250,006.62
78Oct 2027$741.81$875.02$1,616.83$249,264.81
79Nov 2027$744.40$872.43$1,616.83$248,520.41
80Dec 2027$747.01$869.82$1,616.83$247,773.40
2027 Total$8,794.12$10,607.84$19,401.96
81Jan 2028$749.62$867.21$1,616.83$247,023.78
82Feb 2028$752.25$864.58$1,616.83$246,271.53
83Mar 2028$754.88$861.95$1,616.83$245,516.65
84Apr 2028$757.52$859.31$1,616.83$244,759.13
85May 2028$760.17$856.66$1,616.83$243,998.96
86Jun 2028$762.83$854.00$1,616.83$243,236.13
87Jul 2028$765.50$851.33$1,616.83$242,470.63
88Aug 2028$768.18$848.65$1,616.83$241,702.45
89Sep 2028$770.87$845.96$1,616.83$240,931.58
90Oct 2028$773.57$843.26$1,616.83$240,158.01
91Nov 2028$776.28$840.55$1,616.83$239,381.73
92Dec 2028$778.99$837.84$1,616.83$238,602.74
2028 Total$9,170.66$10,231.3$19,401.96
93Jan 2029$781.72$835.11$1,616.83$237,821.02
94Feb 2029$784.46$832.37$1,616.83$237,036.56
95Mar 2029$787.20$829.63$1,616.83$236,249.36
96Apr 2029$789.96$826.87$1,616.83$235,459.40
97May 2029$792.72$824.11$1,616.83$234,666.68
98Jun 2029$795.50$821.33$1,616.83$233,871.18
99Jul 2029$798.28$818.55$1,616.83$233,072.90
100Aug 2029$801.07$815.76$1,616.83$232,271.83
101Sep 2029$803.88$812.95$1,616.83$231,467.95
102Oct 2029$806.69$810.14$1,616.83$230,661.26
103Nov 2029$809.52$807.31$1,616.83$229,851.74
104Dec 2029$812.35$804.48$1,616.83$229,039.39
2029 Total$9,563.35$9,838.61$19,401.96
105Jan 2030$815.19$801.64$1,616.83$228,224.20
106Feb 2030$818.05$798.78$1,616.83$227,406.15
107Mar 2030$820.91$795.92$1,616.83$226,585.24
108Apr 2030$823.78$793.05$1,616.83$225,761.46
109May 2030$826.66$790.17$1,616.83$224,934.80
110Jun 2030$829.56$787.27$1,616.83$224,105.24
111Jul 2030$832.46$784.37$1,616.83$223,272.78
112Aug 2030$835.38$781.45$1,616.83$222,437.40
113Sep 2030$838.30$778.53$1,616.83$221,599.10
114Oct 2030$841.23$775.60$1,616.83$220,757.87
115Nov 2030$844.18$772.65$1,616.83$219,913.69
116Dec 2030$847.13$769.70$1,616.83$219,066.56
2030 Total$9,972.83$9,429.13$19,401.96
117Jan 2031$850.10$766.73$1,616.83$218,216.46
118Feb 2031$853.07$763.76$1,616.83$217,363.39
119Mar 2031$856.06$760.77$1,616.83$216,507.33
120Apr 2031$859.05$757.78$1,616.83$215,648.28
121May 2031$862.06$754.77$1,616.83$214,786.22
122Jun 2031$865.08$751.75$1,616.83$213,921.14
123Jul 2031$868.11$748.72$1,616.83$213,053.03
124Aug 2031$871.14$745.69$1,616.83$212,181.89
125Sep 2031$874.19$742.64$1,616.83$211,307.70
126Oct 2031$877.25$739.58$1,616.83$210,430.45
127Nov 2031$880.32$736.51$1,616.83$209,550.13
128Dec 2031$883.40$733.43$1,616.83$208,666.73
2031 Total$10,399.83$9,002.13$19,401.96
129Jan 2032$886.50$730.33$1,616.83$207,780.23
130Feb 2032$889.60$727.23$1,616.83$206,890.63
131Mar 2032$892.71$724.12$1,616.83$205,997.92
132Apr 2032$895.84$720.99$1,616.83$205,102.08
133May 2032$898.97$717.86$1,616.83$204,203.11
134Jun 2032$902.12$714.71$1,616.83$203,300.99
135Jul 2032$905.28$711.55$1,616.83$202,395.71
136Aug 2032$908.45$708.38$1,616.83$201,487.26
137Sep 2032$911.62$705.21$1,616.83$200,575.64
138Oct 2032$914.82$702.01$1,616.83$199,660.82
139Nov 2032$918.02$698.81$1,616.83$198,742.80
140Dec 2032$921.23$695.60$1,616.83$197,821.57
2032 Total$10,845.16$8,556.8$19,401.96
141Jan 2033$924.45$692.38$1,616.83$196,897.12
142Feb 2033$927.69$689.14$1,616.83$195,969.43
143Mar 2033$930.94$685.89$1,616.83$195,038.49
144Apr 2033$934.20$682.63$1,616.83$194,104.29
145May 2033$937.46$679.37$1,616.83$193,166.83
146Jun 2033$940.75$676.08$1,616.83$192,226.08
147Jul 2033$944.04$672.79$1,616.83$191,282.04
148Aug 2033$947.34$669.49$1,616.83$190,334.70
149Sep 2033$950.66$666.17$1,616.83$189,384.04
150Oct 2033$953.99$662.84$1,616.83$188,430.05
151Nov 2033$957.32$659.51$1,616.83$187,472.73
152Dec 2033$960.68$656.15$1,616.83$186,512.05
2033 Total$11,309.52$8,092.44$19,401.96
153Jan 2034$964.04$652.79$1,616.83$185,548.01
154Feb 2034$967.41$649.42$1,616.83$184,580.60
155Mar 2034$970.80$646.03$1,616.83$183,609.80
156Apr 2034$974.20$642.63$1,616.83$182,635.60
157May 2034$977.61$639.22$1,616.83$181,657.99
158Jun 2034$981.03$635.80$1,616.83$180,676.96
159Jul 2034$984.46$632.37$1,616.83$179,692.50
160Aug 2034$987.91$628.92$1,616.83$178,704.59
161Sep 2034$991.36$625.47$1,616.83$177,713.23
162Oct 2034$994.83$622.00$1,616.83$176,718.40
163Nov 2034$998.32$618.51$1,616.83$175,720.08
164Dec 2034$1,001.81$615.02$1,616.83$174,718.27
2034 Total$11,793.78$7,608.18$19,401.96
165Jan 2035$1,005.32$611.51$1,616.83$173,712.95
166Feb 2035$1,008.83$608.00$1,616.83$172,704.12
167Mar 2035$1,012.37$604.46$1,616.83$171,691.75
168Apr 2035$1,015.91$600.92$1,616.83$170,675.84
169May 2035$1,019.46$597.37$1,616.83$169,656.38
170Jun 2035$1,023.03$593.80$1,616.83$168,633.35
171Jul 2035$1,026.61$590.22$1,616.83$167,606.74
172Aug 2035$1,030.21$586.62$1,616.83$166,576.53
173Sep 2035$1,033.81$583.02$1,616.83$165,542.72
174Oct 2035$1,037.43$579.40$1,616.83$164,505.29
175Nov 2035$1,041.06$575.77$1,616.83$163,464.23
176Dec 2035$1,044.71$572.12$1,616.83$162,419.52
2035 Total$12,298.75$7,103.21$19,401.96
177Jan 2036$1,048.36$568.47$1,616.83$161,371.16
178Feb 2036$1,052.03$564.80$1,616.83$160,319.13
179Mar 2036$1,055.71$561.12$1,616.83$159,263.42
180Apr 2036$1,059.41$557.42$1,616.83$158,204.01
181May 2036$1,063.12$553.71$1,616.83$157,140.89
182Jun 2036$1,066.84$549.99$1,616.83$156,074.05
183Jul 2036$1,070.57$546.26$1,616.83$155,003.48
184Aug 2036$1,074.32$542.51$1,616.83$153,929.16
185Sep 2036$1,078.08$538.75$1,616.83$152,851.08
186Oct 2036$1,081.85$534.98$1,616.83$151,769.23
187Nov 2036$1,085.64$531.19$1,616.83$150,683.59
188Dec 2036$1,089.44$527.39$1,616.83$149,594.15
2036 Total$12,825.37$6,576.59$19,401.96
189Jan 2037$1,093.25$523.58$1,616.83$148,500.90
190Feb 2037$1,097.08$519.75$1,616.83$147,403.82
191Mar 2037$1,100.92$515.91$1,616.83$146,302.90
192Apr 2037$1,104.77$512.06$1,616.83$145,198.13
193May 2037$1,108.64$508.19$1,616.83$144,089.49
194Jun 2037$1,112.52$504.31$1,616.83$142,976.97
195Jul 2037$1,116.41$500.42$1,616.83$141,860.56
196Aug 2037$1,120.32$496.51$1,616.83$140,740.24
197Sep 2037$1,124.24$492.59$1,616.83$139,616.00
198Oct 2037$1,128.17$488.66$1,616.83$138,487.83
199Nov 2037$1,132.12$484.71$1,616.83$137,355.71
200Dec 2037$1,136.09$480.74$1,616.83$136,219.62
2037 Total$13,374.53$6,027.43$19,401.96
201Jan 2038$1,140.06$476.77$1,616.83$135,079.56
202Feb 2038$1,144.05$472.78$1,616.83$133,935.51
203Mar 2038$1,148.06$468.77$1,616.83$132,787.45
204Apr 2038$1,152.07$464.76$1,616.83$131,635.38
205May 2038$1,156.11$460.72$1,616.83$130,479.27
206Jun 2038$1,160.15$456.68$1,616.83$129,319.12
207Jul 2038$1,164.21$452.62$1,616.83$128,154.91
208Aug 2038$1,168.29$448.54$1,616.83$126,986.62
209Sep 2038$1,172.38$444.45$1,616.83$125,814.24
210Oct 2038$1,176.48$440.35$1,616.83$124,637.76
211Nov 2038$1,180.60$436.23$1,616.83$123,457.16
212Dec 2038$1,184.73$432.10$1,616.83$122,272.43
2038 Total$13,947.19$5,454.77$19,401.96
213Jan 2039$1,188.88$427.95$1,616.83$121,083.55
214Feb 2039$1,193.04$423.79$1,616.83$119,890.51
215Mar 2039$1,197.21$419.62$1,616.83$118,693.30
216Apr 2039$1,201.40$415.43$1,616.83$117,491.90
217May 2039$1,205.61$411.22$1,616.83$116,286.29
218Jun 2039$1,209.83$407.00$1,616.83$115,076.46
219Jul 2039$1,214.06$402.77$1,616.83$113,862.40
220Aug 2039$1,218.31$398.52$1,616.83$112,644.09
221Sep 2039$1,222.58$394.25$1,616.83$111,421.51
222Oct 2039$1,226.85$389.98$1,616.83$110,194.66
223Nov 2039$1,231.15$385.68$1,616.83$108,963.51
224Dec 2039$1,235.46$381.37$1,616.83$107,728.05
2039 Total$14,544.38$4,857.58$19,401.96
225Jan 2040$1,239.78$377.05$1,616.83$106,488.27
226Feb 2040$1,244.12$372.71$1,616.83$105,244.15
227Mar 2040$1,248.48$368.35$1,616.83$103,995.67
228Apr 2040$1,252.85$363.98$1,616.83$102,742.82
229May 2040$1,257.23$359.60$1,616.83$101,485.59
230Jun 2040$1,261.63$355.20$1,616.83$100,223.96
231Jul 2040$1,266.05$350.78$1,616.83$98,957.91
232Aug 2040$1,270.48$346.35$1,616.83$97,687.43
233Sep 2040$1,274.92$341.91$1,616.83$96,412.51
234Oct 2040$1,279.39$337.44$1,616.83$95,133.12
235Nov 2040$1,283.86$332.97$1,616.83$93,849.26
236Dec 2040$1,288.36$328.47$1,616.83$92,560.90
2040 Total$15,167.15$4,234.81$19,401.96
237Jan 2041$1,292.87$323.96$1,616.83$91,268.03
238Feb 2041$1,297.39$319.44$1,616.83$89,970.64
239Mar 2041$1,301.93$314.90$1,616.83$88,668.71
240Apr 2041$1,306.49$310.34$1,616.83$87,362.22
241May 2041$1,311.06$305.77$1,616.83$86,051.16
242Jun 2041$1,315.65$301.18$1,616.83$84,735.51
243Jul 2041$1,320.26$296.57$1,616.83$83,415.25
244Aug 2041$1,324.88$291.95$1,616.83$82,090.37
245Sep 2041$1,329.51$287.32$1,616.83$80,760.86
246Oct 2041$1,334.17$282.66$1,616.83$79,426.69
247Nov 2041$1,338.84$277.99$1,616.83$78,087.85
248Dec 2041$1,343.52$273.31$1,616.83$76,744.33
2041 Total$15,816.57$3,585.39$19,401.96
249Jan 2042$1,348.22$268.61$1,616.83$75,396.11
250Feb 2042$1,352.94$263.89$1,616.83$74,043.17
251Mar 2042$1,357.68$259.15$1,616.83$72,685.49
252Apr 2042$1,362.43$254.40$1,616.83$71,323.06
253May 2042$1,367.20$249.63$1,616.83$69,955.86
254Jun 2042$1,371.98$244.85$1,616.83$68,583.88
255Jul 2042$1,376.79$240.04$1,616.83$67,207.09
256Aug 2042$1,381.61$235.22$1,616.83$65,825.48
257Sep 2042$1,386.44$230.39$1,616.83$64,439.04
258Oct 2042$1,391.29$225.54$1,616.83$63,047.75
259Nov 2042$1,396.16$220.67$1,616.83$61,651.59
260Dec 2042$1,401.05$215.78$1,616.83$60,250.54
2042 Total$16,493.79$2,908.17$19,401.96
261Jan 2043$1,405.95$210.88$1,616.83$58,844.59
262Feb 2043$1,410.87$205.96$1,616.83$57,433.72
263Mar 2043$1,415.81$201.02$1,616.83$56,017.91
264Apr 2043$1,420.77$196.06$1,616.83$54,597.14
265May 2043$1,425.74$191.09$1,616.83$53,171.40
266Jun 2043$1,430.73$186.10$1,616.83$51,740.67
267Jul 2043$1,435.74$181.09$1,616.83$50,304.93
268Aug 2043$1,440.76$176.07$1,616.83$48,864.17
269Sep 2043$1,445.81$171.02$1,616.83$47,418.36
270Oct 2043$1,450.87$165.96$1,616.83$45,967.49
271Nov 2043$1,455.94$160.89$1,616.83$44,511.55
272Dec 2043$1,461.04$155.79$1,616.83$43,050.51
2043 Total$17,200.03$2,201.93$19,401.96
273Jan 2044$1,466.15$150.68$1,616.83$41,584.36
274Feb 2044$1,471.28$145.55$1,616.83$40,113.08
275Mar 2044$1,476.43$140.40$1,616.83$38,636.65
276Apr 2044$1,481.60$135.23$1,616.83$37,155.05
277May 2044$1,486.79$130.04$1,616.83$35,668.26
278Jun 2044$1,491.99$124.84$1,616.83$34,176.27
279Jul 2044$1,497.21$119.62$1,616.83$32,679.06
280Aug 2044$1,502.45$114.38$1,616.83$31,176.61
281Sep 2044$1,507.71$109.12$1,616.83$29,668.90
282Oct 2044$1,512.99$103.84$1,616.83$28,155.91
283Nov 2044$1,518.28$98.55$1,616.83$26,637.63
284Dec 2044$1,523.60$93.23$1,616.83$25,114.03
2044 Total$17,936.48$1,465.48$19,401.96
285Jan 2045$1,528.93$87.90$1,616.83$23,585.10
286Feb 2045$1,534.28$82.55$1,616.83$22,050.82
287Mar 2045$1,539.65$77.18$1,616.83$20,511.17
288Apr 2045$1,545.04$71.79$1,616.83$18,966.13
289May 2045$1,550.45$66.38$1,616.83$17,415.68
290Jun 2045$1,555.88$60.95$1,616.83$15,859.80
291Jul 2045$1,561.32$55.51$1,616.83$14,298.48
292Aug 2045$1,566.79$50.04$1,616.83$12,731.69
293Sep 2045$1,572.27$44.56$1,616.83$11,159.42
294Oct 2045$1,577.77$39.06$1,616.83$9,581.65
295Nov 2045$1,583.29$33.54$1,616.83$7,998.36
296Dec 2045$1,588.84$27.99$1,616.83$6,409.52
2045 Total$18,704.51$697.45$19,401.96
297Jan 2046$1,594.40$22.43$1,616.83$4,815.12
298Feb 2046$1,599.98$16.85$1,616.83$3,215.14
299Mar 2046$1,605.58$11.25$1,616.83$1,609.56
300Apr 2046$1,609.56$5.63$1,615.19$0.00
2046 Total$6,409.52$56.16$6,465.68