Borrow amount

$300,000

Advertised Rate

4.74%

Variable

Loan term
25 Years
Unity Bank
Repayment frequency
Monthly
Monthly Repayments
$1,709
Number of repayments
300
Total interest paid
$212,587
Total Repayments

$512,587

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2020$523.63$1,185.00$1,708.63$299,476.37
2020 Total$523.63$1,185$1,708.63
2Jan 2021$525.70$1,182.93$1,708.63$298,950.67
3Feb 2021$527.77$1,180.86$1,708.63$298,422.90
4Mar 2021$529.86$1,178.77$1,708.63$297,893.04
5Apr 2021$531.95$1,176.68$1,708.63$297,361.09
6May 2021$534.05$1,174.58$1,708.63$296,827.04
7Jun 2021$536.16$1,172.47$1,708.63$296,290.88
8Jul 2021$538.28$1,170.35$1,708.63$295,752.60
9Aug 2021$540.41$1,168.22$1,708.63$295,212.19
10Sep 2021$542.54$1,166.09$1,708.63$294,669.65
11Oct 2021$544.68$1,163.95$1,708.63$294,124.97
12Nov 2021$546.84$1,161.79$1,708.63$293,578.13
13Dec 2021$549.00$1,159.63$1,708.63$293,029.13
2021 Total$6,447.24$14,056.32$20,503.56
14Jan 2022$551.16$1,157.47$1,708.63$292,477.97
15Feb 2022$553.34$1,155.29$1,708.63$291,924.63
16Mar 2022$555.53$1,153.10$1,708.63$291,369.10
17Apr 2022$557.72$1,150.91$1,708.63$290,811.38
18May 2022$559.93$1,148.70$1,708.63$290,251.45
19Jun 2022$562.14$1,146.49$1,708.63$289,689.31
20Jul 2022$564.36$1,144.27$1,708.63$289,124.95
21Aug 2022$566.59$1,142.04$1,708.63$288,558.36
22Sep 2022$568.82$1,139.81$1,708.63$287,989.54
23Oct 2022$571.07$1,137.56$1,708.63$287,418.47
24Nov 2022$573.33$1,135.30$1,708.63$286,845.14
25Dec 2022$575.59$1,133.04$1,708.63$286,269.55
2022 Total$6,759.58$13,743.98$20,503.56
26Jan 2023$577.87$1,130.76$1,708.63$285,691.68
27Feb 2023$580.15$1,128.48$1,708.63$285,111.53
28Mar 2023$582.44$1,126.19$1,708.63$284,529.09
29Apr 2023$584.74$1,123.89$1,708.63$283,944.35
30May 2023$587.05$1,121.58$1,708.63$283,357.30
31Jun 2023$589.37$1,119.26$1,708.63$282,767.93
32Jul 2023$591.70$1,116.93$1,708.63$282,176.23
33Aug 2023$594.03$1,114.60$1,708.63$281,582.20
34Sep 2023$596.38$1,112.25$1,708.63$280,985.82
35Oct 2023$598.74$1,109.89$1,708.63$280,387.08
36Nov 2023$601.10$1,107.53$1,708.63$279,785.98
37Dec 2023$603.48$1,105.15$1,708.63$279,182.50
2023 Total$7,087.05$13,416.51$20,503.56
38Jan 2024$605.86$1,102.77$1,708.63$278,576.64
39Feb 2024$608.25$1,100.38$1,708.63$277,968.39
40Mar 2024$610.65$1,097.98$1,708.63$277,357.74
41Apr 2024$613.07$1,095.56$1,708.63$276,744.67
42May 2024$615.49$1,093.14$1,708.63$276,129.18
43Jun 2024$617.92$1,090.71$1,708.63$275,511.26
44Jul 2024$620.36$1,088.27$1,708.63$274,890.90
45Aug 2024$622.81$1,085.82$1,708.63$274,268.09
46Sep 2024$625.27$1,083.36$1,708.63$273,642.82
47Oct 2024$627.74$1,080.89$1,708.63$273,015.08
48Nov 2024$630.22$1,078.41$1,708.63$272,384.86
49Dec 2024$632.71$1,075.92$1,708.63$271,752.15
2024 Total$7,430.35$13,073.21$20,503.56
50Jan 2025$635.21$1,073.42$1,708.63$271,116.94
51Feb 2025$637.72$1,070.91$1,708.63$270,479.22
52Mar 2025$640.24$1,068.39$1,708.63$269,838.98
53Apr 2025$642.77$1,065.86$1,708.63$269,196.21
54May 2025$645.30$1,063.33$1,708.63$268,550.91
55Jun 2025$647.85$1,060.78$1,708.63$267,903.06
56Jul 2025$650.41$1,058.22$1,708.63$267,252.65
57Aug 2025$652.98$1,055.65$1,708.63$266,599.67
58Sep 2025$655.56$1,053.07$1,708.63$265,944.11
59Oct 2025$658.15$1,050.48$1,708.63$265,285.96
60Nov 2025$660.75$1,047.88$1,708.63$264,625.21
61Dec 2025$663.36$1,045.27$1,708.63$263,961.85
2025 Total$7,790.3$12,713.26$20,503.56
62Jan 2026$665.98$1,042.65$1,708.63$263,295.87
63Feb 2026$668.61$1,040.02$1,708.63$262,627.26
64Mar 2026$671.25$1,037.38$1,708.63$261,956.01
65Apr 2026$673.90$1,034.73$1,708.63$261,282.11
66May 2026$676.57$1,032.06$1,708.63$260,605.54
67Jun 2026$679.24$1,029.39$1,708.63$259,926.30
68Jul 2026$681.92$1,026.71$1,708.63$259,244.38
69Aug 2026$684.61$1,024.02$1,708.63$258,559.77
70Sep 2026$687.32$1,021.31$1,708.63$257,872.45
71Oct 2026$690.03$1,018.60$1,708.63$257,182.42
72Nov 2026$692.76$1,015.87$1,708.63$256,489.66
73Dec 2026$695.50$1,013.13$1,708.63$255,794.16
2026 Total$8,167.69$12,335.87$20,503.56
74Jan 2027$698.24$1,010.39$1,708.63$255,095.92
75Feb 2027$701.00$1,007.63$1,708.63$254,394.92
76Mar 2027$703.77$1,004.86$1,708.63$253,691.15
77Apr 2027$706.55$1,002.08$1,708.63$252,984.60
78May 2027$709.34$999.29$1,708.63$252,275.26
79Jun 2027$712.14$996.49$1,708.63$251,563.12
80Jul 2027$714.96$993.67$1,708.63$250,848.16
81Aug 2027$717.78$990.85$1,708.63$250,130.38
82Sep 2027$720.61$988.02$1,708.63$249,409.77
83Oct 2027$723.46$985.17$1,708.63$248,686.31
84Nov 2027$726.32$982.31$1,708.63$247,959.99
85Dec 2027$729.19$979.44$1,708.63$247,230.80
2027 Total$8,563.36$11,940.2$20,503.56
86Jan 2028$732.07$976.56$1,708.63$246,498.73
87Feb 2028$734.96$973.67$1,708.63$245,763.77
88Mar 2028$737.86$970.77$1,708.63$245,025.91
89Apr 2028$740.78$967.85$1,708.63$244,285.13
90May 2028$743.70$964.93$1,708.63$243,541.43
91Jun 2028$746.64$961.99$1,708.63$242,794.79
92Jul 2028$749.59$959.04$1,708.63$242,045.20
93Aug 2028$752.55$956.08$1,708.63$241,292.65
94Sep 2028$755.52$953.11$1,708.63$240,537.13
95Oct 2028$758.51$950.12$1,708.63$239,778.62
96Nov 2028$761.50$947.13$1,708.63$239,017.12
97Dec 2028$764.51$944.12$1,708.63$238,252.61
2028 Total$8,978.19$11,525.37$20,503.56
98Jan 2029$767.53$941.10$1,708.63$237,485.08
99Feb 2029$770.56$938.07$1,708.63$236,714.52
100Mar 2029$773.61$935.02$1,708.63$235,940.91
101Apr 2029$776.66$931.97$1,708.63$235,164.25
102May 2029$779.73$928.90$1,708.63$234,384.52
103Jun 2029$782.81$925.82$1,708.63$233,601.71
104Jul 2029$785.90$922.73$1,708.63$232,815.81
105Aug 2029$789.01$919.62$1,708.63$232,026.80
106Sep 2029$792.12$916.51$1,708.63$231,234.68
107Oct 2029$795.25$913.38$1,708.63$230,439.43
108Nov 2029$798.39$910.24$1,708.63$229,641.04
109Dec 2029$801.55$907.08$1,708.63$228,839.49
2029 Total$9,413.12$11,090.44$20,503.56
110Jan 2030$804.71$903.92$1,708.63$228,034.78
111Feb 2030$807.89$900.74$1,708.63$227,226.89
112Mar 2030$811.08$897.55$1,708.63$226,415.81
113Apr 2030$814.29$894.34$1,708.63$225,601.52
114May 2030$817.50$891.13$1,708.63$224,784.02
115Jun 2030$820.73$887.90$1,708.63$223,963.29
116Jul 2030$823.98$884.65$1,708.63$223,139.31
117Aug 2030$827.23$881.40$1,708.63$222,312.08
118Sep 2030$830.50$878.13$1,708.63$221,481.58
119Oct 2030$833.78$874.85$1,708.63$220,647.80
120Nov 2030$837.07$871.56$1,708.63$219,810.73
121Dec 2030$840.38$868.25$1,708.63$218,970.35
2030 Total$9,869.14$10,634.42$20,503.56
122Jan 2031$843.70$864.93$1,708.63$218,126.65
123Feb 2031$847.03$861.60$1,708.63$217,279.62
124Mar 2031$850.38$858.25$1,708.63$216,429.24
125Apr 2031$853.73$854.90$1,708.63$215,575.51
126May 2031$857.11$851.52$1,708.63$214,718.40
127Jun 2031$860.49$848.14$1,708.63$213,857.91
128Jul 2031$863.89$844.74$1,708.63$212,994.02
129Aug 2031$867.30$841.33$1,708.63$212,126.72
130Sep 2031$870.73$837.90$1,708.63$211,255.99
131Oct 2031$874.17$834.46$1,708.63$210,381.82
132Nov 2031$877.62$831.01$1,708.63$209,504.20
133Dec 2031$881.09$827.54$1,708.63$208,623.11
2031 Total$10,347.24$10,156.32$20,503.56
134Jan 2032$884.57$824.06$1,708.63$207,738.54
135Feb 2032$888.06$820.57$1,708.63$206,850.48
136Mar 2032$891.57$817.06$1,708.63$205,958.91
137Apr 2032$895.09$813.54$1,708.63$205,063.82
138May 2032$898.63$810.00$1,708.63$204,165.19
139Jun 2032$902.18$806.45$1,708.63$203,263.01
140Jul 2032$905.74$802.89$1,708.63$202,357.27
141Aug 2032$909.32$799.31$1,708.63$201,447.95
142Sep 2032$912.91$795.72$1,708.63$200,535.04
143Oct 2032$916.52$792.11$1,708.63$199,618.52
144Nov 2032$920.14$788.49$1,708.63$198,698.38
145Dec 2032$923.77$784.86$1,708.63$197,774.61
2032 Total$10,848.5$9,655.06$20,503.56
146Jan 2033$927.42$781.21$1,708.63$196,847.19
147Feb 2033$931.08$777.55$1,708.63$195,916.11
148Mar 2033$934.76$773.87$1,708.63$194,981.35
149Apr 2033$938.45$770.18$1,708.63$194,042.90
150May 2033$942.16$766.47$1,708.63$193,100.74
151Jun 2033$945.88$762.75$1,708.63$192,154.86
152Jul 2033$949.62$759.01$1,708.63$191,205.24
153Aug 2033$953.37$755.26$1,708.63$190,251.87
154Sep 2033$957.14$751.49$1,708.63$189,294.73
155Oct 2033$960.92$747.71$1,708.63$188,333.81
156Nov 2033$964.71$743.92$1,708.63$187,369.10
157Dec 2033$968.52$740.11$1,708.63$186,400.58
2033 Total$11,374.03$9,129.53$20,503.56
158Jan 2034$972.35$736.28$1,708.63$185,428.23
159Feb 2034$976.19$732.44$1,708.63$184,452.04
160Mar 2034$980.04$728.59$1,708.63$183,472.00
161Apr 2034$983.92$724.71$1,708.63$182,488.08
162May 2034$987.80$720.83$1,708.63$181,500.28
163Jun 2034$991.70$716.93$1,708.63$180,508.58
164Jul 2034$995.62$713.01$1,708.63$179,512.96
165Aug 2034$999.55$709.08$1,708.63$178,513.41
166Sep 2034$1,003.50$705.13$1,708.63$177,509.91
167Oct 2034$1,007.47$701.16$1,708.63$176,502.44
168Nov 2034$1,011.45$697.18$1,708.63$175,490.99
169Dec 2034$1,015.44$693.19$1,708.63$174,475.55
2034 Total$11,925.03$8,578.53$20,503.56
170Jan 2035$1,019.45$689.18$1,708.63$173,456.10
171Feb 2035$1,023.48$685.15$1,708.63$172,432.62
172Mar 2035$1,027.52$681.11$1,708.63$171,405.10
173Apr 2035$1,031.58$677.05$1,708.63$170,373.52
174May 2035$1,035.65$672.98$1,708.63$169,337.87
175Jun 2035$1,039.75$668.88$1,708.63$168,298.12
176Jul 2035$1,043.85$664.78$1,708.63$167,254.27
177Aug 2035$1,047.98$660.65$1,708.63$166,206.29
178Sep 2035$1,052.12$656.51$1,708.63$165,154.17
179Oct 2035$1,056.27$652.36$1,708.63$164,097.90
180Nov 2035$1,060.44$648.19$1,708.63$163,037.46
181Dec 2035$1,064.63$644.00$1,708.63$161,972.83
2035 Total$12,502.72$8,000.84$20,503.56
182Jan 2036$1,068.84$639.79$1,708.63$160,903.99
183Feb 2036$1,073.06$635.57$1,708.63$159,830.93
184Mar 2036$1,077.30$631.33$1,708.63$158,753.63
185Apr 2036$1,081.55$627.08$1,708.63$157,672.08
186May 2036$1,085.83$622.80$1,708.63$156,586.25
187Jun 2036$1,090.11$618.52$1,708.63$155,496.14
188Jul 2036$1,094.42$614.21$1,708.63$154,401.72
189Aug 2036$1,098.74$609.89$1,708.63$153,302.98
190Sep 2036$1,103.08$605.55$1,708.63$152,199.90
191Oct 2036$1,107.44$601.19$1,708.63$151,092.46
192Nov 2036$1,111.81$596.82$1,708.63$149,980.65
193Dec 2036$1,116.21$592.42$1,708.63$148,864.44
2036 Total$13,108.39$7,395.17$20,503.56
194Jan 2037$1,120.62$588.01$1,708.63$147,743.82
195Feb 2037$1,125.04$583.59$1,708.63$146,618.78
196Mar 2037$1,129.49$579.14$1,708.63$145,489.29
197Apr 2037$1,133.95$574.68$1,708.63$144,355.34
198May 2037$1,138.43$570.20$1,708.63$143,216.91
199Jun 2037$1,142.92$565.71$1,708.63$142,073.99
200Jul 2037$1,147.44$561.19$1,708.63$140,926.55
201Aug 2037$1,151.97$556.66$1,708.63$139,774.58
202Sep 2037$1,156.52$552.11$1,708.63$138,618.06
203Oct 2037$1,161.09$547.54$1,708.63$137,456.97
204Nov 2037$1,165.67$542.96$1,708.63$136,291.30
205Dec 2037$1,170.28$538.35$1,708.63$135,121.02
2037 Total$13,743.42$6,760.14$20,503.56
206Jan 2038$1,174.90$533.73$1,708.63$133,946.12
207Feb 2038$1,179.54$529.09$1,708.63$132,766.58
208Mar 2038$1,184.20$524.43$1,708.63$131,582.38
209Apr 2038$1,188.88$519.75$1,708.63$130,393.50
210May 2038$1,193.58$515.05$1,708.63$129,199.92
211Jun 2038$1,198.29$510.34$1,708.63$128,001.63
212Jul 2038$1,203.02$505.61$1,708.63$126,798.61
213Aug 2038$1,207.78$500.85$1,708.63$125,590.83
214Sep 2038$1,212.55$496.08$1,708.63$124,378.28
215Oct 2038$1,217.34$491.29$1,708.63$123,160.94
216Nov 2038$1,222.14$486.49$1,708.63$121,938.80
217Dec 2038$1,226.97$481.66$1,708.63$120,711.83
2038 Total$14,409.19$6,094.37$20,503.56
218Jan 2039$1,231.82$476.81$1,708.63$119,480.01
219Feb 2039$1,236.68$471.95$1,708.63$118,243.33
220Mar 2039$1,241.57$467.06$1,708.63$117,001.76
221Apr 2039$1,246.47$462.16$1,708.63$115,755.29
222May 2039$1,251.40$457.23$1,708.63$114,503.89
223Jun 2039$1,256.34$452.29$1,708.63$113,247.55
224Jul 2039$1,261.30$447.33$1,708.63$111,986.25
225Aug 2039$1,266.28$442.35$1,708.63$110,719.97
226Sep 2039$1,271.29$437.34$1,708.63$109,448.68
227Oct 2039$1,276.31$432.32$1,708.63$108,172.37
228Nov 2039$1,281.35$427.28$1,708.63$106,891.02
229Dec 2039$1,286.41$422.22$1,708.63$105,604.61
2039 Total$15,107.22$5,396.34$20,503.56
230Jan 2040$1,291.49$417.14$1,708.63$104,313.12
231Feb 2040$1,296.59$412.04$1,708.63$103,016.53
232Mar 2040$1,301.71$406.92$1,708.63$101,714.82
233Apr 2040$1,306.86$401.77$1,708.63$100,407.96
234May 2040$1,312.02$396.61$1,708.63$99,095.94
235Jun 2040$1,317.20$391.43$1,708.63$97,778.74
236Jul 2040$1,322.40$386.23$1,708.63$96,456.34
237Aug 2040$1,327.63$381.00$1,708.63$95,128.71
238Sep 2040$1,332.87$375.76$1,708.63$93,795.84
239Oct 2040$1,338.14$370.49$1,708.63$92,457.70
240Nov 2040$1,343.42$365.21$1,708.63$91,114.28
241Dec 2040$1,348.73$359.90$1,708.63$89,765.55
2040 Total$15,839.06$4,664.5$20,503.56
242Jan 2041$1,354.06$354.57$1,708.63$88,411.49
243Feb 2041$1,359.40$349.23$1,708.63$87,052.09
244Mar 2041$1,364.77$343.86$1,708.63$85,687.32
245Apr 2041$1,370.17$338.46$1,708.63$84,317.15
246May 2041$1,375.58$333.05$1,708.63$82,941.57
247Jun 2041$1,381.01$327.62$1,708.63$81,560.56
248Jul 2041$1,386.47$322.16$1,708.63$80,174.09
249Aug 2041$1,391.94$316.69$1,708.63$78,782.15
250Sep 2041$1,397.44$311.19$1,708.63$77,384.71
251Oct 2041$1,402.96$305.67$1,708.63$75,981.75
252Nov 2041$1,408.50$300.13$1,708.63$74,573.25
253Dec 2041$1,414.07$294.56$1,708.63$73,159.18
2041 Total$16,606.37$3,897.19$20,503.56
254Jan 2042$1,419.65$288.98$1,708.63$71,739.53
255Feb 2042$1,425.26$283.37$1,708.63$70,314.27
256Mar 2042$1,430.89$277.74$1,708.63$68,883.38
257Apr 2042$1,436.54$272.09$1,708.63$67,446.84
258May 2042$1,442.21$266.42$1,708.63$66,004.63
259Jun 2042$1,447.91$260.72$1,708.63$64,556.72
260Jul 2042$1,453.63$255.00$1,708.63$63,103.09
261Aug 2042$1,459.37$249.26$1,708.63$61,643.72
262Sep 2042$1,465.14$243.49$1,708.63$60,178.58
263Oct 2042$1,470.92$237.71$1,708.63$58,707.66
264Nov 2042$1,476.73$231.90$1,708.63$57,230.93
265Dec 2042$1,482.57$226.06$1,708.63$55,748.36
2042 Total$17,410.82$3,092.74$20,503.56
266Jan 2043$1,488.42$220.21$1,708.63$54,259.94
267Feb 2043$1,494.30$214.33$1,708.63$52,765.64
268Mar 2043$1,500.21$208.42$1,708.63$51,265.43
269Apr 2043$1,506.13$202.50$1,708.63$49,759.30
270May 2043$1,512.08$196.55$1,708.63$48,247.22
271Jun 2043$1,518.05$190.58$1,708.63$46,729.17
272Jul 2043$1,524.05$184.58$1,708.63$45,205.12
273Aug 2043$1,530.07$178.56$1,708.63$43,675.05
274Sep 2043$1,536.11$172.52$1,708.63$42,138.94
275Oct 2043$1,542.18$166.45$1,708.63$40,596.76
276Nov 2043$1,548.27$160.36$1,708.63$39,048.49
277Dec 2043$1,554.39$154.24$1,708.63$37,494.10
2043 Total$18,254.26$2,249.3$20,503.56
278Jan 2044$1,560.53$148.10$1,708.63$35,933.57
279Feb 2044$1,566.69$141.94$1,708.63$34,366.88
280Mar 2044$1,572.88$135.75$1,708.63$32,794.00
281Apr 2044$1,579.09$129.54$1,708.63$31,214.91
282May 2044$1,585.33$123.30$1,708.63$29,629.58
283Jun 2044$1,591.59$117.04$1,708.63$28,037.99
284Jul 2044$1,597.88$110.75$1,708.63$26,440.11
285Aug 2044$1,604.19$104.44$1,708.63$24,835.92
286Sep 2044$1,610.53$98.10$1,708.63$23,225.39
287Oct 2044$1,616.89$91.74$1,708.63$21,608.50
288Nov 2044$1,623.28$85.35$1,708.63$19,985.22
289Dec 2044$1,629.69$78.94$1,708.63$18,355.53
2044 Total$19,138.57$1,364.99$20,503.56
290Jan 2045$1,636.13$72.50$1,708.63$16,719.40
291Feb 2045$1,642.59$66.04$1,708.63$15,076.81
292Mar 2045$1,649.08$59.55$1,708.63$13,427.73
293Apr 2045$1,655.59$53.04$1,708.63$11,772.14
294May 2045$1,662.13$46.50$1,708.63$10,110.01
295Jun 2045$1,668.70$39.93$1,708.63$8,441.31
296Jul 2045$1,675.29$33.34$1,708.63$6,766.02
297Aug 2045$1,681.90$26.73$1,708.63$5,084.12
298Sep 2045$1,688.55$20.08$1,708.63$3,395.57
299Oct 2045$1,695.22$13.41$1,708.63$1,700.35
300Nov 2045$1,700.35$6.72$1,707.07$0.00
2045 Total$18,355.53$437.84$18,793.37