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Variable Rate Home Loan – Refinance Only
special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
RateCity Says: Built by CBA, this home loan deal allows borrowers who refinance benefit from an ongoing loyalty discount
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2.64
% p.a
Variable
2.56
% p.a
$1,207
based on $300,000 loan amount for 30 years at 2.64%
On this page
2.64
% p.a
Variable
2.56
% p.a
$1,207
based on $300,000 loan amount for 30 years at 2.64%
Calculate your repayments for this loan
Your estimated repayment
$1,207
based on $300,000 loan amount for 30 years at 2.64%
Quick home loan review
For Variable Rate Home Loan – Refinance Only
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
These are the drawbacks of this home loan.
- No offset account
- Not available for first home buyers
- No repayment holidays
Home loan overview
For Variable Rate Home Loan – Refinance Only
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $434,520 |
Interest rate type Variable | |
Borrowing range
$5k
-
$3m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 0 |
Application method
Online | Phone |
Broker | In branch |
- Other Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
Target Market Determination
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