Borrow amount

$300,000

Advertised Rate

3.00%

Fixed - 2 years

Loan term
25 Years
Virgin Money
Repayment frequency
Monthly
Monthly Repayments
$1,423
Number of repayments
300
Total interest paid
$126,791
Total Repayments

$426,789

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2020$672.63$750.00$1,422.63$299,327.37
2Dec 2020$674.31$748.32$1,422.63$298,653.06
2020 Total$1,346.94$1,498.32$2,845.26
3Jan 2021$676.00$746.63$1,422.63$297,977.06
4Feb 2021$677.69$744.94$1,422.63$297,299.37
5Mar 2021$679.38$743.25$1,422.63$296,619.99
6Apr 2021$681.08$741.55$1,422.63$295,938.91
7May 2021$682.78$739.85$1,422.63$295,256.13
8Jun 2021$684.49$738.14$1,422.63$294,571.64
9Jul 2021$686.20$736.43$1,422.63$293,885.44
10Aug 2021$687.92$734.71$1,422.63$293,197.52
11Sep 2021$689.64$732.99$1,422.63$292,507.88
12Oct 2021$691.36$731.27$1,422.63$291,816.52
13Nov 2021$693.09$729.54$1,422.63$291,123.43
14Dec 2021$694.82$727.81$1,422.63$290,428.61
2021 Total$8,224.45$8,847.11$17,071.56
15Jan 2022$696.56$726.07$1,422.63$289,732.05
16Feb 2022$698.30$724.33$1,422.63$289,033.75
17Mar 2022$700.05$722.58$1,422.63$288,333.70
18Apr 2022$701.80$720.83$1,422.63$287,631.90
19May 2022$703.55$719.08$1,422.63$286,928.35
20Jun 2022$705.31$717.32$1,422.63$286,223.04
21Jul 2022$707.07$715.56$1,422.63$285,515.97
22Aug 2022$708.84$713.79$1,422.63$284,807.13
23Sep 2022$710.61$712.02$1,422.63$284,096.52
24Oct 2022$712.39$710.24$1,422.63$283,384.13
25Nov 2022$714.17$708.46$1,422.63$282,669.96
26Dec 2022$715.96$706.67$1,422.63$281,954.00
2022 Total$8,474.61$8,596.95$17,071.56
27Jan 2023$717.75$704.89$1,422.64$281,236.25
28Feb 2023$719.54$703.09$1,422.63$280,516.71
29Mar 2023$721.34$701.29$1,422.63$279,795.37
30Apr 2023$723.14$699.49$1,422.63$279,072.23
31May 2023$724.95$697.68$1,422.63$278,347.28
32Jun 2023$726.76$695.87$1,422.63$277,620.52
33Jul 2023$728.58$694.05$1,422.63$276,891.94
34Aug 2023$730.40$692.23$1,422.63$276,161.54
35Sep 2023$732.23$690.40$1,422.63$275,429.31
36Oct 2023$734.06$688.57$1,422.63$274,695.25
37Nov 2023$735.89$686.74$1,422.63$273,959.36
38Dec 2023$737.73$684.90$1,422.63$273,221.63
2023 Total$8,732.37$8,339.2$17,071.57
39Jan 2024$739.58$683.05$1,422.63$272,482.05
40Feb 2024$741.42$681.21$1,422.63$271,740.63
41Mar 2024$743.28$679.35$1,422.63$270,997.35
42Apr 2024$745.14$677.49$1,422.63$270,252.21
43May 2024$747.00$675.63$1,422.63$269,505.21
44Jun 2024$748.87$673.76$1,422.63$268,756.34
45Jul 2024$750.74$671.89$1,422.63$268,005.60
46Aug 2024$752.62$670.01$1,422.63$267,252.98
47Sep 2024$754.50$668.13$1,422.63$266,498.48
48Oct 2024$756.38$666.25$1,422.63$265,742.10
49Nov 2024$758.27$664.36$1,422.63$264,983.83
50Dec 2024$760.17$662.46$1,422.63$264,223.66
2024 Total$8,997.97$8,073.59$17,071.56
51Jan 2025$762.07$660.56$1,422.63$263,461.59
52Feb 2025$763.98$658.65$1,422.63$262,697.61
53Mar 2025$765.89$656.74$1,422.63$261,931.72
54Apr 2025$767.80$654.83$1,422.63$261,163.92
55May 2025$769.72$652.91$1,422.63$260,394.20
56Jun 2025$771.64$650.99$1,422.63$259,622.56
57Jul 2025$773.57$649.06$1,422.63$258,848.99
58Aug 2025$775.51$647.12$1,422.63$258,073.48
59Sep 2025$777.45$645.18$1,422.63$257,296.03
60Oct 2025$779.39$643.24$1,422.63$256,516.64
61Nov 2025$781.34$641.29$1,422.63$255,735.30
62Dec 2025$783.29$639.34$1,422.63$254,952.01
2025 Total$9,271.65$7,799.91$17,071.56
63Jan 2026$785.25$637.38$1,422.63$254,166.76
64Feb 2026$787.21$635.42$1,422.63$253,379.55
65Mar 2026$789.18$633.45$1,422.63$252,590.37
66Apr 2026$791.15$631.48$1,422.63$251,799.22
67May 2026$793.13$629.50$1,422.63$251,006.09
68Jun 2026$795.11$627.52$1,422.63$250,210.98
69Jul 2026$797.10$625.53$1,422.63$249,413.88
70Aug 2026$799.10$623.53$1,422.63$248,614.78
71Sep 2026$801.09$621.54$1,422.63$247,813.69
72Oct 2026$803.10$619.53$1,422.63$247,010.59
73Nov 2026$805.10$617.53$1,422.63$246,205.49
74Dec 2026$807.12$615.51$1,422.63$245,398.37
2026 Total$9,553.64$7,517.92$17,071.56
75Jan 2027$809.13$613.50$1,422.63$244,589.24
76Feb 2027$811.16$611.47$1,422.63$243,778.08
77Mar 2027$813.18$609.45$1,422.63$242,964.90
78Apr 2027$815.22$607.41$1,422.63$242,149.68
79May 2027$817.26$605.37$1,422.63$241,332.42
80Jun 2027$819.30$603.33$1,422.63$240,513.12
81Jul 2027$821.35$601.28$1,422.63$239,691.77
82Aug 2027$823.40$599.23$1,422.63$238,868.37
83Sep 2027$825.46$597.17$1,422.63$238,042.91
84Oct 2027$827.52$595.11$1,422.63$237,215.39
85Nov 2027$829.59$593.04$1,422.63$236,385.80
86Dec 2027$831.67$590.96$1,422.63$235,554.13
2027 Total$9,844.24$7,227.32$17,071.56
87Jan 2028$833.74$588.89$1,422.63$234,720.39
88Feb 2028$835.83$586.80$1,422.63$233,884.56
89Mar 2028$837.92$584.71$1,422.63$233,046.64
90Apr 2028$840.01$582.62$1,422.63$232,206.63
91May 2028$842.11$580.52$1,422.63$231,364.52
92Jun 2028$844.22$578.41$1,422.63$230,520.30
93Jul 2028$846.33$576.30$1,422.63$229,673.97
94Aug 2028$848.45$574.18$1,422.63$228,825.52
95Sep 2028$850.57$572.06$1,422.63$227,974.95
96Oct 2028$852.69$569.94$1,422.63$227,122.26
97Nov 2028$854.82$567.81$1,422.63$226,267.44
98Dec 2028$856.96$565.67$1,422.63$225,410.48
2028 Total$10,143.65$6,927.91$17,071.56
99Jan 2029$859.10$563.53$1,422.63$224,551.38
100Feb 2029$861.25$561.38$1,422.63$223,690.13
101Mar 2029$863.40$559.23$1,422.63$222,826.73
102Apr 2029$865.56$557.07$1,422.63$221,961.17
103May 2029$867.73$554.90$1,422.63$221,093.44
104Jun 2029$869.90$552.73$1,422.63$220,223.54
105Jul 2029$872.07$550.56$1,422.63$219,351.47
106Aug 2029$874.25$548.38$1,422.63$218,477.22
107Sep 2029$876.44$546.19$1,422.63$217,600.78
108Oct 2029$878.63$544.00$1,422.63$216,722.15
109Nov 2029$880.82$541.81$1,422.63$215,841.33
110Dec 2029$883.03$539.60$1,422.63$214,958.30
2029 Total$10,452.18$6,619.38$17,071.56
111Jan 2030$885.23$537.40$1,422.63$214,073.07
112Feb 2030$887.45$535.18$1,422.63$213,185.62
113Mar 2030$889.67$532.96$1,422.63$212,295.95
114Apr 2030$891.89$530.74$1,422.63$211,404.06
115May 2030$894.12$528.51$1,422.63$210,509.94
116Jun 2030$896.36$526.27$1,422.63$209,613.58
117Jul 2030$898.60$524.03$1,422.63$208,714.98
118Aug 2030$900.84$521.79$1,422.63$207,814.14
119Sep 2030$903.09$519.54$1,422.63$206,911.05
120Oct 2030$905.35$517.28$1,422.63$206,005.70
121Nov 2030$907.62$515.01$1,422.63$205,098.08
122Dec 2030$909.88$512.75$1,422.63$204,188.20
2030 Total$10,770.1$6,301.46$17,071.56
123Jan 2031$912.16$510.47$1,422.63$203,276.04
124Feb 2031$914.44$508.19$1,422.63$202,361.60
125Mar 2031$916.73$505.90$1,422.63$201,444.87
126Apr 2031$919.02$503.61$1,422.63$200,525.85
127May 2031$921.32$501.31$1,422.63$199,604.53
128Jun 2031$923.62$499.01$1,422.63$198,680.91
129Jul 2031$925.93$496.70$1,422.63$197,754.98
130Aug 2031$928.24$494.39$1,422.63$196,826.74
131Sep 2031$930.56$492.07$1,422.63$195,896.18
132Oct 2031$932.89$489.74$1,422.63$194,963.29
133Nov 2031$935.22$487.41$1,422.63$194,028.07
134Dec 2031$937.56$485.07$1,422.63$193,090.51
2031 Total$11,097.69$5,973.87$17,071.56
135Jan 2032$939.90$482.73$1,422.63$192,150.61
136Feb 2032$942.25$480.38$1,422.63$191,208.36
137Mar 2032$944.61$478.02$1,422.63$190,263.75
138Apr 2032$946.97$475.66$1,422.63$189,316.78
139May 2032$949.34$473.29$1,422.63$188,367.44
140Jun 2032$951.71$470.92$1,422.63$187,415.73
141Jul 2032$954.09$468.54$1,422.63$186,461.64
142Aug 2032$956.48$466.15$1,422.63$185,505.16
143Sep 2032$958.87$463.76$1,422.63$184,546.29
144Oct 2032$961.26$461.37$1,422.63$183,585.03
145Nov 2032$963.67$458.96$1,422.63$182,621.36
146Dec 2032$966.08$456.55$1,422.63$181,655.28
2032 Total$11,435.23$5,636.33$17,071.56
147Jan 2033$968.49$454.14$1,422.63$180,686.79
148Feb 2033$970.91$451.72$1,422.63$179,715.88
149Mar 2033$973.34$449.29$1,422.63$178,742.54
150Apr 2033$975.77$446.86$1,422.63$177,766.77
151May 2033$978.21$444.42$1,422.63$176,788.56
152Jun 2033$980.66$441.97$1,422.63$175,807.90
153Jul 2033$983.11$439.52$1,422.63$174,824.79
154Aug 2033$985.57$437.06$1,422.63$173,839.22
155Sep 2033$988.03$434.60$1,422.63$172,851.19
156Oct 2033$990.50$432.13$1,422.63$171,860.69
157Nov 2033$992.98$429.65$1,422.63$170,867.71
158Dec 2033$995.46$427.17$1,422.63$169,872.25
2033 Total$11,783.03$5,288.53$17,071.56
159Jan 2034$997.95$424.68$1,422.63$168,874.30
160Feb 2034$1,000.44$422.19$1,422.63$167,873.86
161Mar 2034$1,002.95$419.68$1,422.63$166,870.91
162Apr 2034$1,005.45$417.18$1,422.63$165,865.46
163May 2034$1,007.97$414.66$1,422.63$164,857.49
164Jun 2034$1,010.49$412.14$1,422.63$163,847.00
165Jul 2034$1,013.01$409.62$1,422.63$162,833.99
166Aug 2034$1,015.55$407.08$1,422.63$161,818.44
167Sep 2034$1,018.08$404.55$1,422.63$160,800.36
168Oct 2034$1,020.63$402.00$1,422.63$159,779.73
169Nov 2034$1,023.18$399.45$1,422.63$158,756.55
170Dec 2034$1,025.74$396.89$1,422.63$157,730.81
2034 Total$12,141.44$4,930.12$17,071.56
171Jan 2035$1,028.30$394.33$1,422.63$156,702.51
172Feb 2035$1,030.87$391.76$1,422.63$155,671.64
173Mar 2035$1,033.45$389.18$1,422.63$154,638.19
174Apr 2035$1,036.03$386.60$1,422.63$153,602.16
175May 2035$1,038.62$384.01$1,422.63$152,563.54
176Jun 2035$1,041.22$381.41$1,422.63$151,522.32
177Jul 2035$1,043.82$378.81$1,422.63$150,478.50
178Aug 2035$1,046.43$376.20$1,422.63$149,432.07
179Sep 2035$1,049.05$373.58$1,422.63$148,383.02
180Oct 2035$1,051.67$370.96$1,422.63$147,331.35
181Nov 2035$1,054.30$368.33$1,422.63$146,277.05
182Dec 2035$1,056.94$365.69$1,422.63$145,220.11
2035 Total$12,510.7$4,560.86$17,071.56
183Jan 2036$1,059.58$363.05$1,422.63$144,160.53
184Feb 2036$1,062.23$360.40$1,422.63$143,098.30
185Mar 2036$1,064.88$357.75$1,422.63$142,033.42
186Apr 2036$1,067.55$355.08$1,422.63$140,965.87
187May 2036$1,070.22$352.41$1,422.63$139,895.65
188Jun 2036$1,072.89$349.74$1,422.63$138,822.76
189Jul 2036$1,075.57$347.06$1,422.63$137,747.19
190Aug 2036$1,078.26$344.37$1,422.63$136,668.93
191Sep 2036$1,080.96$341.67$1,422.63$135,587.97
192Oct 2036$1,083.66$338.97$1,422.63$134,504.31
193Nov 2036$1,086.37$336.26$1,422.63$133,417.94
194Dec 2036$1,089.09$333.54$1,422.63$132,328.85
2036 Total$12,891.26$4,180.3$17,071.56
195Jan 2037$1,091.81$330.82$1,422.63$131,237.04
196Feb 2037$1,094.54$328.09$1,422.63$130,142.50
197Mar 2037$1,097.27$325.36$1,422.63$129,045.23
198Apr 2037$1,100.02$322.61$1,422.63$127,945.21
199May 2037$1,102.77$319.86$1,422.63$126,842.44
200Jun 2037$1,105.52$317.11$1,422.63$125,736.92
201Jul 2037$1,108.29$314.34$1,422.63$124,628.63
202Aug 2037$1,111.06$311.57$1,422.63$123,517.57
203Sep 2037$1,113.84$308.79$1,422.63$122,403.73
204Oct 2037$1,116.62$306.01$1,422.63$121,287.11
205Nov 2037$1,119.41$303.22$1,422.63$120,167.70
206Dec 2037$1,122.21$300.42$1,422.63$119,045.49
2037 Total$13,283.36$3,788.2$17,071.56
207Jan 2038$1,125.02$297.61$1,422.63$117,920.47
208Feb 2038$1,127.83$294.80$1,422.63$116,792.64
209Mar 2038$1,130.65$291.98$1,422.63$115,661.99
210Apr 2038$1,133.48$289.15$1,422.63$114,528.51
211May 2038$1,136.31$286.32$1,422.63$113,392.20
212Jun 2038$1,139.15$283.48$1,422.63$112,253.05
213Jul 2038$1,142.00$280.63$1,422.63$111,111.05
214Aug 2038$1,144.85$277.78$1,422.63$109,966.20
215Sep 2038$1,147.71$274.92$1,422.63$108,818.49
216Oct 2038$1,150.58$272.05$1,422.63$107,667.91
217Nov 2038$1,153.46$269.17$1,422.63$106,514.45
218Dec 2038$1,156.34$266.29$1,422.63$105,358.11
2038 Total$13,687.38$3,384.18$17,071.56
219Jan 2039$1,159.23$263.40$1,422.63$104,198.88
220Feb 2039$1,162.13$260.50$1,422.63$103,036.75
221Mar 2039$1,165.04$257.59$1,422.63$101,871.71
222Apr 2039$1,167.95$254.68$1,422.63$100,703.76
223May 2039$1,170.87$251.76$1,422.63$99,532.89
224Jun 2039$1,173.80$248.83$1,422.63$98,359.09
225Jul 2039$1,176.73$245.90$1,422.63$97,182.36
226Aug 2039$1,179.67$242.96$1,422.63$96,002.69
227Sep 2039$1,182.62$240.01$1,422.63$94,820.07
228Oct 2039$1,185.58$237.05$1,422.63$93,634.49
229Nov 2039$1,188.54$234.09$1,422.63$92,445.95
230Dec 2039$1,191.52$231.11$1,422.63$91,254.43
2039 Total$14,103.68$2,967.88$17,071.56
231Jan 2040$1,194.49$228.14$1,422.63$90,059.94
232Feb 2040$1,197.48$225.15$1,422.63$88,862.46
233Mar 2040$1,200.47$222.16$1,422.63$87,661.99
234Apr 2040$1,203.48$219.15$1,422.63$86,458.51
235May 2040$1,206.48$216.15$1,422.63$85,252.03
236Jun 2040$1,209.50$213.13$1,422.63$84,042.53
237Jul 2040$1,212.52$210.11$1,422.63$82,830.01
238Aug 2040$1,215.55$207.08$1,422.63$81,614.46
239Sep 2040$1,218.59$204.04$1,422.63$80,395.87
240Oct 2040$1,221.64$200.99$1,422.63$79,174.23
241Nov 2040$1,224.69$197.94$1,422.63$77,949.54
242Dec 2040$1,227.76$194.87$1,422.63$76,721.78
2040 Total$14,532.65$2,538.91$17,071.56
243Jan 2041$1,230.83$191.80$1,422.63$75,490.95
244Feb 2041$1,233.90$188.73$1,422.63$74,257.05
245Mar 2041$1,236.99$185.64$1,422.63$73,020.06
246Apr 2041$1,240.08$182.55$1,422.63$71,779.98
247May 2041$1,243.18$179.45$1,422.63$70,536.80
248Jun 2041$1,246.29$176.34$1,422.63$69,290.51
249Jul 2041$1,249.40$173.23$1,422.63$68,041.11
250Aug 2041$1,252.53$170.10$1,422.63$66,788.58
251Sep 2041$1,255.66$166.97$1,422.63$65,532.92
252Oct 2041$1,258.80$163.83$1,422.63$64,274.12
253Nov 2041$1,261.94$160.69$1,422.63$63,012.18
254Dec 2041$1,265.10$157.53$1,422.63$61,747.08
2041 Total$14,974.7$2,096.86$17,071.56
255Jan 2042$1,268.26$154.37$1,422.63$60,478.82
256Feb 2042$1,271.43$151.20$1,422.63$59,207.39
257Mar 2042$1,274.61$148.02$1,422.63$57,932.78
258Apr 2042$1,277.80$144.83$1,422.63$56,654.98
259May 2042$1,280.99$141.64$1,422.63$55,373.99
260Jun 2042$1,284.20$138.43$1,422.63$54,089.79
261Jul 2042$1,287.41$135.22$1,422.63$52,802.38
262Aug 2042$1,290.62$132.01$1,422.63$51,511.76
263Sep 2042$1,293.85$128.78$1,422.63$50,217.91
264Oct 2042$1,297.09$125.54$1,422.63$48,920.82
265Nov 2042$1,300.33$122.30$1,422.63$47,620.49
266Dec 2042$1,303.58$119.05$1,422.63$46,316.91
2042 Total$15,430.17$1,641.39$17,071.56
267Jan 2043$1,306.84$115.79$1,422.63$45,010.07
268Feb 2043$1,310.10$112.53$1,422.63$43,699.97
269Mar 2043$1,313.38$109.25$1,422.63$42,386.59
270Apr 2043$1,316.66$105.97$1,422.63$41,069.93
271May 2043$1,319.96$102.67$1,422.63$39,749.97
272Jun 2043$1,323.26$99.37$1,422.63$38,426.71
273Jul 2043$1,326.56$96.07$1,422.63$37,100.15
274Aug 2043$1,329.88$92.75$1,422.63$35,770.27
275Sep 2043$1,333.20$89.43$1,422.63$34,437.07
276Oct 2043$1,336.54$86.09$1,422.63$33,100.53
277Nov 2043$1,339.88$82.75$1,422.63$31,760.65
278Dec 2043$1,343.23$79.40$1,422.63$30,417.42
2043 Total$15,899.49$1,172.07$17,071.56
279Jan 2044$1,346.59$76.04$1,422.63$29,070.83
280Feb 2044$1,349.95$72.68$1,422.63$27,720.88
281Mar 2044$1,353.33$69.30$1,422.63$26,367.55
282Apr 2044$1,356.71$65.92$1,422.63$25,010.84
283May 2044$1,360.10$62.53$1,422.63$23,650.74
284Jun 2044$1,363.50$59.13$1,422.63$22,287.24
285Jul 2044$1,366.91$55.72$1,422.63$20,920.33
286Aug 2044$1,370.33$52.30$1,422.63$19,550.00
287Sep 2044$1,373.76$48.88$1,422.64$18,176.24
288Oct 2044$1,377.19$45.44$1,422.63$16,799.05
289Nov 2044$1,380.63$42.00$1,422.63$15,418.42
290Dec 2044$1,384.08$38.55$1,422.63$14,034.34
2044 Total$16,383.08$688.49$17,071.57
291Jan 2045$1,387.54$35.09$1,422.63$12,646.80
292Feb 2045$1,391.01$31.62$1,422.63$11,255.79
293Mar 2045$1,394.49$28.14$1,422.63$9,861.30
294Apr 2045$1,397.98$24.65$1,422.63$8,463.32
295May 2045$1,401.47$21.16$1,422.63$7,061.85
296Jun 2045$1,404.98$17.65$1,422.63$5,656.87
297Jul 2045$1,408.49$14.14$1,422.63$4,248.38
298Aug 2045$1,412.01$10.62$1,422.63$2,836.37
299Sep 2045$1,415.54$7.09$1,422.63$1,420.83
300Oct 2045$1,419.08$3.55$1,422.63$1.75
2045 Total$14,032.59$193.71$14,226.3