RateCity.com.au
powering smart financial decisions
Borrow amount

$300,000

Advertised Rate

3.54

% p.a

Fixed - 1 year

Loan term
25 Years
Repayment frequency
Monthly
Monthly Repayments
$1,508
Number of repayments
300
Total interest paid
$152,495
Total Repayments

$452,493

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$623.31$885.00$1,508.31$299,376.69
2Dec 2021$625.15$883.16$1,508.31$298,751.54
2021 Total$1,248.46$1,768.16$3,016.62
3Jan 2022$626.99$881.32$1,508.31$298,124.55
4Feb 2022$628.84$879.47$1,508.31$297,495.71
5Mar 2022$630.70$877.61$1,508.31$296,865.01
6Apr 2022$632.56$875.75$1,508.31$296,232.45
7May 2022$634.42$873.89$1,508.31$295,598.03
8Jun 2022$636.30$872.01$1,508.31$294,961.73
9Jul 2022$638.17$870.14$1,508.31$294,323.56
10Aug 2022$640.06$868.25$1,508.31$293,683.50
11Sep 2022$641.94$866.37$1,508.31$293,041.56
12Oct 2022$643.84$864.47$1,508.31$292,397.72
13Nov 2022$645.74$862.57$1,508.31$291,751.98
14Dec 2022$647.64$860.67$1,508.31$291,104.34
2022 Total$7,647.2$10,452.52$18,099.72
15Jan 2023$649.55$858.76$1,508.31$290,454.79
16Feb 2023$651.47$856.84$1,508.31$289,803.32
17Mar 2023$653.39$854.92$1,508.31$289,149.93
18Apr 2023$655.32$852.99$1,508.31$288,494.61
19May 2023$657.25$851.06$1,508.31$287,837.36
20Jun 2023$659.19$849.12$1,508.31$287,178.17
21Jul 2023$661.13$847.18$1,508.31$286,517.04
22Aug 2023$663.08$845.23$1,508.31$285,853.96
23Sep 2023$665.04$843.27$1,508.31$285,188.92
24Oct 2023$667.00$841.31$1,508.31$284,521.92
25Nov 2023$668.97$839.34$1,508.31$283,852.95
26Dec 2023$670.94$837.37$1,508.31$283,182.01
2023 Total$7,922.33$10,177.39$18,099.72
27Jan 2024$672.92$835.39$1,508.31$282,509.09
28Feb 2024$674.91$833.40$1,508.31$281,834.18
29Mar 2024$676.90$831.41$1,508.31$281,157.28
30Apr 2024$678.90$829.41$1,508.31$280,478.38
31May 2024$680.90$827.41$1,508.31$279,797.48
32Jun 2024$682.91$825.40$1,508.31$279,114.57
33Jul 2024$684.92$823.39$1,508.31$278,429.65
34Aug 2024$686.94$821.37$1,508.31$277,742.71
35Sep 2024$688.97$819.34$1,508.31$277,053.74
36Oct 2024$691.00$817.31$1,508.31$276,362.74
37Nov 2024$693.04$815.27$1,508.31$275,669.70
38Dec 2024$695.08$813.23$1,508.31$274,974.62
2024 Total$8,207.39$9,892.33$18,099.72
39Jan 2025$697.13$811.18$1,508.31$274,277.49
40Feb 2025$699.19$809.12$1,508.31$273,578.30
41Mar 2025$701.25$807.06$1,508.31$272,877.05
42Apr 2025$703.32$804.99$1,508.31$272,173.73
43May 2025$705.40$802.91$1,508.31$271,468.33
44Jun 2025$707.48$800.83$1,508.31$270,760.85
45Jul 2025$709.57$798.74$1,508.31$270,051.28
46Aug 2025$711.66$796.65$1,508.31$269,339.62
47Sep 2025$713.76$794.55$1,508.31$268,625.86
48Oct 2025$715.86$792.45$1,508.31$267,910.00
49Nov 2025$717.98$790.33$1,508.31$267,192.02
50Dec 2025$720.09$788.22$1,508.31$266,471.93
2025 Total$8,502.69$9,597.03$18,099.72
51Jan 2026$722.22$786.09$1,508.31$265,749.71
52Feb 2026$724.35$783.96$1,508.31$265,025.36
53Mar 2026$726.49$781.82$1,508.31$264,298.87
54Apr 2026$728.63$779.68$1,508.31$263,570.24
55May 2026$730.78$777.53$1,508.31$262,839.46
56Jun 2026$732.93$775.38$1,508.31$262,106.53
57Jul 2026$735.10$773.21$1,508.31$261,371.43
58Aug 2026$737.26$771.05$1,508.31$260,634.17
59Sep 2026$739.44$768.87$1,508.31$259,894.73
60Oct 2026$741.62$766.69$1,508.31$259,153.11
61Nov 2026$743.81$764.50$1,508.31$258,409.30
62Dec 2026$746.00$762.31$1,508.31$257,663.30
2026 Total$8,808.63$9,291.09$18,099.72
63Jan 2027$748.20$760.11$1,508.31$256,915.10
64Feb 2027$750.41$757.90$1,508.31$256,164.69
65Mar 2027$752.62$755.69$1,508.31$255,412.07
66Apr 2027$754.84$753.47$1,508.31$254,657.23
67May 2027$757.07$751.24$1,508.31$253,900.16
68Jun 2027$759.30$749.01$1,508.31$253,140.86
69Jul 2027$761.54$746.77$1,508.31$252,379.32
70Aug 2027$763.79$744.52$1,508.31$251,615.53
71Sep 2027$766.04$742.27$1,508.31$250,849.49
72Oct 2027$768.30$740.01$1,508.31$250,081.19
73Nov 2027$770.57$737.74$1,508.31$249,310.62
74Dec 2027$772.84$735.47$1,508.31$248,537.78
2027 Total$9,125.52$8,974.2$18,099.72
75Jan 2028$775.12$733.19$1,508.31$247,762.66
76Feb 2028$777.41$730.90$1,508.31$246,985.25
77Mar 2028$779.70$728.61$1,508.31$246,205.55
78Apr 2028$782.00$726.31$1,508.31$245,423.55
79May 2028$784.31$724.00$1,508.31$244,639.24
80Jun 2028$786.62$721.69$1,508.31$243,852.62
81Jul 2028$788.94$719.37$1,508.31$243,063.68
82Aug 2028$791.27$717.04$1,508.31$242,272.41
83Sep 2028$793.61$714.70$1,508.31$241,478.80
84Oct 2028$795.95$712.36$1,508.31$240,682.85
85Nov 2028$798.30$710.01$1,508.31$239,884.55
86Dec 2028$800.65$707.66$1,508.31$239,083.90
2028 Total$9,453.88$8,645.84$18,099.72
87Jan 2029$803.01$705.30$1,508.31$238,280.89
88Feb 2029$805.38$702.93$1,508.31$237,475.51
89Mar 2029$807.76$700.55$1,508.31$236,667.75
90Apr 2029$810.14$698.17$1,508.31$235,857.61
91May 2029$812.53$695.78$1,508.31$235,045.08
92Jun 2029$814.93$693.38$1,508.31$234,230.15
93Jul 2029$817.33$690.98$1,508.31$233,412.82
94Aug 2029$819.74$688.57$1,508.31$232,593.08
95Sep 2029$822.16$686.15$1,508.31$231,770.92
96Oct 2029$824.59$683.72$1,508.31$230,946.33
97Nov 2029$827.02$681.29$1,508.31$230,119.31
98Dec 2029$829.46$678.85$1,508.31$229,289.85
2029 Total$9,794.05$8,305.67$18,099.72
99Jan 2030$831.90$676.41$1,508.31$228,457.95
100Feb 2030$834.36$673.95$1,508.31$227,623.59
101Mar 2030$836.82$671.49$1,508.31$226,786.77
102Apr 2030$839.29$669.02$1,508.31$225,947.48
103May 2030$841.76$666.55$1,508.31$225,105.72
104Jun 2030$844.25$664.06$1,508.31$224,261.47
105Jul 2030$846.74$661.57$1,508.31$223,414.73
106Aug 2030$849.24$659.07$1,508.31$222,565.49
107Sep 2030$851.74$656.57$1,508.31$221,713.75
108Oct 2030$854.25$654.06$1,508.31$220,859.50
109Nov 2030$856.77$651.54$1,508.31$220,002.73
110Dec 2030$859.30$649.01$1,508.31$219,143.43
2030 Total$10,146.42$7,953.3$18,099.72
111Jan 2031$861.84$646.47$1,508.31$218,281.59
112Feb 2031$864.38$643.93$1,508.31$217,417.21
113Mar 2031$866.93$641.38$1,508.31$216,550.28
114Apr 2031$869.49$638.82$1,508.31$215,680.79
115May 2031$872.05$636.26$1,508.31$214,808.74
116Jun 2031$874.62$633.69$1,508.31$213,934.12
117Jul 2031$877.20$631.11$1,508.31$213,056.92
118Aug 2031$879.79$628.52$1,508.31$212,177.13
119Sep 2031$882.39$625.92$1,508.31$211,294.74
120Oct 2031$884.99$623.32$1,508.31$210,409.75
121Nov 2031$887.60$620.71$1,508.31$209,522.15
122Dec 2031$890.22$618.09$1,508.31$208,631.93
2031 Total$10,511.5$7,588.22$18,099.72
123Jan 2032$892.85$615.46$1,508.31$207,739.08
124Feb 2032$895.48$612.83$1,508.31$206,843.60
125Mar 2032$898.12$610.19$1,508.31$205,945.48
126Apr 2032$900.77$607.54$1,508.31$205,044.71
127May 2032$903.43$604.88$1,508.31$204,141.28
128Jun 2032$906.09$602.22$1,508.31$203,235.19
129Jul 2032$908.77$599.54$1,508.31$202,326.42
130Aug 2032$911.45$596.86$1,508.31$201,414.97
131Sep 2032$914.14$594.17$1,508.31$200,500.83
132Oct 2032$916.83$591.48$1,508.31$199,584.00
133Nov 2032$919.54$588.77$1,508.31$198,664.46
134Dec 2032$922.25$586.06$1,508.31$197,742.21
2032 Total$10,889.72$7,210$18,099.72
135Jan 2033$924.97$583.34$1,508.31$196,817.24
136Feb 2033$927.70$580.61$1,508.31$195,889.54
137Mar 2033$930.44$577.87$1,508.31$194,959.10
138Apr 2033$933.18$575.13$1,508.31$194,025.92
139May 2033$935.93$572.38$1,508.31$193,089.99
140Jun 2033$938.69$569.62$1,508.31$192,151.30
141Jul 2033$941.46$566.85$1,508.31$191,209.84
142Aug 2033$944.24$564.07$1,508.31$190,265.60
143Sep 2033$947.03$561.28$1,508.31$189,318.57
144Oct 2033$949.82$558.49$1,508.31$188,368.75
145Nov 2033$952.62$555.69$1,508.31$187,416.13
146Dec 2033$955.43$552.88$1,508.31$186,460.70
2033 Total$11,281.51$6,818.21$18,099.72
147Jan 2034$958.25$550.06$1,508.31$185,502.45
148Feb 2034$961.08$547.23$1,508.31$184,541.37
149Mar 2034$963.91$544.40$1,508.31$183,577.46
150Apr 2034$966.76$541.55$1,508.31$182,610.70
151May 2034$969.61$538.70$1,508.31$181,641.09
152Jun 2034$972.47$535.84$1,508.31$180,668.62
153Jul 2034$975.34$532.97$1,508.31$179,693.28
154Aug 2034$978.21$530.10$1,508.31$178,715.07
155Sep 2034$981.10$527.21$1,508.31$177,733.97
156Oct 2034$983.99$524.32$1,508.31$176,749.98
157Nov 2034$986.90$521.41$1,508.31$175,763.08
158Dec 2034$989.81$518.50$1,508.31$174,773.27
2034 Total$11,687.43$6,412.29$18,099.72
159Jan 2035$992.73$515.58$1,508.31$173,780.54
160Feb 2035$995.66$512.65$1,508.31$172,784.88
161Mar 2035$998.59$509.72$1,508.31$171,786.29
162Apr 2035$1,001.54$506.77$1,508.31$170,784.75
163May 2035$1,004.49$503.82$1,508.31$169,780.26
164Jun 2035$1,007.46$500.85$1,508.31$168,772.80
165Jul 2035$1,010.43$497.88$1,508.31$167,762.37
166Aug 2035$1,013.41$494.90$1,508.31$166,748.96
167Sep 2035$1,016.40$491.91$1,508.31$165,732.56
168Oct 2035$1,019.40$488.91$1,508.31$164,713.16
169Nov 2035$1,022.41$485.90$1,508.31$163,690.75
170Dec 2035$1,025.42$482.89$1,508.31$162,665.33
2035 Total$12,107.94$5,991.78$18,099.72
171Jan 2036$1,028.45$479.86$1,508.31$161,636.88
172Feb 2036$1,031.48$476.83$1,508.31$160,605.40
173Mar 2036$1,034.52$473.79$1,508.31$159,570.88
174Apr 2036$1,037.58$470.73$1,508.31$158,533.30
175May 2036$1,040.64$467.67$1,508.31$157,492.66
176Jun 2036$1,043.71$464.60$1,508.31$156,448.95
177Jul 2036$1,046.79$461.52$1,508.31$155,402.16
178Aug 2036$1,049.87$458.44$1,508.31$154,352.29
179Sep 2036$1,052.97$455.34$1,508.31$153,299.32
180Oct 2036$1,056.08$452.23$1,508.31$152,243.24
181Nov 2036$1,059.19$449.12$1,508.31$151,184.05
182Dec 2036$1,062.32$445.99$1,508.31$150,121.73
2036 Total$12,543.6$5,556.12$18,099.72
183Jan 2037$1,065.45$442.86$1,508.31$149,056.28
184Feb 2037$1,068.59$439.72$1,508.31$147,987.69
185Mar 2037$1,071.75$436.56$1,508.31$146,915.94
186Apr 2037$1,074.91$433.40$1,508.31$145,841.03
187May 2037$1,078.08$430.23$1,508.31$144,762.95
188Jun 2037$1,081.26$427.05$1,508.31$143,681.69
189Jul 2037$1,084.45$423.86$1,508.31$142,597.24
190Aug 2037$1,087.65$420.66$1,508.31$141,509.59
191Sep 2037$1,090.86$417.45$1,508.31$140,418.73
192Oct 2037$1,094.07$414.24$1,508.31$139,324.66
193Nov 2037$1,097.30$411.01$1,508.31$138,227.36
194Dec 2037$1,100.54$407.77$1,508.31$137,126.82
2037 Total$12,994.91$5,104.81$18,099.72
195Jan 2038$1,103.79$404.52$1,508.31$136,023.03
196Feb 2038$1,107.04$401.27$1,508.31$134,915.99
197Mar 2038$1,110.31$398.00$1,508.31$133,805.68
198Apr 2038$1,113.58$394.73$1,508.31$132,692.10
199May 2038$1,116.87$391.44$1,508.31$131,575.23
200Jun 2038$1,120.16$388.15$1,508.31$130,455.07
201Jul 2038$1,123.47$384.84$1,508.31$129,331.60
202Aug 2038$1,126.78$381.53$1,508.31$128,204.82
203Sep 2038$1,130.11$378.20$1,508.31$127,074.71
204Oct 2038$1,133.44$374.87$1,508.31$125,941.27
205Nov 2038$1,136.78$371.53$1,508.31$124,804.49
206Dec 2038$1,140.14$368.17$1,508.31$123,664.35
2038 Total$13,462.47$4,637.25$18,099.72
207Jan 2039$1,143.50$364.81$1,508.31$122,520.85
208Feb 2039$1,146.87$361.44$1,508.31$121,373.98
209Mar 2039$1,150.26$358.05$1,508.31$120,223.72
210Apr 2039$1,153.65$354.66$1,508.31$119,070.07
211May 2039$1,157.05$351.26$1,508.31$117,913.02
212Jun 2039$1,160.47$347.84$1,508.31$116,752.55
213Jul 2039$1,163.89$344.42$1,508.31$115,588.66
214Aug 2039$1,167.32$340.99$1,508.31$114,421.34
215Sep 2039$1,170.77$337.54$1,508.31$113,250.57
216Oct 2039$1,174.22$334.09$1,508.31$112,076.35
217Nov 2039$1,177.68$330.63$1,508.31$110,898.67
218Dec 2039$1,181.16$327.15$1,508.31$109,717.51
2039 Total$13,946.84$4,152.88$18,099.72
219Jan 2040$1,184.64$323.67$1,508.31$108,532.87
220Feb 2040$1,188.14$320.17$1,508.31$107,344.73
221Mar 2040$1,191.64$316.67$1,508.31$106,153.09
222Apr 2040$1,195.16$313.15$1,508.31$104,957.93
223May 2040$1,198.68$309.63$1,508.31$103,759.25
224Jun 2040$1,202.22$306.09$1,508.31$102,557.03
225Jul 2040$1,205.77$302.54$1,508.31$101,351.26
226Aug 2040$1,209.32$298.99$1,508.31$100,141.94
227Sep 2040$1,212.89$295.42$1,508.31$98,929.05
228Oct 2040$1,216.47$291.84$1,508.31$97,712.58
229Nov 2040$1,220.06$288.25$1,508.31$96,492.52
230Dec 2040$1,223.66$284.65$1,508.31$95,268.86
2040 Total$14,448.65$3,651.07$18,099.72
231Jan 2041$1,227.27$281.04$1,508.31$94,041.59
232Feb 2041$1,230.89$277.42$1,508.31$92,810.70
233Mar 2041$1,234.52$273.79$1,508.31$91,576.18
234Apr 2041$1,238.16$270.15$1,508.31$90,338.02
235May 2041$1,241.81$266.50$1,508.31$89,096.21
236Jun 2041$1,245.48$262.83$1,508.31$87,850.73
237Jul 2041$1,249.15$259.16$1,508.31$86,601.58
238Aug 2041$1,252.84$255.47$1,508.31$85,348.74
239Sep 2041$1,256.53$251.78$1,508.31$84,092.21
240Oct 2041$1,260.24$248.07$1,508.31$82,831.97
241Nov 2041$1,263.96$244.35$1,508.31$81,568.01
242Dec 2041$1,267.68$240.63$1,508.31$80,300.33
2041 Total$14,968.53$3,131.19$18,099.72
243Jan 2042$1,271.42$236.89$1,508.31$79,028.91
244Feb 2042$1,275.17$233.14$1,508.31$77,753.74
245Mar 2042$1,278.94$229.37$1,508.31$76,474.80
246Apr 2042$1,282.71$225.60$1,508.31$75,192.09
247May 2042$1,286.49$221.82$1,508.31$73,905.60
248Jun 2042$1,290.29$218.02$1,508.31$72,615.31
249Jul 2042$1,294.09$214.22$1,508.31$71,321.22
250Aug 2042$1,297.91$210.40$1,508.31$70,023.31
251Sep 2042$1,301.74$206.57$1,508.31$68,721.57
252Oct 2042$1,305.58$202.73$1,508.31$67,415.99
253Nov 2042$1,309.43$198.88$1,508.31$66,106.56
254Dec 2042$1,313.30$195.01$1,508.31$64,793.26
2042 Total$15,507.07$2,592.65$18,099.72
255Jan 2043$1,317.17$191.14$1,508.31$63,476.09
256Feb 2043$1,321.06$187.25$1,508.31$62,155.03
257Mar 2043$1,324.95$183.36$1,508.31$60,830.08
258Apr 2043$1,328.86$179.45$1,508.31$59,501.22
259May 2043$1,332.78$175.53$1,508.31$58,168.44
260Jun 2043$1,336.71$171.60$1,508.31$56,831.73
261Jul 2043$1,340.66$167.65$1,508.31$55,491.07
262Aug 2043$1,344.61$163.70$1,508.31$54,146.46
263Sep 2043$1,348.58$159.73$1,508.31$52,797.88
264Oct 2043$1,352.56$155.75$1,508.31$51,445.32
265Nov 2043$1,356.55$151.76$1,508.31$50,088.77
266Dec 2043$1,360.55$147.76$1,508.31$48,728.22
2043 Total$16,065.04$2,034.68$18,099.72
267Jan 2044$1,364.56$143.75$1,508.31$47,363.66
268Feb 2044$1,368.59$139.72$1,508.31$45,995.07
269Mar 2044$1,372.62$135.69$1,508.31$44,622.45
270Apr 2044$1,376.67$131.64$1,508.31$43,245.78
271May 2044$1,380.73$127.58$1,508.31$41,865.05
272Jun 2044$1,384.81$123.50$1,508.31$40,480.24
273Jul 2044$1,388.89$119.42$1,508.31$39,091.35
274Aug 2044$1,392.99$115.32$1,508.31$37,698.36
275Sep 2044$1,397.10$111.21$1,508.31$36,301.26
276Oct 2044$1,401.22$107.09$1,508.31$34,900.04
277Nov 2044$1,405.35$102.96$1,508.31$33,494.69
278Dec 2044$1,409.50$98.81$1,508.31$32,085.19
2044 Total$16,643.03$1,456.69$18,099.72
279Jan 2045$1,413.66$94.65$1,508.31$30,671.53
280Feb 2045$1,417.83$90.48$1,508.31$29,253.70
281Mar 2045$1,422.01$86.30$1,508.31$27,831.69
282Apr 2045$1,426.21$82.10$1,508.31$26,405.48
283May 2045$1,430.41$77.90$1,508.31$24,975.07
284Jun 2045$1,434.63$73.68$1,508.31$23,540.44
285Jul 2045$1,438.87$69.44$1,508.31$22,101.57
286Aug 2045$1,443.11$65.20$1,508.31$20,658.46
287Sep 2045$1,447.37$60.94$1,508.31$19,211.09
288Oct 2045$1,451.64$56.67$1,508.31$17,759.45
289Nov 2045$1,455.92$52.39$1,508.31$16,303.53
290Dec 2045$1,460.21$48.10$1,508.31$14,843.32
2045 Total$17,241.87$857.85$18,099.72
291Jan 2046$1,464.52$43.79$1,508.31$13,378.80
292Feb 2046$1,468.84$39.47$1,508.31$11,909.96
293Mar 2046$1,473.18$35.13$1,508.31$10,436.78
294Apr 2046$1,477.52$30.79$1,508.31$8,959.26
295May 2046$1,481.88$26.43$1,508.31$7,477.38
296Jun 2046$1,486.25$22.06$1,508.31$5,991.13
297Jul 2046$1,490.64$17.67$1,508.31$4,500.49
298Aug 2046$1,495.03$13.28$1,508.31$3,005.46
299Sep 2046$1,499.44$8.87$1,508.31$1,506.02
300Oct 2046$1,503.87$4.44$1,508.31$2.15
2046 Total$14,841.17$241.93$15,083.1