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RateCity Says: Lock in a fixed rate for two years and enjoy access to offset, redraw, and other benefits for your owner occupier home loan.

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4.42
% p.a
Fixed - 2 years
2.32
% p.a
$3,914
based on $710,000 loan amount for 25 years at 4.42%

On this page
4.42
% p.a
Fixed - 2 years
2.32
% p.a
$3,914
based on $710,000 loan amount for 25 years at 4.42%
Calculate your repayments for this loan
Your estimated repayment
$3,914
based on $710,000 loan amount for 25 years at 4.42%
Quick home loan review
For Well Balanced Home Loan Fixed (Principal and Interest) 2 Years (LVR < 90%)
These are the benefits of this home loan.
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Well Balanced Home Loan Fixed (Principal and Interest) 2 Years (LVR < 90%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $1,174,200 |
Interest rate type Fixed - 2 years | |
Borrowing range
$200k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $20000 during fixed period | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 785 | Application fee 250 |
Legal fee $385 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 150 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Well Home Loans to view Target Market Determination.
Other Restrictions
$10 monthly fee applies for offset account
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