Flexi First Option Investment Loan (Principal and Interest) from Westpac

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.
Borrow amount
$250,000
Advertised rate
4.88%
Variable
Loan term
over 25 years
Repayment Frequency
Monthly
Monthly repayment
$1,444
Number of Repayments
300
Total Interest Paid
$183,200
Total repayments
$433,200
DatePrincipleInterestPaymentBalance
1Oct 2019$427.38$1,016.67$1,444.05$249,572.62
2Nov 2019$429.12$1,014.93$1,444.05$249,143.50
3Dec 2019$430.87$1,013.18$1,444.05$248,712.63
2019 Total$1,287.37$3,044.78$4,332.15
4Jan 2020$432.62$1,011.43$1,444.05$248,280.01
5Feb 2020$434.38$1,009.67$1,444.05$247,845.63
6Mar 2020$436.14$1,007.91$1,444.05$247,409.49
7Apr 2020$437.92$1,006.13$1,444.05$246,971.57
8May 2020$439.70$1,004.35$1,444.05$246,531.87
9Jun 2020$441.49$1,002.56$1,444.05$246,090.38
10Jul 2020$443.28$1,000.77$1,444.05$245,647.10
11Aug 2020$445.09$998.96$1,444.05$245,202.01
12Sep 2020$446.90$997.15$1,444.05$244,755.11
13Oct 2020$448.71$995.34$1,444.05$244,306.40
14Nov 2020$450.54$993.51$1,444.05$243,855.86
15Dec 2020$452.37$991.68$1,444.05$243,403.49
2020 Total$5,309.14$12,019.46$17,328.6
16Jan 2021$454.21$989.84$1,444.05$242,949.28
17Feb 2021$456.06$987.99$1,444.05$242,493.22
18Mar 2021$457.91$986.14$1,444.05$242,035.31
19Apr 2021$459.77$984.28$1,444.05$241,575.54
20May 2021$461.64$982.41$1,444.05$241,113.90
21Jun 2021$463.52$980.53$1,444.05$240,650.38
22Jul 2021$465.41$978.64$1,444.05$240,184.97
23Aug 2021$467.30$976.75$1,444.05$239,717.67
24Sep 2021$469.20$974.85$1,444.05$239,248.47
25Oct 2021$471.11$972.94$1,444.05$238,777.36
26Nov 2021$473.02$971.03$1,444.05$238,304.34
27Dec 2021$474.95$969.10$1,444.05$237,829.39
2021 Total$5,574.1$11,754.5$17,328.6
28Jan 2022$476.88$967.17$1,444.05$237,352.51
29Feb 2022$478.82$965.23$1,444.05$236,873.69
30Mar 2022$480.76$963.29$1,444.05$236,392.93
31Apr 2022$482.72$961.33$1,444.05$235,910.21
32May 2022$484.68$959.37$1,444.05$235,425.53
33Jun 2022$486.65$957.40$1,444.05$234,938.88
34Jul 2022$488.63$955.42$1,444.05$234,450.25
35Aug 2022$490.62$953.43$1,444.05$233,959.63
36Sep 2022$492.61$951.44$1,444.05$233,467.02
37Oct 2022$494.62$949.43$1,444.05$232,972.40
38Nov 2022$496.63$947.42$1,444.05$232,475.77
39Dec 2022$498.65$945.40$1,444.05$231,977.12
2022 Total$5,852.27$11,476.33$17,328.6
40Jan 2023$500.68$943.37$1,444.05$231,476.44
41Feb 2023$502.71$941.34$1,444.05$230,973.73
42Mar 2023$504.76$939.29$1,444.05$230,468.97
43Apr 2023$506.81$937.24$1,444.05$229,962.16
44May 2023$508.87$935.18$1,444.05$229,453.29
45Jun 2023$510.94$933.11$1,444.05$228,942.35
46Jul 2023$513.02$931.03$1,444.05$228,429.33
47Aug 2023$515.10$928.95$1,444.05$227,914.23
48Sep 2023$517.20$926.85$1,444.05$227,397.03
49Oct 2023$519.30$924.75$1,444.05$226,877.73
50Nov 2023$521.41$922.64$1,444.05$226,356.32
51Dec 2023$523.53$920.52$1,444.05$225,832.79
2023 Total$6,144.33$11,184.27$17,328.6
52Jan 2024$525.66$918.39$1,444.05$225,307.13
53Feb 2024$527.80$916.25$1,444.05$224,779.33
54Mar 2024$529.95$914.10$1,444.05$224,249.38
55Apr 2024$532.10$911.95$1,444.05$223,717.28
56May 2024$534.27$909.78$1,444.05$223,183.01
57Jun 2024$536.44$907.61$1,444.05$222,646.57
58Jul 2024$538.62$905.43$1,444.05$222,107.95
59Aug 2024$540.81$903.24$1,444.05$221,567.14
60Sep 2024$543.01$901.04$1,444.05$221,024.13
61Oct 2024$545.22$898.83$1,444.05$220,478.91
62Nov 2024$547.44$896.61$1,444.05$219,931.47
63Dec 2024$549.66$894.39$1,444.05$219,381.81
2024 Total$6,450.98$10,877.62$17,328.6
64Jan 2025$551.90$892.15$1,444.05$218,829.91
65Feb 2025$554.14$889.91$1,444.05$218,275.77
66Mar 2025$556.40$887.65$1,444.05$217,719.37
67Apr 2025$558.66$885.39$1,444.05$217,160.71
68May 2025$560.93$883.12$1,444.05$216,599.78
69Jun 2025$563.21$880.84$1,444.05$216,036.57
70Jul 2025$565.50$878.55$1,444.05$215,471.07
71Aug 2025$567.80$876.25$1,444.05$214,903.27
72Sep 2025$570.11$873.94$1,444.05$214,333.16
73Oct 2025$572.43$871.62$1,444.05$213,760.73
74Nov 2025$574.76$869.29$1,444.05$213,185.97
75Dec 2025$577.09$866.96$1,444.05$212,608.88
2025 Total$6,772.93$10,555.67$17,328.6
76Jan 2026$579.44$864.61$1,444.05$212,029.44
77Feb 2026$581.80$862.25$1,444.05$211,447.64
78Mar 2026$584.16$859.89$1,444.05$210,863.48
79Apr 2026$586.54$857.51$1,444.05$210,276.94
80May 2026$588.92$855.13$1,444.05$209,688.02
81Jun 2026$591.32$852.73$1,444.05$209,096.70
82Jul 2026$593.72$850.33$1,444.05$208,502.98
83Aug 2026$596.14$847.91$1,444.05$207,906.84
84Sep 2026$598.56$845.49$1,444.05$207,308.28
85Oct 2026$601.00$843.05$1,444.05$206,707.28
86Nov 2026$603.44$840.61$1,444.05$206,103.84
87Dec 2026$605.89$838.16$1,444.05$205,497.95
2026 Total$7,110.93$10,217.67$17,328.6
88Jan 2027$608.36$835.69$1,444.05$204,889.59
89Feb 2027$610.83$833.22$1,444.05$204,278.76
90Mar 2027$613.32$830.73$1,444.05$203,665.44
91Apr 2027$615.81$828.24$1,444.05$203,049.63
92May 2027$618.31$825.74$1,444.05$202,431.32
93Jun 2027$620.83$823.22$1,444.05$201,810.49
94Jul 2027$623.35$820.70$1,444.05$201,187.14
95Aug 2027$625.89$818.16$1,444.05$200,561.25
96Sep 2027$628.43$815.62$1,444.05$199,932.82
97Oct 2027$630.99$813.06$1,444.05$199,301.83
98Nov 2027$633.56$810.49$1,444.05$198,668.27
99Dec 2027$636.13$807.92$1,444.05$198,032.14
2027 Total$7,465.81$9,862.79$17,328.6
100Jan 2028$638.72$805.33$1,444.05$197,393.42
101Feb 2028$641.32$802.73$1,444.05$196,752.10
102Mar 2028$643.92$800.13$1,444.05$196,108.18
103Apr 2028$646.54$797.51$1,444.05$195,461.64
104May 2028$649.17$794.88$1,444.05$194,812.47
105Jun 2028$651.81$792.24$1,444.05$194,160.66
106Jul 2028$654.46$789.59$1,444.05$193,506.20
107Aug 2028$657.12$786.93$1,444.05$192,849.08
108Sep 2028$659.80$784.25$1,444.05$192,189.28
109Oct 2028$662.48$781.57$1,444.05$191,526.80
110Nov 2028$665.17$778.88$1,444.05$190,861.63
111Dec 2028$667.88$776.17$1,444.05$190,193.75
2028 Total$7,838.39$9,490.21$17,328.6
112Jan 2029$670.60$773.45$1,444.05$189,523.15
113Feb 2029$673.32$770.73$1,444.05$188,849.83
114Mar 2029$676.06$767.99$1,444.05$188,173.77
115Apr 2029$678.81$765.24$1,444.05$187,494.96
116May 2029$681.57$762.48$1,444.05$186,813.39
117Jun 2029$684.34$759.71$1,444.05$186,129.05
118Jul 2029$687.13$756.92$1,444.05$185,441.92
119Aug 2029$689.92$754.13$1,444.05$184,752.00
120Sep 2029$692.73$751.32$1,444.05$184,059.27
121Oct 2029$695.54$748.51$1,444.05$183,363.73
122Nov 2029$698.37$745.68$1,444.05$182,665.36
123Dec 2029$701.21$742.84$1,444.05$181,964.15
2029 Total$8,229.6$9,099$17,328.6
124Jan 2030$704.06$739.99$1,444.05$181,260.09
125Feb 2030$706.93$737.12$1,444.05$180,553.16
126Mar 2030$709.80$734.25$1,444.05$179,843.36
127Apr 2030$712.69$731.36$1,444.05$179,130.67
128May 2030$715.59$728.46$1,444.05$178,415.08
129Jun 2030$718.50$725.55$1,444.05$177,696.58
130Jul 2030$721.42$722.63$1,444.05$176,975.16
131Aug 2030$724.35$719.70$1,444.05$176,250.81
132Sep 2030$727.30$716.75$1,444.05$175,523.51
133Oct 2030$730.25$713.80$1,444.05$174,793.26
134Nov 2030$733.22$710.83$1,444.05$174,060.04
135Dec 2030$736.21$707.84$1,444.05$173,323.83
2030 Total$8,640.32$8,688.28$17,328.6
136Jan 2031$739.20$704.85$1,444.05$172,584.63
137Feb 2031$742.21$701.84$1,444.05$171,842.42
138Mar 2031$745.22$698.83$1,444.05$171,097.20
139Apr 2031$748.25$695.80$1,444.05$170,348.95
140May 2031$751.30$692.75$1,444.05$169,597.65
141Jun 2031$754.35$689.70$1,444.05$168,843.30
142Jul 2031$757.42$686.63$1,444.05$168,085.88
143Aug 2031$760.50$683.55$1,444.05$167,325.38
144Sep 2031$763.59$680.46$1,444.05$166,561.79
145Oct 2031$766.70$677.35$1,444.05$165,795.09
146Nov 2031$769.82$674.23$1,444.05$165,025.27
147Dec 2031$772.95$671.10$1,444.05$164,252.32
2031 Total$9,071.51$8,257.09$17,328.6
148Jan 2032$776.09$667.96$1,444.05$163,476.23
149Feb 2032$779.25$664.80$1,444.05$162,696.98
150Mar 2032$782.42$661.63$1,444.05$161,914.56
151Apr 2032$785.60$658.45$1,444.05$161,128.96
152May 2032$788.79$655.26$1,444.05$160,340.17
153Jun 2032$792.00$652.05$1,444.05$159,548.17
154Jul 2032$795.22$648.83$1,444.05$158,752.95
155Aug 2032$798.45$645.60$1,444.05$157,954.50
156Sep 2032$801.70$642.35$1,444.05$157,152.80
157Oct 2032$804.96$639.09$1,444.05$156,347.84
158Nov 2032$808.24$635.81$1,444.05$155,539.60
159Dec 2032$811.52$632.53$1,444.05$154,728.08
2032 Total$9,524.24$7,804.36$17,328.6
160Jan 2033$814.82$629.23$1,444.05$153,913.26
161Feb 2033$818.14$625.91$1,444.05$153,095.12
162Mar 2033$821.46$622.59$1,444.05$152,273.66
163Apr 2033$824.80$619.25$1,444.05$151,448.86
164May 2033$828.16$615.89$1,444.05$150,620.70
165Jun 2033$831.53$612.52$1,444.05$149,789.17
166Jul 2033$834.91$609.14$1,444.05$148,954.26
167Aug 2033$838.30$605.75$1,444.05$148,115.96
168Sep 2033$841.71$602.34$1,444.05$147,274.25
169Oct 2033$845.13$598.92$1,444.05$146,429.12
170Nov 2033$848.57$595.48$1,444.05$145,580.55
171Dec 2033$852.02$592.03$1,444.05$144,728.53
2033 Total$9,999.55$7,329.05$17,328.6
172Jan 2034$855.49$588.56$1,444.05$143,873.04
173Feb 2034$858.97$585.08$1,444.05$143,014.07
174Mar 2034$862.46$581.59$1,444.05$142,151.61
175Apr 2034$865.97$578.08$1,444.05$141,285.64
176May 2034$869.49$574.56$1,444.05$140,416.15
177Jun 2034$873.02$571.03$1,444.05$139,543.13
178Jul 2034$876.57$567.48$1,444.05$138,666.56
179Aug 2034$880.14$563.91$1,444.05$137,786.42
180Sep 2034$883.72$560.33$1,444.05$136,902.70
181Oct 2034$887.31$556.74$1,444.05$136,015.39
182Nov 2034$890.92$553.13$1,444.05$135,124.47
183Dec 2034$894.54$549.51$1,444.05$134,229.93
2034 Total$10,498.6$6,830$17,328.6
184Jan 2035$898.18$545.87$1,444.05$133,331.75
185Feb 2035$901.83$542.22$1,444.05$132,429.92
186Mar 2035$905.50$538.55$1,444.05$131,524.42
187Apr 2035$909.18$534.87$1,444.05$130,615.24
188May 2035$912.88$531.17$1,444.05$129,702.36
189Jun 2035$916.59$527.46$1,444.05$128,785.77
190Jul 2035$920.32$523.73$1,444.05$127,865.45
191Aug 2035$924.06$519.99$1,444.05$126,941.39
192Sep 2035$927.82$516.23$1,444.05$126,013.57
193Oct 2035$931.59$512.46$1,444.05$125,081.98
194Nov 2035$935.38$508.67$1,444.05$124,146.60
195Dec 2035$939.19$504.86$1,444.05$123,207.41
2035 Total$11,022.52$6,306.08$17,328.6
196Jan 2036$943.01$501.04$1,444.05$122,264.40
197Feb 2036$946.84$497.21$1,444.05$121,317.56
198Mar 2036$950.69$493.36$1,444.05$120,366.87
199Apr 2036$954.56$489.49$1,444.05$119,412.31
200May 2036$958.44$485.61$1,444.05$118,453.87
201Jun 2036$962.34$481.71$1,444.05$117,491.53
202Jul 2036$966.25$477.80$1,444.05$116,525.28
203Aug 2036$970.18$473.87$1,444.05$115,555.10
204Sep 2036$974.13$469.92$1,444.05$114,580.97
205Oct 2036$978.09$465.96$1,444.05$113,602.88
206Nov 2036$982.06$461.99$1,444.05$112,620.82
207Dec 2036$986.06$457.99$1,444.05$111,634.76
2036 Total$11,572.65$5,755.95$17,328.6
208Jan 2037$990.07$453.98$1,444.05$110,644.69
209Feb 2037$994.09$449.96$1,444.05$109,650.60
210Mar 2037$998.14$445.91$1,444.05$108,652.46
211Apr 2037$1,002.20$441.85$1,444.05$107,650.26
212May 2037$1,006.27$437.78$1,444.05$106,643.99
213Jun 2037$1,010.36$433.69$1,444.05$105,633.63
214Jul 2037$1,014.47$429.58$1,444.05$104,619.16
215Aug 2037$1,018.60$425.45$1,444.05$103,600.56
216Sep 2037$1,022.74$421.31$1,444.05$102,577.82
217Oct 2037$1,026.90$417.15$1,444.05$101,550.92
218Nov 2037$1,031.08$412.97$1,444.05$100,519.84
219Dec 2037$1,035.27$408.78$1,444.05$99,484.57
2037 Total$12,150.19$5,178.41$17,328.6
220Jan 2038$1,039.48$404.57$1,444.05$98,445.09
221Feb 2038$1,043.71$400.34$1,444.05$97,401.38
222Mar 2038$1,047.95$396.10$1,444.05$96,353.43
223Apr 2038$1,052.21$391.84$1,444.05$95,301.22
224May 2038$1,056.49$387.56$1,444.05$94,244.73
225Jun 2038$1,060.79$383.26$1,444.05$93,183.94
226Jul 2038$1,065.10$378.95$1,444.05$92,118.84
227Aug 2038$1,069.43$374.62$1,444.05$91,049.41
228Sep 2038$1,073.78$370.27$1,444.05$89,975.63
229Oct 2038$1,078.15$365.90$1,444.05$88,897.48
230Nov 2038$1,082.53$361.52$1,444.05$87,814.95
231Dec 2038$1,086.94$357.11$1,444.05$86,728.01
2038 Total$12,756.56$4,572.04$17,328.6
232Jan 2039$1,091.36$352.69$1,444.05$85,636.65
233Feb 2039$1,095.79$348.26$1,444.05$84,540.86
234Mar 2039$1,100.25$343.80$1,444.05$83,440.61
235Apr 2039$1,104.72$339.33$1,444.05$82,335.89
236May 2039$1,109.22$334.83$1,444.05$81,226.67
237Jun 2039$1,113.73$330.32$1,444.05$80,112.94
238Jul 2039$1,118.26$325.79$1,444.05$78,994.68
239Aug 2039$1,122.80$321.25$1,444.05$77,871.88
240Sep 2039$1,127.37$316.68$1,444.05$76,744.51
241Oct 2039$1,131.96$312.09$1,444.05$75,612.55
242Nov 2039$1,136.56$307.49$1,444.05$74,475.99
243Dec 2039$1,141.18$302.87$1,444.05$73,334.81
2039 Total$13,393.2$3,935.4$17,328.6
244Jan 2040$1,145.82$298.23$1,444.05$72,188.99
245Feb 2040$1,150.48$293.57$1,444.05$71,038.51
246Mar 2040$1,155.16$288.89$1,444.05$69,883.35
247Apr 2040$1,159.86$284.19$1,444.05$68,723.49
248May 2040$1,164.57$279.48$1,444.05$67,558.92
249Jun 2040$1,169.31$274.74$1,444.05$66,389.61
250Jul 2040$1,174.07$269.98$1,444.05$65,215.54
251Aug 2040$1,178.84$265.21$1,444.05$64,036.70
252Sep 2040$1,183.63$260.42$1,444.05$62,853.07
253Oct 2040$1,188.45$255.60$1,444.05$61,664.62
254Nov 2040$1,193.28$250.77$1,444.05$60,471.34
255Dec 2040$1,198.13$245.92$1,444.05$59,273.21
2040 Total$14,061.6$3,267$17,328.6
256Jan 2041$1,203.01$241.04$1,444.05$58,070.20
257Feb 2041$1,207.90$236.15$1,444.05$56,862.30
258Mar 2041$1,212.81$231.24$1,444.05$55,649.49
259Apr 2041$1,217.74$226.31$1,444.05$54,431.75
260May 2041$1,222.69$221.36$1,444.05$53,209.06
261Jun 2041$1,227.67$216.38$1,444.05$51,981.39
262Jul 2041$1,232.66$211.39$1,444.05$50,748.73
263Aug 2041$1,237.67$206.38$1,444.05$49,511.06
264Sep 2041$1,242.71$201.34$1,444.05$48,268.35
265Oct 2041$1,247.76$196.29$1,444.05$47,020.59
266Nov 2041$1,252.83$191.22$1,444.05$45,767.76
267Dec 2041$1,257.93$186.12$1,444.05$44,509.83
2041 Total$14,763.38$2,565.22$17,328.6
268Jan 2042$1,263.04$181.01$1,444.05$43,246.79
269Feb 2042$1,268.18$175.87$1,444.05$41,978.61
270Mar 2042$1,273.34$170.71$1,444.05$40,705.27
271Apr 2042$1,278.52$165.53$1,444.05$39,426.75
272May 2042$1,283.71$160.34$1,444.05$38,143.04
273Jun 2042$1,288.93$155.12$1,444.05$36,854.11
274Jul 2042$1,294.18$149.87$1,444.05$35,559.93
275Aug 2042$1,299.44$144.61$1,444.05$34,260.49
276Sep 2042$1,304.72$139.33$1,444.05$32,955.77
277Oct 2042$1,310.03$134.02$1,444.05$31,645.74
278Nov 2042$1,315.36$128.69$1,444.05$30,330.38
279Dec 2042$1,320.71$123.34$1,444.05$29,009.67
2042 Total$15,500.16$1,828.44$17,328.6
280Jan 2043$1,326.08$117.97$1,444.05$27,683.59
281Feb 2043$1,331.47$112.58$1,444.05$26,352.12
282Mar 2043$1,336.88$107.17$1,444.05$25,015.24
283Apr 2043$1,342.32$101.73$1,444.05$23,672.92
284May 2043$1,347.78$96.27$1,444.05$22,325.14
285Jun 2043$1,353.26$90.79$1,444.05$20,971.88
286Jul 2043$1,358.76$85.29$1,444.05$19,613.12
287Aug 2043$1,364.29$79.76$1,444.05$18,248.83
288Sep 2043$1,369.84$74.21$1,444.05$16,878.99
289Oct 2043$1,375.41$68.64$1,444.05$15,503.58
290Nov 2043$1,381.00$63.05$1,444.05$14,122.58
291Dec 2043$1,386.62$57.43$1,444.05$12,735.96
2043 Total$16,273.71$1,054.89$17,328.6
292Jan 2044$1,392.26$51.79$1,444.05$11,343.70
293Feb 2044$1,397.92$46.13$1,444.05$9,945.78
294Mar 2044$1,403.60$40.45$1,444.05$8,542.18
295Apr 2044$1,409.31$34.74$1,444.05$7,132.87
296May 2044$1,415.04$29.01$1,444.05$5,717.83
297Jun 2044$1,420.80$23.25$1,444.05$4,297.03
298Jul 2044$1,426.58$17.47$1,444.05$2,870.45
299Aug 2044$1,432.38$11.67$1,444.05$1,438.07
300Sep 2044$1,438.07$5.85$1,443.92$0.00
2044 Total$12,735.96$260.36$12,996.32
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