Borrow amount

$300,000

Advertised Rate

1.88%

p.a Fixed - 3 years

Loan term
25 Years
Westpac
Repayment frequency
Monthly
Monthly Repayments
$1,254
Number of repayments
300
Total interest paid
$76,233
Total Repayments

$376,233

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Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1May 2021$784.11$470.00$1,254.11$299,215.89
2Jun 2021$785.34$468.77$1,254.11$298,430.55
3Jul 2021$786.57$467.54$1,254.11$297,643.98
4Aug 2021$787.80$466.31$1,254.11$296,856.18
5Sep 2021$789.04$465.07$1,254.11$296,067.14
6Oct 2021$790.27$463.84$1,254.11$295,276.87
7Nov 2021$791.51$462.60$1,254.11$294,485.36
8Dec 2021$792.75$461.36$1,254.11$293,692.61
2021 Total$6,307.39$3,725.49$10,032.88
9Jan 2022$793.99$460.12$1,254.11$292,898.62
10Feb 2022$795.24$458.87$1,254.11$292,103.38
11Mar 2022$796.48$457.63$1,254.11$291,306.90
12Apr 2022$797.73$456.38$1,254.11$290,509.17
13May 2022$798.98$455.13$1,254.11$289,710.19
14Jun 2022$800.23$453.88$1,254.11$288,909.96
15Jul 2022$801.48$452.63$1,254.11$288,108.48
16Aug 2022$802.74$451.37$1,254.11$287,305.74
17Sep 2022$804.00$450.11$1,254.11$286,501.74
18Oct 2022$805.26$448.85$1,254.11$285,696.48
19Nov 2022$806.52$447.59$1,254.11$284,889.96
20Dec 2022$807.78$446.33$1,254.11$284,082.18
2022 Total$9,610.43$5,438.89$15,049.32
21Jan 2023$809.05$445.06$1,254.11$283,273.13
22Feb 2023$810.32$443.79$1,254.11$282,462.81
23Mar 2023$811.58$442.53$1,254.11$281,651.23
24Apr 2023$812.86$441.25$1,254.11$280,838.37
25May 2023$814.13$439.98$1,254.11$280,024.24
26Jun 2023$815.41$438.70$1,254.11$279,208.83
27Jul 2023$816.68$437.43$1,254.11$278,392.15
28Aug 2023$817.96$436.15$1,254.11$277,574.19
29Sep 2023$819.24$434.87$1,254.11$276,754.95
30Oct 2023$820.53$433.58$1,254.11$275,934.42
31Nov 2023$821.81$432.30$1,254.11$275,112.61
32Dec 2023$823.10$431.01$1,254.11$274,289.51
2023 Total$9,792.67$5,256.65$15,049.32
33Jan 2024$824.39$429.72$1,254.11$273,465.12
34Feb 2024$825.68$428.43$1,254.11$272,639.44
35Mar 2024$826.97$427.14$1,254.11$271,812.47
36Apr 2024$828.27$425.84$1,254.11$270,984.20
37May 2024$829.57$424.54$1,254.11$270,154.63
38Jun 2024$830.87$423.24$1,254.11$269,323.76
39Jul 2024$832.17$421.94$1,254.11$268,491.59
40Aug 2024$833.47$420.64$1,254.11$267,658.12
41Sep 2024$834.78$419.33$1,254.11$266,823.34
42Oct 2024$836.09$418.02$1,254.11$265,987.25
43Nov 2024$837.40$416.71$1,254.11$265,149.85
44Dec 2024$838.71$415.40$1,254.11$264,311.14
2024 Total$9,978.37$5,070.95$15,049.32
45Jan 2025$840.02$414.09$1,254.11$263,471.12
46Feb 2025$841.34$412.77$1,254.11$262,629.78
47Mar 2025$842.66$411.45$1,254.11$261,787.12
48Apr 2025$843.98$410.13$1,254.11$260,943.14
49May 2025$845.30$408.81$1,254.11$260,097.84
50Jun 2025$846.62$407.49$1,254.11$259,251.22
51Jul 2025$847.95$406.16$1,254.11$258,403.27
52Aug 2025$849.28$404.83$1,254.11$257,553.99
53Sep 2025$850.61$403.50$1,254.11$256,703.38
54Oct 2025$851.94$402.17$1,254.11$255,851.44
55Nov 2025$853.28$400.83$1,254.11$254,998.16
56Dec 2025$854.61$399.50$1,254.11$254,143.55
2025 Total$10,167.59$4,881.73$15,049.32
57Jan 2026$855.95$398.16$1,254.11$253,287.60
58Feb 2026$857.29$396.82$1,254.11$252,430.31
59Mar 2026$858.64$395.47$1,254.11$251,571.67
60Apr 2026$859.98$394.13$1,254.11$250,711.69
61May 2026$861.33$392.78$1,254.11$249,850.36
62Jun 2026$862.68$391.43$1,254.11$248,987.68
63Jul 2026$864.03$390.08$1,254.11$248,123.65
64Aug 2026$865.38$388.73$1,254.11$247,258.27
65Sep 2026$866.74$387.37$1,254.11$246,391.53
66Oct 2026$868.10$386.01$1,254.11$245,523.43
67Nov 2026$869.46$384.65$1,254.11$244,653.97
68Dec 2026$870.82$383.29$1,254.11$243,783.15
2026 Total$10,360.4$4,688.92$15,049.32
69Jan 2027$872.18$381.93$1,254.11$242,910.97
70Feb 2027$873.55$380.56$1,254.11$242,037.42
71Mar 2027$874.92$379.19$1,254.11$241,162.50
72Apr 2027$876.29$377.82$1,254.11$240,286.21
73May 2027$877.66$376.45$1,254.11$239,408.55
74Jun 2027$879.04$375.07$1,254.11$238,529.51
75Jul 2027$880.41$373.70$1,254.11$237,649.10
76Aug 2027$881.79$372.32$1,254.11$236,767.31
77Sep 2027$883.17$370.94$1,254.11$235,884.14
78Oct 2027$884.56$369.55$1,254.11$234,999.58
79Nov 2027$885.94$368.17$1,254.11$234,113.64
80Dec 2027$887.33$366.78$1,254.11$233,226.31
2027 Total$10,556.84$4,492.48$15,049.32
81Jan 2028$888.72$365.39$1,254.11$232,337.59
82Feb 2028$890.11$364.00$1,254.11$231,447.48
83Mar 2028$891.51$362.60$1,254.11$230,555.97
84Apr 2028$892.91$361.20$1,254.11$229,663.06
85May 2028$894.30$359.81$1,254.11$228,768.76
86Jun 2028$895.71$358.40$1,254.11$227,873.05
87Jul 2028$897.11$357.00$1,254.11$226,975.94
88Aug 2028$898.51$355.60$1,254.11$226,077.43
89Sep 2028$899.92$354.19$1,254.11$225,177.51
90Oct 2028$901.33$352.78$1,254.11$224,276.18
91Nov 2028$902.74$351.37$1,254.11$223,373.44
92Dec 2028$904.16$349.95$1,254.11$222,469.28
2028 Total$10,757.03$4,292.29$15,049.32
93Jan 2029$905.57$348.54$1,254.11$221,563.71
94Feb 2029$906.99$347.12$1,254.11$220,656.72
95Mar 2029$908.41$345.70$1,254.11$219,748.31
96Apr 2029$909.84$344.27$1,254.11$218,838.47
97May 2029$911.26$342.85$1,254.11$217,927.21
98Jun 2029$912.69$341.42$1,254.11$217,014.52
99Jul 2029$914.12$339.99$1,254.11$216,100.40
100Aug 2029$915.55$338.56$1,254.11$215,184.85
101Sep 2029$916.99$337.12$1,254.11$214,267.86
102Oct 2029$918.42$335.69$1,254.11$213,349.44
103Nov 2029$919.86$334.25$1,254.11$212,429.58
104Dec 2029$921.30$332.81$1,254.11$211,508.28
2029 Total$10,961$4,088.32$15,049.32
105Jan 2030$922.75$331.36$1,254.11$210,585.53
106Feb 2030$924.19$329.92$1,254.11$209,661.34
107Mar 2030$925.64$328.47$1,254.11$208,735.70
108Apr 2030$927.09$327.02$1,254.11$207,808.61
109May 2030$928.54$325.57$1,254.11$206,880.07
110Jun 2030$930.00$324.11$1,254.11$205,950.07
111Jul 2030$931.45$322.66$1,254.11$205,018.62
112Aug 2030$932.91$321.20$1,254.11$204,085.71
113Sep 2030$934.38$319.73$1,254.11$203,151.33
114Oct 2030$935.84$318.27$1,254.11$202,215.49
115Nov 2030$937.31$316.80$1,254.11$201,278.18
116Dec 2030$938.77$315.34$1,254.11$200,339.41
2030 Total$11,168.87$3,880.45$15,049.32
117Jan 2031$940.24$313.87$1,254.11$199,399.17
118Feb 2031$941.72$312.39$1,254.11$198,457.45
119Mar 2031$943.19$310.92$1,254.11$197,514.26
120Apr 2031$944.67$309.44$1,254.11$196,569.59
121May 2031$946.15$307.96$1,254.11$195,623.44
122Jun 2031$947.63$306.48$1,254.11$194,675.81
123Jul 2031$949.12$304.99$1,254.11$193,726.69
124Aug 2031$950.60$303.51$1,254.11$192,776.09
125Sep 2031$952.09$302.02$1,254.11$191,824.00
126Oct 2031$953.59$300.52$1,254.11$190,870.41
127Nov 2031$955.08$299.03$1,254.11$189,915.33
128Dec 2031$956.58$297.53$1,254.11$188,958.75
2031 Total$11,380.66$3,668.66$15,049.32
129Jan 2032$958.07$296.04$1,254.11$188,000.68
130Feb 2032$959.58$294.53$1,254.11$187,041.10
131Mar 2032$961.08$293.03$1,254.11$186,080.02
132Apr 2032$962.58$291.53$1,254.11$185,117.44
133May 2032$964.09$290.02$1,254.11$184,153.35
134Jun 2032$965.60$288.51$1,254.11$183,187.75
135Jul 2032$967.12$286.99$1,254.11$182,220.63
136Aug 2032$968.63$285.48$1,254.11$181,252.00
137Sep 2032$970.15$283.96$1,254.11$180,281.85
138Oct 2032$971.67$282.44$1,254.11$179,310.18
139Nov 2032$973.19$280.92$1,254.11$178,336.99
140Dec 2032$974.72$279.39$1,254.11$177,362.27
2032 Total$11,596.48$3,452.84$15,049.32
141Jan 2033$976.24$277.87$1,254.11$176,386.03
142Feb 2033$977.77$276.34$1,254.11$175,408.26
143Mar 2033$979.30$274.81$1,254.11$174,428.96
144Apr 2033$980.84$273.27$1,254.11$173,448.12
145May 2033$982.37$271.74$1,254.11$172,465.75
146Jun 2033$983.91$270.20$1,254.11$171,481.84
147Jul 2033$985.46$268.65$1,254.11$170,496.38
148Aug 2033$987.00$267.11$1,254.11$169,509.38
149Sep 2033$988.55$265.56$1,254.11$168,520.83
150Oct 2033$990.09$264.02$1,254.11$167,530.74
151Nov 2033$991.65$262.46$1,254.11$166,539.09
152Dec 2033$993.20$260.91$1,254.11$165,545.89
2033 Total$11,816.38$3,232.94$15,049.32
153Jan 2034$994.75$259.36$1,254.11$164,551.14
154Feb 2034$996.31$257.80$1,254.11$163,554.83
155Mar 2034$997.87$256.24$1,254.11$162,556.96
156Apr 2034$999.44$254.67$1,254.11$161,557.52
157May 2034$1,001.00$253.11$1,254.11$160,556.52
158Jun 2034$1,002.57$251.54$1,254.11$159,553.95
159Jul 2034$1,004.14$249.97$1,254.11$158,549.81
160Aug 2034$1,005.72$248.39$1,254.11$157,544.09
161Sep 2034$1,007.29$246.82$1,254.11$156,536.80
162Oct 2034$1,008.87$245.24$1,254.11$155,527.93
163Nov 2034$1,010.45$243.66$1,254.11$154,517.48
164Dec 2034$1,012.03$242.08$1,254.11$153,505.45
2034 Total$12,040.44$3,008.88$15,049.32
165Jan 2035$1,013.62$240.49$1,254.11$152,491.83
166Feb 2035$1,015.21$238.90$1,254.11$151,476.62
167Mar 2035$1,016.80$237.31$1,254.11$150,459.82
168Apr 2035$1,018.39$235.72$1,254.11$149,441.43
169May 2035$1,019.99$234.12$1,254.11$148,421.44
170Jun 2035$1,021.58$232.53$1,254.11$147,399.86
171Jul 2035$1,023.18$230.93$1,254.11$146,376.68
172Aug 2035$1,024.79$229.32$1,254.11$145,351.89
173Sep 2035$1,026.39$227.72$1,254.11$144,325.50
174Oct 2035$1,028.00$226.11$1,254.11$143,297.50
175Nov 2035$1,029.61$224.50$1,254.11$142,267.89
176Dec 2035$1,031.22$222.89$1,254.11$141,236.67
2035 Total$12,268.78$2,780.54$15,049.32
177Jan 2036$1,032.84$221.27$1,254.11$140,203.83
178Feb 2036$1,034.46$219.65$1,254.11$139,169.37
179Mar 2036$1,036.08$218.03$1,254.11$138,133.29
180Apr 2036$1,037.70$216.41$1,254.11$137,095.59
181May 2036$1,039.33$214.78$1,254.11$136,056.26
182Jun 2036$1,040.96$213.15$1,254.11$135,015.30
183Jul 2036$1,042.59$211.52$1,254.11$133,972.71
184Aug 2036$1,044.22$209.89$1,254.11$132,928.49
185Sep 2036$1,045.86$208.25$1,254.11$131,882.63
186Oct 2036$1,047.49$206.62$1,254.11$130,835.14
187Nov 2036$1,049.13$204.98$1,254.11$129,786.01
188Dec 2036$1,050.78$203.33$1,254.11$128,735.23
2036 Total$12,501.44$2,547.88$15,049.32
189Jan 2037$1,052.42$201.69$1,254.11$127,682.81
190Feb 2037$1,054.07$200.04$1,254.11$126,628.74
191Mar 2037$1,055.72$198.39$1,254.11$125,573.02
192Apr 2037$1,057.38$196.73$1,254.11$124,515.64
193May 2037$1,059.04$195.07$1,254.11$123,456.60
194Jun 2037$1,060.69$193.42$1,254.11$122,395.91
195Jul 2037$1,062.36$191.75$1,254.11$121,333.55
196Aug 2037$1,064.02$190.09$1,254.11$120,269.53
197Sep 2037$1,065.69$188.42$1,254.11$119,203.84
198Oct 2037$1,067.36$186.75$1,254.11$118,136.48
199Nov 2037$1,069.03$185.08$1,254.11$117,067.45
200Dec 2037$1,070.70$183.41$1,254.11$115,996.75
2037 Total$12,738.48$2,310.84$15,049.32
201Jan 2038$1,072.38$181.73$1,254.11$114,924.37
202Feb 2038$1,074.06$180.05$1,254.11$113,850.31
203Mar 2038$1,075.74$178.37$1,254.11$112,774.57
204Apr 2038$1,077.43$176.68$1,254.11$111,697.14
205May 2038$1,079.12$174.99$1,254.11$110,618.02
206Jun 2038$1,080.81$173.30$1,254.11$109,537.21
207Jul 2038$1,082.50$171.61$1,254.11$108,454.71
208Aug 2038$1,084.20$169.91$1,254.11$107,370.51
209Sep 2038$1,085.90$168.21$1,254.11$106,284.61
210Oct 2038$1,087.60$166.51$1,254.11$105,197.01
211Nov 2038$1,089.30$164.81$1,254.11$104,107.71
212Dec 2038$1,091.01$163.10$1,254.11$103,016.70
2038 Total$12,980.05$2,069.27$15,049.32
213Jan 2039$1,092.72$161.39$1,254.11$101,923.98
214Feb 2039$1,094.43$159.68$1,254.11$100,829.55
215Mar 2039$1,096.14$157.97$1,254.11$99,733.41
216Apr 2039$1,097.86$156.25$1,254.11$98,635.55
217May 2039$1,099.58$154.53$1,254.11$97,535.97
218Jun 2039$1,101.30$152.81$1,254.11$96,434.67
219Jul 2039$1,103.03$151.08$1,254.11$95,331.64
220Aug 2039$1,104.76$149.35$1,254.11$94,226.88
221Sep 2039$1,106.49$147.62$1,254.11$93,120.39
222Oct 2039$1,108.22$145.89$1,254.11$92,012.17
223Nov 2039$1,109.96$144.15$1,254.11$90,902.21
224Dec 2039$1,111.70$142.41$1,254.11$89,790.51
2039 Total$13,226.19$1,823.13$15,049.32
225Jan 2040$1,113.44$140.67$1,254.11$88,677.07
226Feb 2040$1,115.18$138.93$1,254.11$87,561.89
227Mar 2040$1,116.93$137.18$1,254.11$86,444.96
228Apr 2040$1,118.68$135.43$1,254.11$85,326.28
229May 2040$1,120.43$133.68$1,254.11$84,205.85
230Jun 2040$1,122.19$131.92$1,254.11$83,083.66
231Jul 2040$1,123.95$130.16$1,254.11$81,959.71
232Aug 2040$1,125.71$128.40$1,254.11$80,834.00
233Sep 2040$1,127.47$126.64$1,254.11$79,706.53
234Oct 2040$1,129.24$124.87$1,254.11$78,577.29
235Nov 2040$1,131.01$123.10$1,254.11$77,446.28
236Dec 2040$1,132.78$121.33$1,254.11$76,313.50
2040 Total$13,477.01$1,572.31$15,049.32
237Jan 2041$1,134.55$119.56$1,254.11$75,178.95
238Feb 2041$1,136.33$117.78$1,254.11$74,042.62
239Mar 2041$1,138.11$116.00$1,254.11$72,904.51
240Apr 2041$1,139.89$114.22$1,254.11$71,764.62
241May 2041$1,141.68$112.43$1,254.11$70,622.94
242Jun 2041$1,143.47$110.64$1,254.11$69,479.47
243Jul 2041$1,145.26$108.85$1,254.11$68,334.21
244Aug 2041$1,147.05$107.06$1,254.11$67,187.16
245Sep 2041$1,148.85$105.26$1,254.11$66,038.31
246Oct 2041$1,150.65$103.46$1,254.11$64,887.66
247Nov 2041$1,152.45$101.66$1,254.11$63,735.21
248Dec 2041$1,154.26$99.85$1,254.11$62,580.95
2041 Total$13,732.55$1,316.77$15,049.32
249Jan 2042$1,156.07$98.04$1,254.11$61,424.88
250Feb 2042$1,157.88$96.23$1,254.11$60,267.00
251Mar 2042$1,159.69$94.42$1,254.11$59,107.31
252Apr 2042$1,161.51$92.60$1,254.11$57,945.80
253May 2042$1,163.33$90.78$1,254.11$56,782.47
254Jun 2042$1,165.15$88.96$1,254.11$55,617.32
255Jul 2042$1,166.98$87.13$1,254.11$54,450.34
256Aug 2042$1,168.80$85.31$1,254.11$53,281.54
257Sep 2042$1,170.64$83.47$1,254.11$52,110.90
258Oct 2042$1,172.47$81.64$1,254.11$50,938.43
259Nov 2042$1,174.31$79.80$1,254.11$49,764.12
260Dec 2042$1,176.15$77.96$1,254.11$48,587.97
2042 Total$13,992.98$1,056.34$15,049.32
261Jan 2043$1,177.99$76.12$1,254.11$47,409.98
262Feb 2043$1,179.83$74.28$1,254.11$46,230.15
263Mar 2043$1,181.68$72.43$1,254.11$45,048.47
264Apr 2043$1,183.53$70.58$1,254.11$43,864.94
265May 2043$1,185.39$68.72$1,254.11$42,679.55
266Jun 2043$1,187.25$66.86$1,254.11$41,492.30
267Jul 2043$1,189.11$65.00$1,254.11$40,303.19
268Aug 2043$1,190.97$63.14$1,254.11$39,112.22
269Sep 2043$1,192.83$61.28$1,254.11$37,919.39
270Oct 2043$1,194.70$59.41$1,254.11$36,724.69
271Nov 2043$1,196.57$57.54$1,254.11$35,528.12
272Dec 2043$1,198.45$55.66$1,254.11$34,329.67
2043 Total$14,258.3$791.02$15,049.32
273Jan 2044$1,200.33$53.78$1,254.11$33,129.34
274Feb 2044$1,202.21$51.90$1,254.11$31,927.13
275Mar 2044$1,204.09$50.02$1,254.11$30,723.04
276Apr 2044$1,205.98$48.13$1,254.11$29,517.06
277May 2044$1,207.87$46.24$1,254.11$28,309.19
278Jun 2044$1,209.76$44.35$1,254.11$27,099.43
279Jul 2044$1,211.65$42.46$1,254.11$25,887.78
280Aug 2044$1,213.55$40.56$1,254.11$24,674.23
281Sep 2044$1,215.45$38.66$1,254.11$23,458.78
282Oct 2044$1,217.36$36.75$1,254.11$22,241.42
283Nov 2044$1,219.27$34.84$1,254.11$21,022.15
284Dec 2044$1,221.18$32.93$1,254.11$19,800.97
2044 Total$14,528.7$520.62$15,049.32
285Jan 2045$1,223.09$31.02$1,254.11$18,577.88
286Feb 2045$1,225.00$29.11$1,254.11$17,352.88
287Mar 2045$1,226.92$27.19$1,254.11$16,125.96
288Apr 2045$1,228.85$25.26$1,254.11$14,897.11
289May 2045$1,230.77$23.34$1,254.11$13,666.34
290Jun 2045$1,232.70$21.41$1,254.11$12,433.64
291Jul 2045$1,234.63$19.48$1,254.11$11,199.01
292Aug 2045$1,236.56$17.55$1,254.11$9,962.45
293Sep 2045$1,238.50$15.61$1,254.11$8,723.95
294Oct 2045$1,240.44$13.67$1,254.11$7,483.51
295Nov 2045$1,242.39$11.72$1,254.11$6,241.12
296Dec 2045$1,244.33$9.78$1,254.11$4,996.79
2045 Total$14,804.18$245.14$15,049.32
297Jan 2046$1,246.28$7.83$1,254.11$3,750.51
298Feb 2046$1,248.23$5.88$1,254.11$2,502.28
299Mar 2046$1,250.19$3.92$1,254.11$1,252.09
300Apr 2046$1,252.09$1.96$1,254.05$0.00
2046 Total$4,996.79$19.59$5,016.38