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Premier Advantage Package Rocket Repay Home Loan (Principal and Interest) ($250k-$500k)

For any query, Call: 1300 001 153
RewardsReceive 200,000 Velocity Points when you take out a new home loan up to $1M and 500,000 Velocity Points for loans over $1M under the Premier Advantage Package. OR Receive a $1,250 refinance rebate when you refinance your home loan to a Premier Advantage Package home loan. Both offers have a min loan size $250k and excludes refinances within the Westpac Group.
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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • No upfront fees
  • 100% full offset account
  • Suitable for low deposits
  • Parents can sign as guarantor
Cons:
  • Annual fee charged
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates

Fees and Features

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$250k - $500k
Total repayments
Total repayments
$644,400
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$350
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$250k - $500k
Total repayments
Total repayments
$644,400
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$350
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

Compare and review home loans with similar features

Loan Profile
Advertised rate
Advertised rate
4.25%
Variable
Advertised rate
4.39%
Variable
Advertised rate
4.82%
Variable
Advertised rate
5.38%
Variable
Comparison rate*
Comparison rate*
4.64%
Comparison rate*
4.78%
Comparison rate*
4.86%
Comparison rate*
5.52%
Monthly repayment
Monthly repayment
$1,722
Monthly repayment
$1,751
Monthly repayment
$1,841
Monthly repayment
$1,961
Total repayments
Total repayments
$619,920
Total repayments
$630,360
Total repayments
$662,760
Total repayments
$705,960
Loan term
Loan term
0 - 30 years
Loan term
1 - 30 years
Loan term
1 - 30 years
Loan term
1 - 30 years
Loan Fees
Estimated upfront fees
Estimated upfront fees
$0
Estimated upfront fees
$0
Estimated upfront fees
$595.00
Estimated upfront fees
$600.00
Legal fee
Legal fee
At Cost
Legal fee
$0
Legal fee
$0
Legal fee
$0
Discharge fee
Discharge fee
$300
Discharge fee
$350
Discharge fee
$250
Discharge fee
$350
Application fee
Application fee
$0
Application fee
$0
Application fee
$595
Application fee
$600
Ongoing fee
Ongoing fee
$395 annually
Ongoing fee
$395 annually
Ongoing fee
$0
Ongoing fee
$8 monthly
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Questions? We’re only a call away.

Call us now
1300 001 153
Office hours: Monday – Friday | 9am – 6pm

Westpac is Australia’s first bank and oldest company. Westpac was first founded in 1817 as the Bank of New South Wales and changed its name to Westpac Banking Corporation in 1982.

Westpac is one of Australia’s big four banks and has grown to serve over 13 million customers. It offers a wide range of home loan products, including owner-occupier loans and investor loans, as well as lines of credit and split loans.

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