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Westpac home loans
Westpac is Australia’s first bank and oldest company. Westpac was first founded in 1817 as the Bank of New South Wales and changed its name to Westpac Banking Corporation in 1982.
Westpac is one of Australia’s big four banks and has grown to serve over 13 million customers. It offers a wide range of home loan products, including owner-occupier loans and investor loans, as well as lines of credit and split loans.
Personal Finance Editor
Content updated
Product data updated
Why choose Westpac
Westpac Home Loans
Loan amount
Minimum deposit
Loan type & Term
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6.84%
7.16%
$2,528
Australian Credit Licence 233714
Fees & charges apply
- Owner Occupied
- Variable
- 5% min deposit
- P&I
7.24%
7.56%
$2,228
Australian Credit Licence 233714
Fees & charges apply
- Investor
- Variable
- 30% min deposit
- Interest Only
9.42%
9.55%
$2,748
Australian Credit Licence 233714
Fees & charges apply
Rocket Repay Home Loan
- Owner Occupied
- Variable
- 20% min deposit
- Interest Only
8.13%
8.45%
$2,371
Australian Credit Licence 233714
Fees & charges apply
Premier Advantage Package
- Owner Occupied
- Variable
- 20% min deposit
- Interest Only
7.34%
7.66%
$2,258
Australian Credit Licence 233714
Fees & charges apply
Flexi First Option Investment Loan
- Investor
- Variable
- 20% min deposit
- Interest Only
6.44%
6.76%
$2,438
Australian Credit Licence 233714
Fees & charges apply
Basic Variable Rate (Flexi First Option) Home Loan
- Owner Occupied
- Variable
- 30% min deposit
- P&I
6.54%
6.86%
$2,460
Australian Credit Licence 233714
Fees & charges apply
Basic Variable Rate (Flexi First Option) Home Loan
- Owner Occupied
- Variable
- 20% min deposit
- P&I
6.74%
7.06%
$2,505
Australian Credit Licence 233714
Fees & charges apply
Flexi First Option Investment Loan
- Investor
- Variable
- 30% min deposit
- P&I
6.84%
7.16%
$2,528
Australian Credit Licence 233714
Fees & charges apply
Flexi First Option Investment Loan
- Investor
- Variable
- 20% min deposit
- P&I
6.69%
7.43%
$2,405
Australian Credit Licence 233714
Fees & charges apply
Premier Advantage Package
- Owner Occupied
- Fixed 5 years
- 30% min deposit
- P&I
6.59%
7.45%
$2,383
Australian Credit Licence 233714
Fees & charges apply
Premier Advantage Package
- Owner Occupied
- Fixed 4 years
- 30% min deposit
- P&I
7.14%
7.46%
$2,596
Australian Credit Licence 233714
Fees & charges apply
Flexi First Option Investment Loan
- Investor
- Variable
- 10% min deposit
- P&I
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
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at interest rate 5%
Total interest payable
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Total loan repayments
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Contact a mortgage broker
Westpac homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.