Home
Home Loans
Companies
Wide Bay Australia

Auswide Bank home loans

Auswide Bank (formerly Wide Bay Australia) was created in 1966 as Queensland-based building society, later becoming a bank. It was started with the aim of challenging the big four banks by providing low-deposit home loans.

In recent years Auswide Bank has gone on to offer an extensive range of personal finance and banking products to help everyday Australians achieve their goals and build their wealth.

As the name would suggest, Auswide Bank is widely accessible with branches and ATMs across the country. Before its relaunch, Auswide Bank was named by the People’s Choice Awards as “Best Building Society” in 2014.

Other available products

Content updated

17 Oct, 2022

Product data updated

25 Apr, 2024

Why choose Auswide Bank

Benefits

Can accommodate people with smaller deposits.
Opportunity to bundle financial products together.
Offers discounts on the interest rate.
Flexible repayment schedule with weekly, fortnightly and monthly repayment options.

Drawbacks

Limited home loan products to choose from.
Some products have moderate to high fees.

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

Your estimated mortgage repayments

Total interest

Total repayments

How much can I borrow?

Compare home loans

All calculations are estimates only; they are not guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
It is assumed that data entered into the calculator, including interest rates, do not change for the lifetime of the loan - unless specified.
The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'.
At the end of the interest-only period, the rate may change. For this calculation, rate switches to the current rate.
The current rate is today’s average big 4 owner occupier advertised discounted variable rate (LVR 80%), unless you have inserted your own rate.
Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.

Months are assumed to be of equal length. However, given some months are longer than others, interest charged may vary depending upon the month.
One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.
The calculator uses the unrounded repayment to derive the home loan summary line graph and repayment schedule. However, institutions may round repayments to the nearest cent.
Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
Calculator does not include the cost of fees or other extra charges.
Calculator does not account for changes to interest rates over time.
This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Consider whether you need financial advice from a qualified adviser.
After the interest only term ends, your repayments will change based on the current* interest rate. This rate is subject to change. Read our full disclaimer.

Contact a mortgage broker

Auswide Bank homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

Al Hamayoon

VIC3175

Australian Credit Licence: 393195

Get expert advice from a home loans specialist.

Al Hamayoon is a highly motivated and experienced professional. With his access to a wide range of products, he is here ...

View Profile

Faraz Haroon

NSW2765

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

I am always on the lookout for the best result for my clients. I dedicate my time to better understand my clients' goals...

View Profile

Andrew Kalogirou

VIC3764

Australian Credit Licence: 393195

Get expert advice from a home loans specialist.

Growing up always wanting to be a high achiever being a leader has always been my goal. In my previous job in which I wa...

View Profile

Auswide Bank customer service

Auswide Bank has a nationwide lending presence supported through branches, a network of lending consultants and the company website. If Auswide Bank home loan customers can’t go into a branch they can get in touch via telephone, or use internet-based services such as email, online banking and the mobile app. Customers can also contact Auswide Bank staff online via the website’s live chat facility.

Customer service centre (phone)
Mobile app
Online banking
Email
Live Chat
Branch
Mobile banking staff

How to Apply

There are two ways to apply for an Auswide Bank home loan: in person by visiting an Auswide Bank branch or via the company’s website. Before submitting a loan application borrowers should fully consider their budget. They can use helpful tools such as a repayment calculator to receive an indication of how much a home loan is likely to cost. To support all home loan applications Auswide Bank requires a range of documentation that includes:

Proof of identification.
Occupation and/or employer details.
Gross monthly income from all sources.
Asset details (a list of what you own, such as property, motor vehicles, shares, furniture, superannuation, and their values).
Existing loans (home loans, personal loans, leasing contracts, hire purchase).
Credit card limits and current balances.
Savings account details.
Details of the property you are offering as security for the loan.

Share this page

About our expert

RateCity

At RateCity, it’s not just our expert money writers and news journalists that are passionate about helping Aussies save money. Stories are also published by our experienced data analysts, property experts, and product marketing team using this byline.

Did you find this page helpful?

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Auswide Bank home loans

Why choose Auswide Bank

Benefits

Drawbacks