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RateCity Says: If you have 40% deposit or equity available in your home, you may be able to enjoy the benefits of this rate, plus offset and redraw, with no ongoing fees.
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Your estimated repayment
based on $280,000 loan amount for 25 years at 1.99%
Quick home loan review
For Ocean O/O 60
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 60% of the property's value
Home loan overview
For Ocean O/O 60
- Application method
Interest rate type
$50k - $1m
Loan term range
3 - 30 years
Principal & interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Unlimited extra repayments
100% offset account
Redraw fee: $0
Split interest facility
Repayment holiday available
Available for first home buyers
Total estimated upfront fees
Other upfront fee
Target Market Determination
Visit WLTH to view Target Market Determination.
Up to 4 splits, Bpay, Direct Debit, Debt consolidation
Category 1 & 2 Postcodes
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Home Loans News
House price growth to slow by 2023 according to CBA
The forecast return of a rising cash rate is expected to slow the meteoric rise in property values around Australia, according to a new report from the Commonwealth Bank of Australia. However, improved wage growth combined with the return of international immigration should help prevent a house price freefall.
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