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RateCity Says: If you have 40% deposit or equity available in your home, you may be able to enjoy the benefits of this rate, plus offset and redraw, with no ongoing fees.
Winner of Best Refinance Home Loan, RateCity Gold Awards 2022
Calculate your repayments for this loan
Your estimated repayment
based on $300,000 loan amount for 25 years at 2.16%
Quick home loan review
For Ocean O/O 60
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
- Features on 2021 RateCity Awards
These are the drawbacks of this home loan.
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 60% of the property's value
Home loan overview
For Ocean O/O 60
- Application method
Interest rate type
$50k - $1m
Loan term range
5 - 30 years
Principal & interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Unlimited extra repayments
100% offset account
Redraw fee: $0
Split interest facility
Repayment holiday available
Available for first home buyers
Total estimated upfront fees
Other upfront fee
Target Market Determination
Visit WLTH to view Target Market Determination.
Up to 4 splits, Bpay, Direct Debit, Debt consolidation
Category 1 & 2 Postcodes
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