On this page
CashbackReceive $1,000 when you refinance min of $250k with WLTH from 26 July. Settle by 30 November 2021. Terms, conditions, eligibility and credit criteria apply.
RateCity Says: If you have 40% deposit or equity available in your home, you may be able to enjoy the benefits of this rate, plus offset and redraw, with no ongoing fees.
Calculate your repayments for this loan
Your estimated repayment
based on $300,000 loan amount for 25 years at 1.99%
Quick home loan review
For Ocean O/O 60
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 60% of the property's value
Home loan overview
For Ocean O/O 60
- Application method
Interest rate type
$50k - $1m
Loan term range
3 - 30 years
Principal & interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Unlimited extra repayments
100% offset account
Redraw fee: $0
Split interest facility
Repayment holiday available
Available for first home buyers
Total estimated upfront fees
Other upfront fee
- Cashback Receive $1,000 when you refinance min of $250k with WLTH from 26 July. Settle by 30 November 2021. Terms, conditions, eligibility and credit criteria apply.
Target Market Determination
Visit WLTH to view Target Market Determination.
Up to 4 splits, Bpay, Direct Debit, Debt consolidation
Category 1 & 2 Postcodes
Compare and review home loans with similar features
Home Loans News
New home loan stress test – how much less Australians will be able to borrow
The maximum amount Australians can borrow from the bank to buy a property is set to drop, as APRA tightens lending rules. Banks need to check if people can repay their loan at 3% more than their current interest rate, or the ‘floor’ rate set by the bank – whichever is higher.
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
Where can you apply for this loan?