On this page
RateCity Says: If you have 40% deposit or equity available in your home, you may be able to enjoy the benefits of this rate, plus offset and redraw, with no ongoing fees.
Calculate your repayments for this loan
Your estimated repayment
based on $925,000 loan amount for 25 years at 1.99%
Quick home loan review
For Ocean O/O 60
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 60% of the property's value
Home loan overview
For Ocean O/O 60
- Application method
Interest rate type
$50k - $1m
Loan term range
3 - 30 years
Principal & interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Unlimited extra repayments
100% offset account
Redraw fee: $0
Split interest facility
Repayment holiday available
Available for first home buyers
Total estimated upfront fees
Other upfront fee
Target Market Determination
Visit WLTH to view Target Market Determination.
Up to 4 splits, Bpay, Direct Debit, Debt consolidation
Category 1 & 2 Postcodes
Compare and review home loans with similar features
Home Loans News
Some of the best home loans for investors in November 2021
It’s not yet completely clear what Australian property investors can expect over the next few years. While some analysts are forecasting another year of rising house prices before a fall in 2023, there are still a lot of unknown factors to consider that could affect how things shake out.
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
Where can you apply for this loan?