Yard Yard Home Loan (Principal and Interest) (Special) (LVR < 80%) | Review & Compare Home Loans

Yard Home Loan (Special)

RateCity Says: The special discounted variable interest rate on this online-only home loan is available for a limited time only, charging no ongoing fees.

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Interest Rate

2.74

% p.a

Variable

Comparison Rate*

2.76

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,382

based on $300,000 loan amount for 25 years at 2.74%

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Summary
Features & fees
Similar Products
Latest News

Interest Rate

2.74

% p.a

Variable

Comparison Rate*

2.76

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,382

based on $300,000 loan amount for 25 years at 2.74%

Calculate your repayments for this loan

Your estimated repayment

$1,382

based on $300,000 loan amount for 25 years at 2.74%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,361

based on $300,000 loan amount for 25 years at 2.6%

Interest Rate

2.60

% p.a

Variable

Comparison Rate*

2.63

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,382

based on $300,000 loan amount for 25 years at 2.74%

Interest Rate

2.74

% p.a

Variable

Comparison Rate*

2.74

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,375

based on $300,000 loan amount for 25 years at 2.69%

Interest Rate

2.69

% p.a

Variable

Comparison Rate*

2.76

% p.a

Interest rates ranked in the best 20%
No ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Yard Home Loan (Principal and Interest) (LVR < 80%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No ongoing fees
Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility
Split account option
Features on 2021 RateCity Awards

These are the drawbacks of this home loan.

No offset account
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Yard Home Loan (Principal and Interest) (LVR < 80%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $414,600 View repayment schedule »
Next LVR 3.13% for max LVR 90%	Interest rate type Variable
Borrowing range $150k - $1m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 2 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 530	Application fee 0
Legal fee $380	Valuation fee At Cost
Settlement fee 150	Other upfront fee 0
Ongoing fee $0	Discharge fee 500

Application method

Online Compare	Phone
Broker Talk to an expert	In branch

Available

Not available

Data not captured

Specials

Other Yard’s low-rate variable special home loan
Including unlimited additional repayments, free redraw, optional 100% offset account.

Target Market Determination

Visit Yard to view Target Market Determination.

Other Benefits

Offset accounts are available for a fee of $10 per month.

Checkout more home loans

Interest Rate

2.60

% p.a

Variable

Comparison Rate*

2.63

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

2.84

% p.a

Variable

Comparison Rate*

2.85

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest Rate

3.73

% p.a

Variable

Comparison Rate*

3.73

% p.a

Rewards

Earn 300,000 Qantas Points for eligible home loans over $300k ~ Ends in about 2 months

Real Time Rating™

Interest Rate

2.84

% p.a

Variable

Comparison Rate*

2.87

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Product data updated on 28 Jun 2022

FAQs

The range you can borrow from this loan is $150k to $1,000,000.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

Yard allows you to have this loan for a range of 2 to 30 years.

Yard allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $530 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Yard makes it possible to apply for this product online. Apply here.

Yes, this Yard loan is available through a broker. Find a broker to help you with your needs.

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