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Yard Home Loan (Special)
RateCity Says: The special discounted variable interest rate on this online-only home loan is available for a limited time only, charging no ongoing fees.

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2.74
% p.a
Variable
2.76
% p.a
$1,382
based on $300,000 loan amount for 25 years at 2.74%

On this page
2.74
% p.a
Variable
2.76
% p.a
$1,382
based on $300,000 loan amount for 25 years at 2.74%
Calculate your repayments for this loan
Your estimated repayment
$1,382
based on $300,000 loan amount for 25 years at 2.74%
Based on your details, you can compare and save on the following home loans
Quick home loan review
For Yard Home Loan (Principal and Interest) (LVR < 80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
- Features on 2021 RateCity Awards
These are the drawbacks of this home loan.
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Yard Home Loan (Principal and Interest) (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $414,600 |
Interest rate type Variable | |
Borrowing range
$150k
-
$1m
| Suitable for Owner Occupiers |
Loan term range 2 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 530 | Application fee 0 |
Legal fee $380 | Valuation fee At Cost |
Settlement fee 150 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 500 |
Application method
Online | Phone |
Broker | In branch |
- Other Yard’s low-rate variable special home loanIncluding unlimited additional repayments, free redraw, optional 100% offset account.
Target Market Determination
Visit Yard to view Target Market Determination.
Other Benefits
Offset accounts are available for a fee of $10 per month.
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