Reserve Bank keeps the official cash rate at 4.75%. Retail spending expected to benefit. Tips on using your credit card wisely this festive season.
Borrowers andChristmas shoppers breathe a sigh of relief

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Can I get a $1,500 payday loan with bad credit?
Yes, it may be possible to get a $1,500 payday loan with bad credit. Some payday lenders give loans to people with bad credit histories if they believe the borrower has the capacity to repay the loan.
Under Australia’s responsible lending rules, lenders aren’t allowed to approve $1,500 payday loans if they don’t believe the borrower can make the repayments.