NEWS & VIEWS

Pros and cons of the Liberal Party’s new super first home buyer scheme

The number of first home buyers could rise on the back of a new proposal to allow Australians to use part of their super to buy their first home. However, the scheme favours those with larger super balances and has the potential to push up property prices.

Unloan: 6 things you need to know about CBA's digital home loan

CBA has today announced the availability of its new lower-rate digital home loan, Unloan. What makes this new digital home loan offer stand out and what does it mean for Australians considering refinancing?

Is it too late to fix your home loan rate?

The RBA has hiked the cash rate for the first time in over a decade. Homeowners on variable rate loans may be wondering if they've missed the boat to fix their home loan interest rate.

Some of the best home loans for investors and refinancers in May 2022

With many banks and other mortgage lenders passing on the recent cash rate hike from the Reserve Bank of Australia (RBA), many mortgage holders may soon start feeling the pinch in their budget. And with more rate hikes expected to come in the future, it may be worth comparing alternative home loan options to get a better idea of which choice could offer more value.

Super home buyer scheme: what you should know before considering it

First home buyers will be able to access super for a home deposit under the proposed scheme from the Coalition. But how does this scheme work and why are experts suggesting this could do more harm than good?

D-day for NAB and ANZ variable customers as the cash rate hike bites

Millions of variable rate borrowers will start paying more interest on their mortgages today as two of the big four banks’ rate hikes officially kick in.

CBA to pass on 0.25% hike to 2 million NetBank Saver customers

CBA has announced it will be passing on the full 0.25 per cent rate hike to its 2 million NetBank Saver customers.

UST depegs and Bitcoin plummets: What is happening to cryptocurrencies?

With price falls for Bitcoin and Ethereum being regarded as a "crypto market crash", and TerraUSD (UST) stablecoin losing its dollar peg, Australans may be woondering what is happening to cryptocurrencies right now?

Biggest bonus points offers: top credit card points on sign up in May

There are multiple credit cards offering over 100,000 bonus bulk points on sign up. RateCity's database helps you compare the credit cards offering the biggest bulk points deals in May.

Travel to Europe return with sign up bonus points from these credit cards

There are a number of credit cards offering bulk Qantas frequent flyer points on sign up that could take you around Australia, or to Europe return, depending on your eligibility.

Which banks have increased term deposit interest rates?

This month’s Reserve Bank of Australia (RBA) board meeting saw the official cash rate rise for the first time in over a decade. But while interest rate rises may mean one thing to mortgage holders, they may be much more appealing to long-term savers.

Crypto is crashing and term deposits are rising: Choosing a high or low risk investment

The price of Bitcoin, Ethereum and other cryptocurrencies have plummeted in the last 24 hours, meanwhile interest rates for term deposits are on the rise again. Is a high risk or low risk investment option better in 2022?

Who is still offering low-rate home loans after the RBA raised rates?

In the week since the Reserve Bank of Australia (RBA) raised the national cash rate, banks and mortgage lenders have been passing on the hike by raising variable home loan interest rates. So where can you still find a low-interest home loan, and would it be worth the effort and expense of refinancing?