Australian Retirement Trust is one of Australia's largest superannuation funds following the merger of QSuper and Sunsuper in March 2022. ART-Super Savings-Retirement Income Account is designed to provide a whole of life solution, helping members manage their superannuation from the beginning of their working life through their retirement.Members have access to an investment menu comprising 7 diversified and 11 single sector options, including both actively managed and index investment strategies. The Balanced option outperformed the relevant SuperRatings Index over all time periods assessed to 30 June 2021. Fees are lower than the industry average across small and medium account balances assessed, with the asset-based administration fee charged on account balances up to $800,000 only. The fund does not charge an investment switching fee or a buy/sell spread.An excellent level of flexibility is offered, with members able to select from 5 payment frequencies, ranging from fortnightly to annually. Members with more than one investment option can nominate the proportion of payments to be drawn from each option or have their payments made proportionately across their investments. The Today and Tomorrow Strategy is also available to provide members with the opportunity for strong growth for tomorrow by investing an amount equal to twice the nominated annual income payment amount in the Cash option and the remaining account balance in the Retirement option. Additional benefits available include financial planning services, educational materials in the education hub, and interactive tools and calculators, as well as the ability to view account details and perform transactions online. A Retirement Bonus of up to $5,100 is also provided to eligible new members.

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