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Australian Retirement Trust

Australian Retirement Trust - Super Savings - Retirement Income Account

Balanced

Past 5-year return
9.57

% p.a

Admin fee

$78

Calc fees on 50k

$628

SuperRatings awards
SuperRatings Platinum 2022 Pension15 Yr Platinum Performance 2007-2022Pension of the Year Finalist 2022
Past 5-year return
9.57

% p.a

Admin fee

$78

Calc fees on 50k

$628

SuperRatings awards
SuperRatings Platinum 2022 Pension15 Yr Platinum Performance 2007-2022Pension of the Year Finalist 2022

Quick pension fund review

For Australian Retirement Trust - Super Savings - Retirement Income Account

These are the benefits of this pension fund.

  • Low administration fees
  • A wide range of investment options
  • SunTracker - A personalised financial advice program that assists members to transition smoothly into retirement
  • Today and tomorrow investment strategy
  • Online join and top-up

Australian Retirement Trust is one of Australia's largest superannuation funds following the merger of QSuper and Sunsuper in March 2022. ART-Super Savings-Retirement Income Account is designed to provide a whole of life solution, helping members manage their superannuation from the beginning of their working life through their retirement.Members have access to an investment menu comprising 7 diversified and 11 single sector options, including both actively managed and index investment strategies. The Balanced option outperformed the relevant SuperRatings Index over all time periods assessed to 30 June 2021. Fees are lower than the industry average across small and medium account balances assessed, with the asset-based administration fee charged on account balances up to $800,000 only. The fund does not charge an investment switching fee or a buy/sell spread.An excellent level of flexibility is offered, with members able to select from 5 payment frequencies, ranging from fortnightly to annually. Members with more than one investment option can nominate the proportion of payments to be drawn from each option or have their payments made proportionately across their investments. The Today and Tomorrow Strategy is also available to provide members with the opportunity for strong growth for tomorrow by investing an amount equal to twice the nominated annual income payment amount in the Cash option and the remaining account balance in the Retirement option. Additional benefits available include financial planning services, educational materials in the education hub, and interactive tools and calculators, as well as the ability to view account details and perform transactions online. A Retirement Bonus of up to $5,100 is also provided to eligible new members.

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Pension fund overview

For Australian Retirement Trust - Super Savings - Retirement Income Account

TMD

Features

Variety of options

Binding nominations

Account size discount

Online Access

Home loans

Financial planning service

Non-lapsing binding nominations

Employer size discount

Anti-detriment payments

Credit cards

Insurance Cover

Health insurance

Insurance life event increases

Total and permanent disability cover

Long term income protection

Fees

Admin fee

$78

Administration fee (%)

0.1%

Switching fee

$0

Investment fee

0.27%

Indirect cost ratio (%)

0.73%

Exit fee

$0
Available
Not available
Data not captured

Target Market Determination

Visit Australian Retirement Trust to view Target Market Determination.

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Fund fees vs. Industry average
THIS FUND
INDUSTRY AVERAGE
Fund past-5-year return vs. Industry average
THIS FUND
INDUSTRY AVERAGE
Investment allocation
INTERNATIONAL SHARES
AUSTRALIAN SHARES
PROPERTY
ALTERNATIVES
FIXED INTEREST
CASH
OTHER
Investment option performance
BALANCED
HIGH GROWTH
CONSERVATIVE BALANCE
GROWTH
AUSTRALIAN SHARES
INTERNATIONAL SHARES
PROPERTY
+ View additional option performance information