BT Financial Group

BT Panorama - Pension Compact Menu

Past 5-year return
New
Admin fee

$275

Calc fees on 50k

$845

SuperRatings awards
Past 5-year return
New
Admin fee

$275

Calc fees on 50k

$845

SuperRatings awards

Pros and Cons

Pros and Cons

  • No information has been provided by the fund to SuperRatings.

Summary

BT Panorama Pension (Compact Menu) has been designed to facilitate the retirement needs of members and offers an investment menu that can be scaled up or down as required. The fund allows members from all industries to apply for membership with their authorised adviser.BT Panorama Pension (Compact Menu) offers a suite of diversified and single sector managed funds, as well as a wide range of managed portfolios, term deposits, and cash. The Pendal Wholesale Plus Active Balanced Fund underperformed the relevant SuperRatings Index over the 3 years to 30 June 2019; however, the extensive investment menu means returns may vary depending on the option and manager selected.Fees are higher than the industry average across small account balances; however, remain competitive across medium and large account balances assessed. A minimum balance of $2,000 must be held in a cash account to facilitate various account transactions, and any associated interest charges have not been included in the calculated fees below. There are no switching fees, although a buy-sell spread may apply.BT Panorama Pension (Compact Menu) offers good pension flexibility, with members able to select from weekly through to yearly payment frequencies. Members with more than one investment option can nominate the proportion of payments to be drawn from each option. Members may also select from binding and non-binding death nomination, as well as reversionary pensions.The BT Panorama mobile app provides both members and their advisers with account information, investment trading facilities and interactive portfolio performance history tools that can be used across multiple mobile devices. The fund also provides financial advisers with a range of sophisticated portfolio management and administrative features, as well as real-time reporting for greater transparency.

Features and Fees

BT Fees and Features

    Pros and Cons

    • No information has been provided by the fund to SuperRatings.

    BT Panorama Pension (Compact Menu) has been designed to facilitate the retirement needs of members and offers an investment menu that can be scaled up or down as required. The fund allows members from all industries to apply for membership with their authorised adviser.BT Panorama Pension (Compact Menu) offers a suite of diversified and single sector managed funds, as well as a wide range of managed portfolios, term deposits, and cash. The Pendal Wholesale Plus Active Balanced Fund underperformed the relevant SuperRatings Index over the 3 years to 30 June 2019; however, the extensive investment menu means returns may vary depending on the option and manager selected.Fees are higher than the industry average across small account balances; however, remain competitive across medium and large account balances assessed. A minimum balance of $2,000 must be held in a cash account to facilitate various account transactions, and any associated interest charges have not been included in the calculated fees below. There are no switching fees, although a buy-sell spread may apply.BT Panorama Pension (Compact Menu) offers good pension flexibility, with members able to select from weekly through to yearly payment frequencies. Members with more than one investment option can nominate the proportion of payments to be drawn from each option. Members may also select from binding and non-binding death nomination, as well as reversionary pensions.The BT Panorama mobile app provides both members and their advisers with account information, investment trading facilities and interactive portfolio performance history tools that can be used across multiple mobile devices. The fund also provides financial advisers with a range of sophisticated portfolio management and administrative features, as well as real-time reporting for greater transparency.

    Read More

    BT Fees and Features

      Fund fees vs. Industry average
      THIS FUND
      INDUSTRY AVERAGE
      Fund past-5-year return vs. Industry average
      THIS FUND
      INDUSTRY AVERAGE
      Investment allocation
      INTERNATIONAL SHARES
      AUSTRALIAN SHARES
      PROPERTY
      ALTERNATIVES
      FIXED INTEREST
      CASH
      OTHER
      Investment option performance
      BALANCED
      CONSERVATIVE BALANCE
      GROWTH
      AUSTRALIAN SHARES
      INTERNATIONAL SHARES
      CAPITAL STABLE
      PROPERTY
      + View additional option performance information
      Product
      Past 5-year return
      Admin fee
      Company
      Calc fees on 50k
      Features
      SuperRatings awards
      Go to site