ESSSuper - Retirement Income Stream

Compare
Past 5-year return
10.60%
Admin fee
$52
Calculated Fees on 50k
$562
Flexible investment choice with the ability to choose the sell-down order for regular income payments.
Extensive member education program including free seminars and one-on-one consultations with internal RG146 qualified consultants.
Commutations (withdrawals) processed within 1 business day.
Full fee-for-service financial planning services available at the Fund office, with no commissions.
Online access to account details and regular communication material including quarterly statements.
Emergency Services & State Super (ESSSuper) is a dedicated super fund for emergency services and Victorian government employees. ESSSuper's Retirement Income Stream has achieved a Platinum rating for the past 10 consecutive years. ESSSuper offers members a choice of 7 'Standard Options' and 3 'Alternative Options', which are designed for members looking to prioritise a particular characteristic when investing. The default Growth option has underperformed the SuperRatings Index over the short and long term, although the fund has consistently provided low levels of volatility in investment earnings.Fees are competitive and lower than the industry average across all account balances assessed, with the administration fees subject to a combined cap of $1,500 pa. Members can switch investment options and make withdrawals at no cost. ESSSuper provides good flexibility, with members having the ability to receive payments fortnightly through to annually. Members with more than one investment option can nominate the proportion of, or order in which, payments are to be drawn from each option. Beneficiary options include both binding and non-binding nominations, as well as reversionary pensions.Members have access to limited and comprehensive financial advice provided through Adviser Network on a fee-for-service model. A wide range of interactive tools, calculators, factsheets and educational videos are also available through the fund's website. ESSSuper's Member Online further allows members to view and update account details, as well as perform transactions.

Fees & fund features

Admin fee
Admin fee
$52
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$52
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
0.00%
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
Compare your product with the big 4 banks, or add more products to compare
As seen on