Guild Trustee Services

GuildPension

No. of members: 82232
Fund size: $2b
Public offer:
Product type: Master Trust-Allocated Pension
Target market: -
Year started: 2007
Past 5-year return
-
Admin fee

$95

Calc fees on 50k

$938

SuperRatings awards
Highlighted
7.15%

$117

AustralianSuper

$472

Advisory services
Death insurance
Income protection
Online access
Term deposits
Variety of options
Go to site
Past 5-year return
-
Admin fee

$95

Calc fees on 50k

$938

SuperRatings awards

Pros and Cons

Pros and Cons

  • No information was provided by the fund to SuperRatings, hence an alert rating may be given in areas where a qualitative assessment cannot be made. For available information refer to the fund's PDS.

Summary

GuildPension was established to service the retirement needs of members from the pharmacy sector, veterinary and allied health industries. The fund is a public offer fund and allows members from all industries to apply for membership. The pension fund requires a minimum initial investment of $10,000 to commence membership.GuildPension offers a selection of 4 diversified options and a single sector option. The Growth option outperformed the relevant SuperRatings Index over the 7 years to 30 June 2019.Fees are competitive across larger account balances but remain higher than the industry average across small and medium account balances assessed. A percentage-based administration fee rebate applies to members who make an investment choice and have accounts balances of $25,000 or more. The fund does not charge switching fees, although a buy-sell spread may apply.GuildPension offers a good level of pension flexibility, with members able to select from twice-monthly through to yearly payment frequencies. Members with more than one investment option can nominate the proportion of payments to be drawn from each option. Members can also select from non-binding death nomination or reversionary lump sum death benefits.The fund offers a range of educational materials through the Learning Centre, as well as online consolidation services. Members may also register for SUPERSUPER, a rewards program that provides super contributions directly into their account each time they shop at participating retailers.

Features and Fees

GuildSuper Fees and Features

    Pros and Cons

    • No information was provided by the fund to SuperRatings, hence an alert rating may be given in areas where a qualitative assessment cannot be made. For available information refer to the fund's PDS.

    GuildPension was established to service the retirement needs of members from the pharmacy sector, veterinary and allied health industries. The fund is a public offer fund and allows members from all industries to apply for membership. The pension fund requires a minimum initial investment of $10,000 to commence membership.GuildPension offers a selection of 4 diversified options and a single sector option. The Growth option outperformed the relevant SuperRatings Index over the 7 years to 30 June 2019.Fees are competitive across larger account balances but remain higher than the industry average across small and medium account balances assessed. A percentage-based administration fee rebate applies to members who make an investment choice and have accounts balances of $25,000 or more. The fund does not charge switching fees, although a buy-sell spread may apply.GuildPension offers a good level of pension flexibility, with members able to select from twice-monthly through to yearly payment frequencies. Members with more than one investment option can nominate the proportion of payments to be drawn from each option. Members can also select from non-binding death nomination or reversionary lump sum death benefits.The fund offers a range of educational materials through the Learning Centre, as well as online consolidation services. Members may also register for SUPERSUPER, a rewards program that provides super contributions directly into their account each time they shop at participating retailers.

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    GuildSuper Fees and Features

      Fund fees vs. Industry average
      THIS FUND
      INDUSTRY AVERAGE
      Fund past-5-year return vs. Industry average
      THIS FUND
      INDUSTRY AVERAGE
      Investment allocation
      INTERNATIONAL SHARES
      AUSTRALIAN SHARES
      PROPERTY
      ALTERNATIVES
      FIXED INTEREST
      CASH
      OTHER
      Investment option performance
      BALANCED
      GROWTH
      + View additional option performance information
      Product
      Past 5-year return
      Admin fee
      Company
      Calc fees on 50k
      Features
      SuperRatings awards
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