Perpetual

Perpetual Select Pension Plan

Past 5-year return
New
Admin fee

$125

Calc fees on 50k

$1.3k

SuperRatings awards
Past 5-year return
New
Admin fee

$125

Calc fees on 50k

$1.3k

SuperRatings awards

Pros and Cons

Pros and Cons

  • Specialist investment managers (with access to some not widely available in the market).
  • Auto rebalance to automatically keep asset allocation in line with nominated investment strategy.
  • Online account access to review and transact.

Summary

Established in 1989, Perpetual Select Pension Plan is designed to service the retirement needs of individuals. Perpetual Select Pension members have access to 5 Diversified and 6 Single-Sector investment options. The Balanced option underperformed the SuperRatings Index over the 10 year period to 30 June 2019.Fees associated with this product are higher than the industry average across all account balances assessed. However, base fee rebates are applicable on account balances over $280,000, and further rebates apply for balances greater than $933,900. There are no investment switching fees charged, although changing investment options may incur transactional costs.A good level of pension flexibility is provided. Pension payments can be received monthly, quarterly, half-yearly or annually, with a choice of two dates each payment period. Members can nominate the proportion of pension payments to be drawn from each investment option or have payments drawn proportionally across investment options. Beneficiary options are comprehensive, including both binding and non-binding nominations, as well as reversionary pensions. The Pension Refresh Facility provides an easy way for members to consolidate their existing pension account balance with any additional accrued superannuation benefits. Perpetual's website is easy to navigate and mobile responsive, featuring a News and Insights centre, which contains regular investment market updates, product news, topical research and other educational information.

Features and Fees

Perpetual Fees and Features

    Pros and Cons

    • Specialist investment managers (with access to some not widely available in the market).
    • Auto rebalance to automatically keep asset allocation in line with nominated investment strategy.
    • Online account access to review and transact.

    Established in 1989, Perpetual Select Pension Plan is designed to service the retirement needs of individuals. Perpetual Select Pension members have access to 5 Diversified and 6 Single-Sector investment options. The Balanced option underperformed the SuperRatings Index over the 10 year period to 30 June 2019.Fees associated with this product are higher than the industry average across all account balances assessed. However, base fee rebates are applicable on account balances over $280,000, and further rebates apply for balances greater than $933,900. There are no investment switching fees charged, although changing investment options may incur transactional costs.A good level of pension flexibility is provided. Pension payments can be received monthly, quarterly, half-yearly or annually, with a choice of two dates each payment period. Members can nominate the proportion of pension payments to be drawn from each investment option or have payments drawn proportionally across investment options. Beneficiary options are comprehensive, including both binding and non-binding nominations, as well as reversionary pensions. The Pension Refresh Facility provides an easy way for members to consolidate their existing pension account balance with any additional accrued superannuation benefits. Perpetual's website is easy to navigate and mobile responsive, featuring a News and Insights centre, which contains regular investment market updates, product news, topical research and other educational information.

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    Perpetual Fees and Features

      Fund fees vs. Industry average
      THIS FUND
      INDUSTRY AVERAGE
      Fund past-5-year return vs. Industry average
      THIS FUND
      INDUSTRY AVERAGE
      Investment allocation
      INTERNATIONAL SHARES
      AUSTRALIAN SHARES
      PROPERTY
      ALTERNATIVES
      FIXED INTEREST
      CASH
      OTHER
      Investment option performance
      BALANCED
      HIGH GROWTH
      CONSERVATIVE BALANCE
      DIVERSIFIED FIXED INTEREST
      GROWTH
      AUSTRALIAN SHARES
      INTERNATIONAL SHARES
      CAPITAL STABLE
      PROPERTY
      CASH
      + View additional option performance information
      Product
      Past 5-year return
      Admin fee
      Company
      Calc fees on 50k
      Features
      SuperRatings awards
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