On this page
Quick pension fund review
For Whole Pension
These are the benefits of this pension fund.
- Strong website.
- Member online portal.
- Member online application.
- Enhanced investment options.
Established in June 2015, Whole Pension is an account-based pension product. It was offered through the MAP Master Superannuation Plan Division II and is now a sub-plan of OneSuper (formerly SmartSave ‘Member’s Choice’ Superannuation Master Trust Plan) via a Successor Fund Transfer in December 2020. A minimum initial investment of $20,000 is required to commence a Pension account, and a Transition to Retirement Pension is also available.Members are offered a comprehensive investment menu, consisting of 5 pooled investment strategies and a range of Super Wrap investment options, which include Managed Funds, a Cash Hub, Managed Account Portfolios, ASX Listed Securities and Term Deposits. Performance history is currently unavailable for this product.Fees associated with this product are lower than the industry average across all account balances assessed. A minimum administration fee of $250 p.a. applies to each account and a switching fee is charged after two free switches per annum.Whole Pension provides reasonable flexibility, with members having the ability to receive payments monthly, quarterly, bi-annually or annually, on a date set by the fund. Beneficiary options include non-binding and binding nominations, as well as reversionary pensions. Members have access to their accounts online via the secure online portal ‘Super Prophets Implement’, where they can view account balances and perform transactions such as switching investment options and varying pension payments.
Pension fund overview
For Whole Pension
Target Market Determination
Visit Smartsave to view Target Market Determination.
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment option performance
Popular pension funds products
AMG Super - Account Based Pension Balanced
5 managed and 6 sector specific options as well as over 50 managed funds at wholesale rates.
Direct access to direct equities for members.
Same fee structure as the employer and personal products but no tax rebate available.
Online access to all transactions and investment performance.
AMIST Pension Balanced
Affinity with members and employers.
Choice of 7 investment options.
Comprehensive and complete financial advice.
AMP Flexible Lifetime - Allocated Pension AMP Balanced Growth
A wide range of over 60 investment options from leading Australian and International investment managers plus Term Deposits on the menu
Pension refresh facility & super consolidation account
Fee rebates available on large account balances
Family linking available to further enhance admin fee rebates
AMP Flexible Super Retirement (Choice Package) Super Easy Balanced
A wide range of over 70 investment options plus Term Deposits
One consolidated statement for super and pension accounts
24/7 online access via MyAMP
Access to financial advisers