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QSuper

QSuper - Income Account

Balanced

Awards

Winner of SuperRatings Platinum 2021 Pension, 10 Yr Platinum Performance 2011-2021, Fund of the Year 2021, Pension of the Year 2019, Net Benefit Finalist 2021, Smooth Ride 2021

Past 5-year return
8.05

% p.a

Admin fee

$0

Calc fees on 50k

$350

SuperRatings awards
SuperRatings Platinum 2021 Pension10 Yr Platinum Performance 2011-2021Fund of the Year 2021Pension of the Year 2019Net Benefit Finalist 2021Smooth Ride 2021
Past 5-year return
8.05

% p.a

Admin fee

$0

Calc fees on 50k

$350

SuperRatings awards
SuperRatings Platinum 2021 Pension10 Yr Platinum Performance 2011-2021Fund of the Year 2021Pension of the Year 2019Net Benefit Finalist 2021Smooth Ride 2021

Quick pension fund review

For QSuper - Income Account

These are the benefits of this pension fund.

  • An industry-first uncapped Retirement bonus for eligible members.
  • Reversionary pensions allowed.
  • Access to an award-winning member contact centre.
  • Access to advice at no additional cost and over 550 free educational seminars.

Winner of the SuperRatings 2021 Fund of the Year and the 2021 Pension of the Year awards, QSuper Retirement Income Account was established in 1995 to provide for the retirement needs of members employed within the Queensland Government and related entity employees. The fund is now a public offer fund and allows members from all industries to apply for membership, with a minimum initial investment of $30,000 required to commence membership. QSuper was also the winner of the 2021 Smooth Ride award and was further nominated as a finalist for the 2021 Net Benefit award. QSuper offers an investment menu of 4 Diversified options and 4 Single Sector options, as well as, Self Invest, which provides access to Direct Shares listed on the S&P/ASX 300, a range of Exchange Traded Funds (ETFs) and Term Deposits. The QSuper Balanced option outperformed the relevant SuperRatings Index over the 10 years to 30 June 2020. Fees are lower than the industry average across all account balances assessed. Administration fees paid in excess of $900 are refunded to the member in July of the following financial year. The fund does not charge an investment switching fee or a buy-sell spread. QSuper Income Account offers good pension flexibility, with members able to select from fortnightly through to annual payment frequencies. Members with more than one investment option can nominate the proportion of, or order in which, payments are to be drawn from each option. Members can also select from reversionary pensions or binding lump sum death benefits. The fund offers high quality educational material, interactive tools and calculators, as well as seminars at no additional cost. Further, members are able to view and update account details, as well as perform transactions through the secure Member Online portal or the QSuper App.

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Pension fund overview

For QSuper - Income Account

TMD

    Target Market Determination

    Visit QSuper to view Target Market Determination.

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    Fund fees vs. Industry average
    THIS FUND
    INDUSTRY AVERAGE
    Fund past-5-year return vs. Industry average
    THIS FUND
    INDUSTRY AVERAGE
    Investment allocation
    INTERNATIONAL SHARES
    AUSTRALIAN SHARES
    PROPERTY
    ALTERNATIVES
    FIXED INTEREST
    CASH
    OTHER
    Investment option performance
    BALANCED
    DIVERSIFIED FIXED INTEREST
    GROWTH
    AUSTRALIAN SHARES
    INTERNATIONAL SHARES
    CAPITAL STABLE
    CASH
    + View additional option performance information