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OnePath

ANZ OneAnswer Pension

OnePath Managed Growth NCF

Past 5-year return
4.68

% p.a

Admin fee

$0

Calc fees on 50k

$1.3k

SuperRatings awards
SuperRatings Silver 2022 Pension
Past 5-year return
4.68

% p.a

Admin fee

$0

Calc fees on 50k

$1.3k

SuperRatings awards
SuperRatings Silver 2022 Pension

Quick pension fund review

For ANZ OneAnswer Pension

These are the benefits of this pension fund.

  • Comprehensive investment menu including access to the OptiMix multi-manager funds
  • Flexible fee options - Entry fee and Deferred Entry Fee structures available.
  • Anti-detriment payments available.
  • Tax effective super to pension transfers - bonus paid to refund unrealised capital gains tax and transaction.

ANZ OneAnswer is a comprehensive fee for service advice solution offered by OnePath, enabling members to tailor their investment solutions to help achieve their retirement goals. ANZ OneAnswer Pension is closed to new members and is only available to existing investors as at 1 July 2013. ANZ OneAnswer offers a comprehensive investment menu, providing members with access to both OptiMix and OnePath multi-manager funds, as well as a range of single manager investment funds and term deposits. The OnePath Managed Growth (NCF) option underperformed the SuperRatings Index over each time period assessed to 30 June 2021. Fees are higher than the industry average across all account balances assessed; however, the dollar-based administration fee is waived on account balances of $10K and over. Rebates apply to account balances over $100K and to all account balances after four years of each investment, with further ongoing rebates on financial planner commissions.ANZ OneAnswer offers good flexibility, with members having the ability to receive payments monthly through to annually and to choose from multiple payment dates. Members with more than one investment option can nominate the options from which payments are to be drawn. Members are furthermore able to invest in ANZ Prime CMA which provides 'At-Call' access to pension funds like a regular bank account. Beneficiary options include non-lapsing nominations as well as reversionary pensions. OnePath's secure online facility allows members to view and update their account details, as well as perform transactions. Interactive online tools, calculators and factsheets are available through the fund's website.

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Pension fund overview

For ANZ OneAnswer Pension

TMD

Features

Variety of options

Binding nominations

Account size discount

Online Access

Home loans

Financial planning service

Non-lapsing binding nominations

Employer size discount

Anti-detriment payments

Credit cards

Insurance Cover

Health insurance

Insurance life event increases

Total and permanent disability cover

Long term income protection

Fees

Admin fee

$0

Administration fee (%)

-0.12%

Switching fee

$0

Investment fee

2.55%

Indirect cost ratio (%)

0.26%

Exit fee

$0
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Target Market Determination

Visit OnePath to view Target Market Determination.

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Fund fees vs. Industry average
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INDUSTRY AVERAGE
Fund past-5-year return vs. Industry average
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INDUSTRY AVERAGE
Investment allocation
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CASH
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Investment option performance
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