OnePath

OnePath OneAnswer Frontier Pension

Past 5-year return
5.40%
Admin fee

$0

Calc fees on 50k

$425

SuperRatings awards
Past 5-year return
5.40%
Admin fee

$0

Calc fees on 50k

$425

SuperRatings awards

Pros and Cons

Pros and Cons

  • Tax effective super to pension transfers - no transaction costs charged and bonus paid to refund unrealised capital gains tax.
  • Extensive investment menu including capital protected funds and term deposits.
  • Simple and transparent fees.
  • Interactive online financial education, calculators and seminars.

Summary

OneAnswer Frontier is a comprehensive fee for service advice solution offered by OnePath, enabling members to tailor their investment solutions to help achieve their retirement goals. A minimum initial investment of $20,000 is required to start a OnePath OneAnswer Frontier Pension. OneAnswer Frontier offers a comprehensive investment menu, providing members with access to both OptiMix and OnePath Multi-Manager funds, as well as a range of single manager investment funds and term deposits. The Vanguard Growth Index option underperformed the SuperRatings Index over the 3 year period to 30 June 2019; however, outperformed over the longer term.Fees are competitive and lower than the industry average across all member account balances assessed. The dollar admin fee is waived on account balances of $50K and over, and rebates apply on account balances over $300K. Members are able to switch investment options at no cost.OneAnswer Frontier Pension provides excellent flexibility, with members having the ability to receive payments monthly through to annually, as well as 'At-Call' access to their income through ANZ ATMs, EFTPOS, ANZ Branches, ANZ Internet Banking, ANZ Phone Banking and BPAY. Beneficiary options are comprehensive, including non-lapsing, binding and non-binding nominations, as well as reversionary pensions. OnePath's secure online facility allows members to view and update their account details, as well as perform transactions. Interactive online tools, calculators and factsheets are available through the fund's website.

Features and Fees

OnePath Fees and Features

    Pros and Cons

    • Tax effective super to pension transfers - no transaction costs charged and bonus paid to refund unrealised capital gains tax.
    • Extensive investment menu including capital protected funds and term deposits.
    • Simple and transparent fees.
    • Interactive online financial education, calculators and seminars.

    OneAnswer Frontier is a comprehensive fee for service advice solution offered by OnePath, enabling members to tailor their investment solutions to help achieve their retirement goals. A minimum initial investment of $20,000 is required to start a OnePath OneAnswer Frontier Pension. OneAnswer Frontier offers a comprehensive investment menu, providing members with access to both OptiMix and OnePath Multi-Manager funds, as well as a range of single manager investment funds and term deposits. The Vanguard Growth Index option underperformed the SuperRatings Index over the 3 year period to 30 June 2019; however, outperformed over the longer term.Fees are competitive and lower than the industry average across all member account balances assessed. The dollar admin fee is waived on account balances of $50K and over, and rebates apply on account balances over $300K. Members are able to switch investment options at no cost.OneAnswer Frontier Pension provides excellent flexibility, with members having the ability to receive payments monthly through to annually, as well as 'At-Call' access to their income through ANZ ATMs, EFTPOS, ANZ Branches, ANZ Internet Banking, ANZ Phone Banking and BPAY. Beneficiary options are comprehensive, including non-lapsing, binding and non-binding nominations, as well as reversionary pensions. OnePath's secure online facility allows members to view and update their account details, as well as perform transactions. Interactive online tools, calculators and factsheets are available through the fund's website.

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    OnePath Fees and Features

      Fund fees vs. Industry average
      THIS FUND
      INDUSTRY AVERAGE
      Fund past-5-year return vs. Industry average
      THIS FUND
      INDUSTRY AVERAGE
      Investment allocation
      INTERNATIONAL SHARES
      AUSTRALIAN SHARES
      PROPERTY
      ALTERNATIVES
      FIXED INTEREST
      CASH
      OTHER
      Investment option performance
      BALANCED
      HIGH GROWTH
      CONSERVATIVE BALANCE
      DIVERSIFIED FIXED INTEREST
      GROWTH
      AUSTRALIAN SHARES
      INTERNATIONAL SHARES
      CAPITAL STABLE
      PROPERTY
      CASH
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      Product
      Past 5-year return
      Admin fee
      Company
      Calc fees on 50k
      Features
      SuperRatings awards
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