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Zurich Account Based Pension

Past 5-year return
7.41%
Admin fee
$0
Calculated Fees on 50k
$715
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Wide range of investment options.
Management fees are applicable and there are savings to be made on large account balances.
Automatic investment adjuster available.
Retirement super consolidator offering short term solutions.
Seamless transfer to Zurich's retirement income product.
Flexible payment options.
Zurich Account Based Pension was launched in 1994, with the aim to provide members with a flexible and convenient way to manage their retirement. A minimum of $20,000 is required to open an Account Based Pension, and a Transition to Retirement Pension is also available.Members have access to 13 Diversified and Single-Sector investment strategies. Alternatively, members can select the Automatic Investment Adjuster, which uses a combination of several existing investment options and reduces a member's exposure to growth assets as they get older. The Managed Growth option underperformed the SuperRatings Index over the 10 years to 30 June 2019.Fees for this product are lower than the industry average across all account balances assessed. A minimum administration fee of $267.60 p.a. applies to each account, while members with larger account balances are offered reduced administration fees. No switching fees are charged, although changing investment options may incur transaction costs. Zurich Account Based Pension offers a reasonable level of flexibility. Members can choose to receive their pension payments on a fortnightly, monthly, quarterly, half-yearly or annual basis. Members can also nominate a specific pension drawdown order or have payment made pro-rata across investments.The fund's website contains useful superannuation information to assist members. Members can also access their account via My Zurich.
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Fees & fund features

Admin fee
Admin fee
$0
Administration fee (%)
Administration fee (%)
0.95%
Indirect Cost Ratio (%)
Indirect Cost Ratio (%)
0.48%
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Admin fee
Admin fee
$0
Administration fee (%)
Administration fee (%)
0.95%
Indirect Cost Ratio (%)
Indirect Cost Ratio (%)
0.48%
Exit fee
Exit fee
$0
Financial planning service
Financial planning service
Credit cards
Credit cards
Insurance life event increases
Insurance life event increases
Investment fee
Investment fee
Account size discount
Account size discount
Health insurance
Health insurance
Binding nominations
Binding nominations
Anti-detriment payments
Anti-detriment payments
Switching fee
Switching fee
$0
Employer size discount
Employer size discount
Home loans
Home loans
Non-lapsing binding nominations
Non-lapsing binding nominations
Long term income protection
Long term income protection
Fund fees vs. Industry average
Fund past-5-year return vs. Industry average
Investment allocation
Investment option performance
+ View additional option performance information
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