RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

4.99

% p.a

Fixed up to 6.99%

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

$599

36 months

Number of repayments
36
Total interest paid
$1.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$516.16$83.17$599.33$19,483.84
2021 Total$516.16$83.17$599.33
2Jan 2022$518.31$81.02$599.33$18,965.53
3Feb 2022$520.47$78.86$599.33$18,445.06
4Mar 2022$522.63$76.70$599.33$17,922.43
5Apr 2022$524.80$74.53$599.33$17,397.63
6May 2022$526.98$72.35$599.33$16,870.65
7Jun 2022$529.18$70.15$599.33$16,341.47
8Jul 2022$531.38$67.95$599.33$15,810.09
9Aug 2022$533.59$65.74$599.33$15,276.50
10Sep 2022$535.81$63.52$599.33$14,740.69
11Oct 2022$538.03$61.30$599.33$14,202.66
12Nov 2022$540.27$59.06$599.33$13,662.39
13Dec 2022$542.52$56.81$599.33$13,119.87
2022 Total$6,363.97$827.99$7,191.96
14Jan 2023$544.77$54.56$599.33$12,575.10
15Feb 2023$547.04$52.29$599.33$12,028.06
16Mar 2023$549.31$50.02$599.33$11,478.75
17Apr 2023$551.60$47.73$599.33$10,927.15
18May 2023$553.89$45.44$599.33$10,373.26
19Jun 2023$556.19$43.14$599.33$9,817.07
20Jul 2023$558.51$40.82$599.33$9,258.56
21Aug 2023$560.83$38.50$599.33$8,697.73
22Sep 2023$563.16$36.17$599.33$8,134.57
23Oct 2023$565.50$33.83$599.33$7,569.07
24Nov 2023$567.86$31.47$599.33$7,001.21
25Dec 2023$570.22$29.11$599.33$6,430.99
2023 Total$6,688.88$503.08$7,191.96
26Jan 2024$572.59$26.74$599.33$5,858.40
27Feb 2024$574.97$24.36$599.33$5,283.43
28Mar 2024$577.36$21.97$599.33$4,706.07
29Apr 2024$579.76$19.57$599.33$4,126.31
30May 2024$582.17$17.16$599.33$3,544.14
31Jun 2024$584.59$14.74$599.33$2,959.55
32Jul 2024$587.02$12.31$599.33$2,372.53
33Aug 2024$589.46$9.87$599.33$1,783.07
34Sep 2024$591.92$7.41$599.33$1,191.15
35Oct 2024$594.38$4.95$599.33$596.77
36Nov 2024$596.77$2.48$599.25$0.00
2024 Total$6,430.99$161.56$6,592.55