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- Personal Loan Variable
Personal Loan Variable
- Cashback
- 1 to 7 years
- Unsecured
- Variable Rate
For a Limited Time get $500 Cashback with an ANZ Personal Loan of $10k or over
Cashback offer available for a limited time on new loan applications of $10K or more. Limit of one $500 cashback payment per loan and per customer, credited within 120 days of loan drawdown . Click learn more for details. Eligibility criteria, T&Cs, fees and charges apply. Applications subject to ANZ’s credit assessment criteria.
Interest rate p.a.
7.49%
up to 19.99%
Comparison rate* p.a.
8.18%
up to 20.58%
Personal Loan Variable
- Cashback
- 1 to 7 years
- Unsecured
- Variable Rate
Interest rate p.a.
7.49%
up to 19.99%
Comparison rate* p.a.
8.18%
up to 20.58%
RateCity says
"A personal loan from a major Australian bank that charges no early repayment fees."
Calculate your repayments for this loan
Your estimated repayment
$964
based on 31000 loan amount for 3 years at 7.49%
Pros and Cons
For Personal Loan Variable
Benefits
- Lower than average application fees
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- No security required
- Can apply online
- Can apply in branch
- Use the loan for any worthwhile purpose
- Suitable for both new or used car
- Fast time to funding
Drawbacks
- Service fee charged
ANZ Rate Personal Loan overview
For Personal Loan Variable
Details
Total repayments
$34,709
Interest rate type
Variable
Borrowing range
$5k - $50k
Security type
Unsecured
Loan term
1 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit ANZ Banking Group Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$150
Ongoing fee
$10 Monthly
Missed payment penalty
$20
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Debt consolidation
Renovation
Holidays
Medical bill
Shares
Student loan
Wedding
Other Restrictions
The $10 monthly ongoing fee above is debited every three months until the loan is closed in ANZ system. The interest rate range shows the minimum and maximum interest rate that may be applicable. Your actual interest rate, if approved, will depend on the information in your credit report, including your credit score (or credit rating). We will confirm your interest rate in your letter of offer. Eligibility criteria, T&Cs, fees and charges apply. Applications subject to ANZ’s credit assessment criteria.
