RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

15.60

% p.a

Variable

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

$699

36 months

Number of repayments
36
Total interest paid
$5.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Dec 2021$439.20$260.00$699.20$19,560.80
2021 Total$439.2$260$699.2
2Jan 2022$444.91$254.29$699.20$19,115.89
3Feb 2022$450.69$248.51$699.20$18,665.20
4Mar 2022$456.55$242.65$699.20$18,208.65
5Apr 2022$462.49$236.71$699.20$17,746.16
6May 2022$468.50$230.70$699.20$17,277.66
7Jun 2022$474.59$224.61$699.20$16,803.07
8Jul 2022$480.76$218.44$699.20$16,322.31
9Aug 2022$487.01$212.19$699.20$15,835.30
10Sep 2022$493.34$205.86$699.20$15,341.96
11Oct 2022$499.75$199.45$699.20$14,842.21
12Nov 2022$506.25$192.95$699.20$14,335.96
13Dec 2022$512.83$186.37$699.20$13,823.13
2022 Total$5,737.67$2,652.73$8,390.4
14Jan 2023$519.50$179.70$699.20$13,303.63
15Feb 2023$526.25$172.95$699.20$12,777.38
16Mar 2023$533.09$166.11$699.20$12,244.29
17Apr 2023$540.02$159.18$699.20$11,704.27
18May 2023$547.04$152.16$699.20$11,157.23
19Jun 2023$554.16$145.04$699.20$10,603.07
20Jul 2023$561.36$137.84$699.20$10,041.71
21Aug 2023$568.66$130.54$699.20$9,473.05
22Sep 2023$576.05$123.15$699.20$8,897.00
23Oct 2023$583.54$115.66$699.20$8,313.46
24Nov 2023$591.13$108.07$699.20$7,722.33
25Dec 2023$598.81$100.39$699.20$7,123.52
2023 Total$6,699.61$1,690.79$8,390.4
26Jan 2024$606.59$92.61$699.20$6,516.93
27Feb 2024$614.48$84.72$699.20$5,902.45
28Mar 2024$622.47$76.73$699.20$5,279.98
29Apr 2024$630.56$68.64$699.20$4,649.42
30May 2024$638.76$60.44$699.20$4,010.66
31Jun 2024$647.06$52.14$699.20$3,363.60
32Jul 2024$655.47$43.73$699.20$2,708.13
33Aug 2024$663.99$35.21$699.20$2,044.14
34Sep 2024$672.63$26.57$699.20$1,371.51
35Oct 2024$681.37$17.83$699.20$690.14
36Nov 2024$690.14$8.97$699.11$0.00
2024 Total$7,123.52$567.59$7,691.11