Find out what a personal loan can now cover | RateCity

Depending on the lender, a personal loan can cover almost anything. Big-ticket items like weddings, watercraft, debt consolidation, student fees and home renovations. Small-ticket items can cover dental work, vet bills, new appliances, holidays or even cosmetic surgery.

Have you decided to take out a personal loan? To get started you’ll need to consider the type of loan. Secured or unsecured? Variable or fixed interest rate? 

If you don’t have assets to secure your loan, an unsecured loan may be right for you. A secured personal loan uses your assets as collateral. This may sound like a greater risk, but secured loans may offer lower rates.

Deciding on a fixed or variable interest rate. Like the name suggests, a fixed rate stays the same, providing certainty. While a variable interest rate may rise or fall, therefore increasing or decreasing loan costs.  

Whether you need money for a holiday or home renovations, RateCity makes comparing personal loans easy. Compare loan types, interest rates, repayments, fees and more at a glance. Scroll down and discover some of Australia’s most competitive personal loans.

An unsecured personal loan with a competitive interest rate and no ongoing or extra repayments fees, giving you the flexibility to pay it off faster. RateCity Gold Awards winner 2021.

Avoid paying more in interest with Plenti's Rate Promise. Borrok from $2k to $50k. Plus, there is no exit fees and no early repayment fees. To qualify, simply earn above $25,000. Applying is easy and jargon free, so you'll have the money you need before you know it.

Borrow between $5,000 and $63,000 with a personalised interest rate, no early repayment fees or exit fees, and fixed repayments over 3, 5 or 7 periods. Get a non-obligation estimates in minutes.

Make the most of this unsecured personal loan's competitive interest rate. No establishment fee, ongoing fees or early repayment fees. Borrow up to $50,000 unsecured. Award-winner rates.