Personal Loans Articles

Relevant Personal Loans articles and tips

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Everything you need to know about personal lending

Personal lending is now a more tightly regulated industry than in the bad old days, when cowboy operators were able to exploit vulnerable Australians.


Nick Bendel

Nick Bendel

May 11, 2017( 3 min read )

P2P lending drives rise in personal loan applications

If you’re considering taking out a personal loan your first thought is usually ‘which of the big banks are the best fit for me?’


Alex Ritchie

Alex Ritchie

Feb 6, 2017( 4 min read )

Is now the time to renovate your home?

With interest rates so low and property price growth continuing at a steady pace now may be a great time to renovate your property findings from a Housing Industry Association survey show.


RateCity Staff

RateCity Staff

Oct 7, 2016( 3 min read )

Big 4 Banks face government review

This week will be a big one for the heads of Australia's Big Four banks who will be facing the Federal Parliament's House of Representatives Economic Committee for a review of the way in which they balance the needs of customers, shareholders and the broader community.


Patricia Babalis

Patricia Babalis

Oct 4, 2016( 3 min read )

Personal loans for 457 visa holders in Australia

If you're a little strapped for cash in your adopted home there's good news regarding access to personal loans; it is possible. However, there are special conditions that apply that are worth noting before you commit to taking out a loan and they vary from lender to lender.


Patricia Babalis

Patricia Babalis

Jan 29, 2016( 5 min read )

Video guide: Personal loans vs. credit cards

If you need additional funds for any reason, a personal loan can be customised to suit your needs.


Laine Gordon

Laine Gordon

Oct 27, 2014( 2 min read )

Women shun men with debt – but hide their own

Money can be a deal breaker when it comes to relationships so if your other-half found out about your personal loans, credit card or mortgage debt - which sex do you think would be first out the door?


Kate Wick

Kate Wick

Sep 5, 2014( 3 min read )

Should credit crazy Aussies consider personal loans?

Australians may be missing out on saving thousands because they are turning to their piece of plastic for their borrowing needs - instead of comparing low-interest personal loan options.


Kate Wick

Kate Wick

Sep 5, 2014( 3 min read )

Personal loans versus car loans

If you are looking to finance a car - your only option is a car loan, right? No! Despite missing the 'car' in the title, a personal loan can be used for a range of loan requirements, including to finance a new car.


RateCity Staff

RateCity Staff

Sep 5, 2014( 3 min read )

RateCity in the Media: 2014 Jun – ACA: second chance loans


RateCity Staff

RateCity Staff

Jul 29, 2014( 1 min read )

How to finance your renovation

You love the area you live in but your family has outgrown the house. Rather than pack up, sell up and move into new digs, you can renovate your current home to meet your needs and avoid compromising on location.


RateCity Staff

RateCity Staff

Dec 8, 2013( 3 min read )

How to conquer your debt

Australians are saving more than ever, but our household debt remains at high levels. According to the Reserve Bank of Australia, household debt has been consistent at 150 percent of household annual income for the past six years.


RateCity Staff

RateCity Staff

Oct 8, 2013( 3 min read )

Personal loan or put it on the plastic?

In the credit card versus personal loan debate, it's important to weigh up costs and benefits.


RateCity Staff

RateCity Staff

Aug 19, 2013( 3 min read )

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