Personal lending is now a more tightly regulated industry than in the bad old days, when cowboy operators were able to exploit vulnerable Australians.
If you’re considering taking out a personal loan your first thought is usually ‘which of the big banks are the best fit for me?’
With interest rates so low and property price growth continuing at a steady pace now may be a great time to renovate your property findings from a Housing Industry Association survey show.
This week will be a big one for the heads of Australia's Big Four banks who will be facing the Federal Parliament's House of Representatives Economic Committee for a review of the way in which they balance the needs of customers, shareholders and the broader community.
If you're a little strapped for cash in your adopted home there's good news regarding access to personal loans; it is possible. However, there are special conditions that apply that are worth noting before you commit to taking out a loan and they vary from lender to lender.
If you need additional funds for any reason, a personal loan can be customised to suit your needs.
Money can be a deal breaker when it comes to relationships so if your other-half found out about your personal loans, credit card or mortgage debt - which sex do you think would be first out the door?
Australians may be missing out on saving thousands because they are turning to their piece of plastic for their borrowing needs - instead of comparing low-interest personal loan options.
If you are looking to finance a car - your only option is a car loan, right? No! Despite missing the 'car' in the title, a personal loan can be used for a range of loan requirements, including to finance a new car.
You love the area you live in but your family has outgrown the house. Rather than pack up, sell up and move into new digs, you can renovate your current home to meet your needs and avoid compromising on location.
Australians are saving more than ever, but our household debt remains at high levels. According to the Reserve Bank of Australia, household debt has been consistent at 150 percent of household annual income for the past six years.
In the credit card versus personal loan debate, it's important to weigh up costs and benefits.
^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.