RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

5.85

% p.a

Variable up to 12.4%

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

$607

36 months

Number of repayments
36
Total interest paid
$1.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$509.58$97.50$607.08$19,490.42
2Nov 2021$512.06$95.02$607.08$18,978.36
3Dec 2021$514.56$92.52$607.08$18,463.80
2021 Total$1,536.2$285.04$1,821.24
4Jan 2022$517.07$90.01$607.08$17,946.73
5Feb 2022$519.59$87.49$607.08$17,427.14
6Mar 2022$522.12$84.96$607.08$16,905.02
7Apr 2022$524.67$82.41$607.08$16,380.35
8May 2022$527.23$79.85$607.08$15,853.12
9Jun 2022$529.80$77.28$607.08$15,323.32
10Jul 2022$532.38$74.70$607.08$14,790.94
11Aug 2022$534.97$72.11$607.08$14,255.97
12Sep 2022$537.58$69.50$607.08$13,718.39
13Oct 2022$540.20$66.88$607.08$13,178.19
14Nov 2022$542.84$64.24$607.08$12,635.35
15Dec 2022$545.48$61.60$607.08$12,089.87
2022 Total$6,373.93$911.03$7,284.96
16Jan 2023$548.14$58.94$607.08$11,541.73
17Feb 2023$550.81$56.27$607.08$10,990.92
18Mar 2023$553.50$53.58$607.08$10,437.42
19Apr 2023$556.20$50.88$607.08$9,881.22
20May 2023$558.91$48.17$607.08$9,322.31
21Jun 2023$561.63$45.45$607.08$8,760.68
22Jul 2023$564.37$42.71$607.08$8,196.31
23Aug 2023$567.12$39.96$607.08$7,629.19
24Sep 2023$569.89$37.19$607.08$7,059.30
25Oct 2023$572.67$34.41$607.08$6,486.63
26Nov 2023$575.46$31.62$607.08$5,911.17
27Dec 2023$578.26$28.82$607.08$5,332.91
2023 Total$6,756.96$528$7,284.96
28Jan 2024$581.08$26.00$607.08$4,751.83
29Feb 2024$583.91$23.17$607.08$4,167.92
30Mar 2024$586.76$20.32$607.08$3,581.16
31Apr 2024$589.62$17.46$607.08$2,991.54
32May 2024$592.50$14.58$607.08$2,399.04
33Jun 2024$595.38$11.70$607.08$1,803.66
34Jul 2024$598.29$8.79$607.08$1,205.37
35Aug 2024$601.20$5.88$607.08$604.17
36Sep 2024$604.13$2.95$607.08$0.04
2024 Total$5,332.87$130.85$5,463.72