Overdraft from Bank First
Borrow amount
$30k
Interest Rate
12.79
% p.a
Variable
Loan term
0 year to 10 years
Repayment frequency
Monthly
Monthly repayment
$1k
36 months
Number of repayments
36
Total interest paid
$6.3k
Total repayments
$36,280
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Sep 2022 | $688.04 | $319.75 | $1,007.79 | $29,311.96 |
| 2 | Oct 2022 | $695.37 | $312.42 | $1,007.79 | $28,616.59 |
| 3 | Nov 2022 | $702.78 | $305.01 | $1,007.79 | $27,913.81 |
| 4 | Dec 2022 | $710.28 | $297.51 | $1,007.79 | $27,203.53 |
| 2022 Total | $2,796.47 | $1,234.69 | $4,031.16 | ||
| 5 | Jan 2023 | $717.85 | $289.94 | $1,007.79 | $26,485.68 |
| 6 | Feb 2023 | $725.50 | $282.29 | $1,007.79 | $25,760.18 |
| 7 | Mar 2023 | $733.23 | $274.56 | $1,007.79 | $25,026.95 |
| 8 | Apr 2023 | $741.04 | $266.75 | $1,007.79 | $24,285.91 |
| 9 | May 2023 | $748.94 | $258.85 | $1,007.79 | $23,536.97 |
| 10 | Jun 2023 | $756.93 | $250.86 | $1,007.79 | $22,780.04 |
| 11 | Jul 2023 | $764.99 | $242.80 | $1,007.79 | $22,015.05 |
| 12 | Aug 2023 | $773.15 | $234.64 | $1,007.79 | $21,241.90 |
| 13 | Sep 2023 | $781.39 | $226.40 | $1,007.79 | $20,460.51 |
| 14 | Oct 2023 | $789.72 | $218.07 | $1,007.79 | $19,670.79 |
| 15 | Nov 2023 | $798.13 | $209.66 | $1,007.79 | $18,872.66 |
| 16 | Dec 2023 | $806.64 | $201.15 | $1,007.79 | $18,066.02 |
| 2023 Total | $9,137.51 | $2,955.97 | $12,093.48 | ||
| 17 | Jan 2024 | $815.24 | $192.55 | $1,007.79 | $17,250.78 |
| 18 | Feb 2024 | $823.93 | $183.86 | $1,007.79 | $16,426.85 |
| 19 | Mar 2024 | $832.71 | $175.08 | $1,007.79 | $15,594.14 |
| 20 | Apr 2024 | $841.58 | $166.21 | $1,007.79 | $14,752.56 |
| 21 | May 2024 | $850.55 | $157.24 | $1,007.79 | $13,902.01 |
| 22 | Jun 2024 | $859.62 | $148.17 | $1,007.79 | $13,042.39 |
| 23 | Jul 2024 | $868.78 | $139.01 | $1,007.79 | $12,173.61 |
| 24 | Aug 2024 | $878.04 | $129.75 | $1,007.79 | $11,295.57 |
| 25 | Sep 2024 | $887.40 | $120.39 | $1,007.79 | $10,408.17 |
| 26 | Oct 2024 | $896.86 | $110.93 | $1,007.79 | $9,511.31 |
| 27 | Nov 2024 | $906.42 | $101.37 | $1,007.79 | $8,604.89 |
| 28 | Dec 2024 | $916.08 | $91.71 | $1,007.79 | $7,688.81 |
| 2024 Total | $10,377.21 | $1,716.27 | $12,093.48 | ||
| 29 | Jan 2025 | $925.84 | $81.95 | $1,007.79 | $6,762.97 |
| 30 | Feb 2025 | $935.71 | $72.08 | $1,007.79 | $5,827.26 |
| 31 | Mar 2025 | $945.68 | $62.11 | $1,007.79 | $4,881.58 |
| 32 | Apr 2025 | $955.76 | $52.03 | $1,007.79 | $3,925.82 |
| 33 | May 2025 | $965.95 | $41.84 | $1,007.79 | $2,959.87 |
| 34 | Jun 2025 | $976.24 | $31.55 | $1,007.79 | $1,983.63 |
| 35 | Jul 2025 | $986.65 | $21.14 | $1,007.79 | $996.98 |
| 36 | Aug 2025 | $996.98 | $10.63 | $1,007.61 | $0.00 |
| 2025 Total | $7,688.81 | $373.33 | $8,062.14 |