Overdraft from Bank First
Overdraft
Borrow amount
$20k
Advertised Rate
Variable
12.79%
Loan term
0 year to 10 years
Repayment frequency
Monthly
Monthly repayment
$672
36 months
Number of repayments
36
Total interest paid
$4.2k
Total repayments
$24,187
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 1 | Aug 2020 | $458.69 | $213.17 | $671.86 | $19,541.31 |
| 2 | Sep 2020 | $463.58 | $208.28 | $671.86 | $19,077.73 |
| 3 | Oct 2020 | $468.52 | $203.34 | $671.86 | $18,609.21 |
| 4 | Nov 2020 | $473.52 | $198.34 | $671.86 | $18,135.69 |
| 5 | Dec 2020 | $478.56 | $193.30 | $671.86 | $17,657.13 |
| 2020 Total | $2,342.87 | $1,016.43 | $3,359.3 | ||
| 6 | Jan 2021 | $483.66 | $188.20 | $671.86 | $17,173.47 |
| 7 | Feb 2021 | $488.82 | $183.04 | $671.86 | $16,684.65 |
| 8 | Mar 2021 | $494.03 | $177.83 | $671.86 | $16,190.62 |
| 9 | Apr 2021 | $499.29 | $172.57 | $671.86 | $15,691.33 |
| 10 | May 2021 | $504.62 | $167.24 | $671.86 | $15,186.71 |
| 11 | Jun 2021 | $509.99 | $161.87 | $671.86 | $14,676.72 |
| 12 | Jul 2021 | $515.43 | $156.43 | $671.86 | $14,161.29 |
| 13 | Aug 2021 | $520.92 | $150.94 | $671.86 | $13,640.37 |
| 14 | Sep 2021 | $526.48 | $145.38 | $671.86 | $13,113.89 |
| 15 | Oct 2021 | $532.09 | $139.77 | $671.86 | $12,581.80 |
| 16 | Nov 2021 | $537.76 | $134.10 | $671.86 | $12,044.04 |
| 17 | Dec 2021 | $543.49 | $128.37 | $671.86 | $11,500.55 |
| 2021 Total | $6,156.58 | $1,905.74 | $8,062.32 | ||
| 18 | Jan 2022 | $549.28 | $122.58 | $671.86 | $10,951.27 |
| 19 | Feb 2022 | $555.14 | $116.72 | $671.86 | $10,396.13 |
| 20 | Mar 2022 | $561.05 | $110.81 | $671.86 | $9,835.08 |
| 21 | Apr 2022 | $567.03 | $104.83 | $671.86 | $9,268.05 |
| 22 | May 2022 | $573.08 | $98.78 | $671.86 | $8,694.97 |
| 23 | Jun 2022 | $579.19 | $92.67 | $671.86 | $8,115.78 |
| 24 | Jul 2022 | $585.36 | $86.50 | $671.86 | $7,530.42 |
| 25 | Aug 2022 | $591.60 | $80.26 | $671.86 | $6,938.82 |
| 26 | Sep 2022 | $597.90 | $73.96 | $671.86 | $6,340.92 |
| 27 | Oct 2022 | $604.28 | $67.58 | $671.86 | $5,736.64 |
| 28 | Nov 2022 | $610.72 | $61.14 | $671.86 | $5,125.92 |
| 29 | Dec 2022 | $617.23 | $54.63 | $671.86 | $4,508.69 |
| 2022 Total | $6,991.86 | $1,070.46 | $8,062.32 | ||
| 30 | Jan 2023 | $623.80 | $48.06 | $671.86 | $3,884.89 |
| 31 | Feb 2023 | $630.45 | $41.41 | $671.86 | $3,254.44 |
| 32 | Mar 2023 | $637.17 | $34.69 | $671.86 | $2,617.27 |
| 33 | Apr 2023 | $643.96 | $27.90 | $671.86 | $1,973.31 |
| 34 | May 2023 | $650.83 | $21.03 | $671.86 | $1,322.48 |
| 35 | Jun 2023 | $657.76 | $14.10 | $671.86 | $664.72 |
| 36 | Jul 2023 | $664.72 | $7.08 | $671.80 | $0.00 |
| 2023 Total | $4,508.69 | $194.27 | $4,702.96 |