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  4. Personal Loan Fixed

Personal Loan Fixed

  • 1 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

9.64%

Comparison rate* p.a.

11.00%

up to 11%

Personal Loan Fixed

  • 1 to 5 years
  • Unsecured
  • Fixed Rate
  • No ongoing fees

Interest rate p.a.

9.64%

Comparison rate* p.a.

11.00%

up to 11%

Calculate your repayments for this loan

$

Your estimated repayment

$963

based on 30000 loan amount for 3 years at 9.64%

Pros and Cons

For Personal Loan Fixed

Benefits

  • Lower than average rate
  • No ongoing fees
  • No early exit penalty
  • Unlimited extra repayments
  • Flexible repayment options
  • No security required
  • Can apply online
  • Use the loan for any worthwhile purpose

Drawbacks

  • Cannot apply in branch

Bank First Rate Personal Loan overview

For Personal Loan Fixed

Details

Total repayments
Interest rate type

Fixed

Borrowing range

$5k - $100m

Security type

Unsecured

Loan term

1 to 5 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Target Market Determination

Visit Bank First - Victoria Teachers Limited to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront fee

$195

Ongoing fee

$0

Missed payment penalty

$20

Early exit penalty fee

$0

Permitted Loan Purposes

New car

Used car

Motorcycle

Boat

Debt consolidation

Renovation

Holidays

Medical bill

Shares

Student loan

Wedding

FAQs