RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

9.64

% p.a

Variable

Loan term

0 year to 9 years

Repayment frequency
Monthly
Monthly repayment

$642

36 months

Number of repayments
36
Total interest paid
$3.1k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$481.30$160.67$641.97$19,518.70
2Nov 2021$485.17$156.80$641.97$19,033.53
3Dec 2021$489.07$152.90$641.97$18,544.46
2021 Total$1,455.54$470.37$1,925.91
4Jan 2022$493.00$148.97$641.97$18,051.46
5Feb 2022$496.96$145.01$641.97$17,554.50
6Mar 2022$500.95$141.02$641.97$17,053.55
7Apr 2022$504.97$137.00$641.97$16,548.58
8May 2022$509.03$132.94$641.97$16,039.55
9Jun 2022$513.12$128.85$641.97$15,526.43
10Jul 2022$517.24$124.73$641.97$15,009.19
11Aug 2022$521.40$120.57$641.97$14,487.79
12Sep 2022$525.58$116.39$641.97$13,962.21
13Oct 2022$529.81$112.16$641.97$13,432.40
14Nov 2022$534.06$107.91$641.97$12,898.34
15Dec 2022$538.35$103.62$641.97$12,359.99
2022 Total$6,184.47$1,519.17$7,703.64
16Jan 2023$542.68$99.29$641.97$11,817.31
17Feb 2023$547.04$94.93$641.97$11,270.27
18Mar 2023$551.43$90.54$641.97$10,718.84
19Apr 2023$555.86$86.11$641.97$10,162.98
20May 2023$560.33$81.64$641.97$9,602.65
21Jun 2023$564.83$77.14$641.97$9,037.82
22Jul 2023$569.37$72.60$641.97$8,468.45
23Aug 2023$573.94$68.03$641.97$7,894.51
24Sep 2023$578.55$63.42$641.97$7,315.96
25Oct 2023$583.20$58.77$641.97$6,732.76
26Nov 2023$587.88$54.09$641.97$6,144.88
27Dec 2023$592.61$49.36$641.97$5,552.27
2023 Total$6,807.72$895.92$7,703.64
28Jan 2024$597.37$44.60$641.97$4,954.90
29Feb 2024$602.17$39.80$641.97$4,352.73
30Mar 2024$607.00$34.97$641.97$3,745.73
31Apr 2024$611.88$30.09$641.97$3,133.85
32May 2024$616.79$25.18$641.97$2,517.06
33Jun 2024$621.75$20.22$641.97$1,895.31
34Jul 2024$626.74$15.23$641.97$1,268.57
35Aug 2024$631.78$10.19$641.97$636.79
36Sep 2024$636.79$5.12$641.91$0.00
2024 Total$5,552.27$225.4$5,777.67