RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

8.15

% p.a

Variable

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

$628

36 months

Number of repayments
36
Total interest paid
$2.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Oct 2021$492.28$135.83$628.11$19,507.72
2Nov 2021$495.62$132.49$628.11$19,012.10
3Dec 2021$498.99$129.12$628.11$18,513.11
2021 Total$1,486.89$397.44$1,884.33
4Jan 2022$502.38$125.73$628.11$18,010.73
5Feb 2022$505.79$122.32$628.11$17,504.94
6Mar 2022$509.22$118.89$628.11$16,995.72
7Apr 2022$512.68$115.43$628.11$16,483.04
8May 2022$516.16$111.95$628.11$15,966.88
9Jun 2022$519.67$108.44$628.11$15,447.21
10Jul 2022$523.20$104.91$628.11$14,924.01
11Aug 2022$526.75$101.36$628.11$14,397.26
12Sep 2022$530.33$97.78$628.11$13,866.93
13Oct 2022$533.93$94.18$628.11$13,333.00
14Nov 2022$537.56$90.55$628.11$12,795.44
15Dec 2022$541.21$86.90$628.11$12,254.23
2022 Total$6,258.88$1,278.44$7,537.32
16Jan 2023$544.88$83.23$628.11$11,709.35
17Feb 2023$548.58$79.53$628.11$11,160.77
18Mar 2023$552.31$75.80$628.11$10,608.46
19Apr 2023$556.06$72.05$628.11$10,052.40
20May 2023$559.84$68.27$628.11$9,492.56
21Jun 2023$563.64$64.47$628.11$8,928.92
22Jul 2023$567.47$60.64$628.11$8,361.45
23Aug 2023$571.32$56.79$628.11$7,790.13
24Sep 2023$575.20$52.91$628.11$7,214.93
25Oct 2023$579.11$49.00$628.11$6,635.82
26Nov 2023$583.04$45.07$628.11$6,052.78
27Dec 2023$587.00$41.11$628.11$5,465.78
2023 Total$6,788.45$748.87$7,537.32
28Jan 2024$590.99$37.12$628.11$4,874.79
29Feb 2024$595.00$33.11$628.11$4,279.79
30Mar 2024$599.04$29.07$628.11$3,680.75
31Apr 2024$603.11$25.00$628.11$3,077.64
32May 2024$607.21$20.90$628.11$2,470.43
33Jun 2024$611.33$16.78$628.11$1,859.10
34Jul 2024$615.48$12.63$628.11$1,243.62
35Aug 2024$619.66$8.45$628.11$623.96
36Sep 2024$623.87$4.24$628.11$0.09
2024 Total$5,465.69$187.3$5,652.99