RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

8.89

% p.a

Variable up to 18.9%

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

635

36 months

Number of repayments
36
Total interest paid
$2.9k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$486.80$148.17$634.97$19,513.20
2Dec 2021$490.41$144.56$634.97$19,022.79
2021 Total$977.21$292.73$1,269.94
3Jan 2022$494.04$140.93$634.97$18,528.75
4Feb 2022$497.70$137.27$634.97$18,031.05
5Mar 2022$501.39$133.58$634.97$17,529.66
6Apr 2022$505.10$129.87$634.97$17,024.56
7May 2022$508.85$126.12$634.97$16,515.71
8Jun 2022$512.62$122.35$634.97$16,003.09
9Jul 2022$516.41$118.56$634.97$15,486.68
10Aug 2022$520.24$114.73$634.97$14,966.44
11Sep 2022$524.09$110.88$634.97$14,442.35
12Oct 2022$527.98$106.99$634.97$13,914.37
13Nov 2022$531.89$103.08$634.97$13,382.48
14Dec 2022$535.83$99.14$634.97$12,846.65
2022 Total$6,176.14$1,443.5$7,619.64
15Jan 2023$539.80$95.17$634.97$12,306.85
16Feb 2023$543.80$91.17$634.97$11,763.05
17Mar 2023$547.83$87.14$634.97$11,215.22
18Apr 2023$551.88$83.09$634.97$10,663.34
19May 2023$555.97$79.00$634.97$10,107.37
20Jun 2023$560.09$74.88$634.97$9,547.28
21Jul 2023$564.24$70.73$634.97$8,983.04
22Aug 2023$568.42$66.55$634.97$8,414.62
23Sep 2023$572.63$62.34$634.97$7,841.99
24Oct 2023$576.87$58.10$634.97$7,265.12
25Nov 2023$581.15$53.82$634.97$6,683.97
26Dec 2023$585.45$49.52$634.97$6,098.52
2023 Total$6,748.13$871.51$7,619.64
27Jan 2024$589.79$45.18$634.97$5,508.73
28Feb 2024$594.16$40.81$634.97$4,914.57
29Mar 2024$598.56$36.41$634.97$4,316.01
30Apr 2024$603.00$31.97$634.97$3,713.01
31May 2024$607.46$27.51$634.97$3,105.55
32Jun 2024$611.96$23.01$634.97$2,493.59
33Jul 2024$616.50$18.47$634.97$1,877.09
34Aug 2024$621.06$13.91$634.97$1,256.03
35Sep 2024$625.66$9.31$634.97$630.37
36Oct 2024$630.30$4.67$634.97$0.07
2024 Total$6,098.45$251.25$6,349.7