RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

8.02

% p.a

Variable

Loan term

1 year to 5 years

Repayment frequency
Monthly
Monthly repayment

627

36 months

Number of repayments
36
Total interest paid
$2.6k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$493.24$133.67$626.91$19,506.76
2Dec 2021$496.54$130.37$626.91$19,010.22
2021 Total$989.78$264.04$1,253.82
3Jan 2022$499.86$127.05$626.91$18,510.36
4Feb 2022$503.20$123.71$626.91$18,007.16
5Mar 2022$506.56$120.35$626.91$17,500.60
6Apr 2022$509.95$116.96$626.91$16,990.65
7May 2022$513.36$113.55$626.91$16,477.29
8Jun 2022$516.79$110.12$626.91$15,960.50
9Jul 2022$520.24$106.67$626.91$15,440.26
10Aug 2022$523.72$103.19$626.91$14,916.54
11Sep 2022$527.22$99.69$626.91$14,389.32
12Oct 2022$530.74$96.17$626.91$13,858.58
13Nov 2022$534.29$92.62$626.91$13,324.29
14Dec 2022$537.86$89.05$626.91$12,786.43
2022 Total$6,223.79$1,299.13$7,522.92
15Jan 2023$541.45$85.46$626.91$12,244.98
16Feb 2023$545.07$81.84$626.91$11,699.91
17Mar 2023$548.72$78.19$626.91$11,151.19
18Apr 2023$552.38$74.53$626.91$10,598.81
19May 2023$556.07$70.84$626.91$10,042.74
20Jun 2023$559.79$67.12$626.91$9,482.95
21Jul 2023$563.53$63.38$626.91$8,919.42
22Aug 2023$567.30$59.61$626.91$8,352.12
23Sep 2023$571.09$55.82$626.91$7,781.03
24Oct 2023$574.91$52.00$626.91$7,206.12
25Nov 2023$578.75$48.16$626.91$6,627.37
26Dec 2023$582.62$44.29$626.91$6,044.75
2023 Total$6,741.68$781.24$7,522.92
27Jan 2024$586.51$40.40$626.91$5,458.24
28Feb 2024$590.43$36.48$626.91$4,867.81
29Mar 2024$594.38$32.53$626.91$4,273.43
30Apr 2024$598.35$28.56$626.91$3,675.08
31May 2024$602.35$24.56$626.91$3,072.73
32Jun 2024$606.37$20.54$626.91$2,466.36
33Jul 2024$610.43$16.48$626.91$1,855.93
34Aug 2024$614.51$12.40$626.91$1,241.42
35Sep 2024$618.61$8.30$626.91$622.81
36Oct 2024$622.75$4.16$626.91$0.06
2024 Total$6,044.69$224.41$6,269.1